# 0% financing incentives... **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [December 2, 2008, 6:01am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074 "2008-12-02T06:01:00Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [December 2, 2008, 7:32am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/41 "2008-12-02T07:32:29Z")
> [@JayS](#): > > Buy this: > [http://www.autotrader.com/fyc/vdp.jsp?ct=u&car\_id=254998731&dealer\_id=56435979&car\_year=2006&rdm=1228230847163&model=MURANO&num\_records=25&systime=&make2=&highlightFirstMakeModel=&start\_year=1981&keywordsfyc=&keywordsfyc=&keywordsrep=&keywordsrep=&engine=&certified=&body\_code=0&fuel=&awsp=false&search\_type=both&distance=300&marketZipError=false&search\_lang=en&showZipError=n&make=NISSAN&keywords\_display=&color=&page\_location=findacar%3A%3Aispsearchform&min\_price=&drive=&default\_sort=priceDESC&seller\_type=b&max\_mileage=30000&style\_flag=1&sort\_type=priceDESC&address=14221&advanced=y&end\_year=2009&doors=&transmission=&max\_price=15000&cardist=290](http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=254998731&dealer_id=56435979&car_year=2006&rdm=1228230847163&model=MURANO&num_records=25&systime=&make2=&highlightFirstMakeModel=&start_year=1981&keywordsfyc=&keywordsfyc=&keywordsrep=&keywordsrep=&engine=&certified=&body_code=0&fuel=&awsp=false&search_type=both&distance=300&marketZipError=false&search_lang=en&showZipError=n&make=NISSAN&keywords_display=&color=&page_location=findacar%3A%3Aispsearchform&min_price=&drive=&default_sort=priceDESC&seller_type=b&max_mileage=30000&style_flag=1&sort_type=priceDESC&address=14221&advanced=y&end_year=2009&doors=&transmission=&max_price=15000&cardist=290) > > Put the money you saved into making your “toy” car faster. Finance through a credit union for a decent rate and not be stuck in an upside down loan on some VW that depreciates 20% the minute you drive it off the lot and it goes from “new” to “used”? > > Sorry for bringing logic to another thread. i agree, i’m not sold on buying a new car, it’s just a thought. nyspeed is going 0% crazy right now and maybe i’m a bit caught up in it. I really think a mazda 3 hatch is what i should get. ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [December 2, 2008, 7:34am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/42 "2008-12-02T07:34:06Z")
> [@Slopoke](#): > > CC Vr6 4motion $39k > 280hp > 0-60 6.2 seconds > Meh gimme a Genesis with 380hp rwd for that kinda $$$ $26,790 200HP 6spd CC \> korean lux boat. ---
**Author:** ![Slopoke](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slopoke/32/7248_2.png) [@Slopoke](https://forums.speedlife.net/u/Slopoke)\ **Post date:** [December 2, 2008, 7:35am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/43 "2008-12-02T07:35:24Z")
Honeslty 0% isnt all that… If you buy car xx with 0% AND NO DISCOUNT, or car zz with 2.9% and $5000 rebate you much better off with car ZZ, just look for a car you like and get the best deal, dont buy a car because of pricing because you and everyone else on this board know you will sell it in 6 months if you dont love it ---
**Author:** ![Slopoke](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slopoke/32/7248_2.png) [@Slopoke](https://forums.speedlife.net/u/Slopoke)\ **Post date:** [December 2, 2008, 7:35am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/44 "2008-12-02T07:35:43Z")
> [@theblue](#): > > $26,790 200HP 6spd CC \> korean lux boat. nope/ V8 Genesis 375hp/333tq ZF 6spd auto 17/25 mpg 0-60 5.7 pulls 0.95g’s weight distribution 54:46 Lexicon 17 speaker sound system Heated/Cooled Seats Oh yea and Hyundai doesnt charge you $350 for rear airbags 🤣 ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [December 2, 2008, 7:36am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/45 "2008-12-02T07:36:02Z")
> [@newman](#): > > nyspeed is going 0% crazy right now and maybe i’m a bit caught up in it. NYSpeed is about 95% retarded though. It’s about 5% smart, which just happens to be about the rate you’d pay for a used car loan from a decent credit union. Coincidence? ---
**Author:** ![Locutus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/locutus/32/7574_2.png) [@Locutus](https://forums.speedlife.net/u/Locutus)\ **Post date:** [December 2, 2008, 7:37am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/46 "2008-12-02T07:37:41Z")
ive got a wagon… err 08 impreza sport… slow but its awd… i like it. ---
**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\ **Post date:** [December 2, 2008, 7:46am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/47 "2008-12-02T07:46:46Z")
> [@JayS](#): > > Buy this: > [http://www.autotrader.com/fyc/vdp.jsp?ct=u&car\_id=254998731&dealer\_id=56435979&car\_year=2006&rdm=1228230847163&model=MURANO&num\_records=25&systime=&make2=&highlightFirstMakeModel=&start\_year=1981&keywordsfyc=&keywordsfyc=&keywordsrep=&keywordsrep=&engine=&certified=&body\_code=0&fuel=&awsp=false&search\_type=both&distance=300&marketZipError=false&search\_lang=en&showZipError=n&make=NISSAN&keywords\_display=&color=&page\_location=findacar%3A%3Aispsearchform&min\_price=&drive=&default\_sort=priceDESC&seller\_type=b&max\_mileage=30000&style\_flag=1&sort\_type=priceDESC&address=14221&advanced=y&end\_year=2009&doors=&transmission=&max\_price=15000&cardist=290](http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=254998731&dealer_id=56435979&car_year=2006&rdm=1228230847163&model=MURANO&num_records=25&systime=&make2=&highlightFirstMakeModel=&start_year=1981&keywordsfyc=&keywordsfyc=&keywordsrep=&keywordsrep=&engine=&certified=&body_code=0&fuel=&awsp=false&search_type=both&distance=300&marketZipError=false&search_lang=en&showZipError=n&make=NISSAN&keywords_display=&color=&page_location=findacar%3A%3Aispsearchform&min_price=&drive=&default_sort=priceDESC&seller_type=b&max_mileage=30000&style_flag=1&sort_type=priceDESC&address=14221&advanced=y&end_year=2009&doors=&transmission=&max_price=15000&cardist=290) > > Put the money you saved into making your “toy” car faster. Finance through a credit union for a decent rate and not be stuck in an upside down loan on some VW that depreciates 20% the minute you drive it off the lot and it goes from “new” to “used”? > > Sorry for bringing logic to another thread. hrmm…I wonder how not excited they’d be about going 11k out of pocket on trade for my CLK…That’d be a reasonable enough winter car to trade in come spring for something else and give me time to shop around… ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [December 2, 2008, 7:46am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/48 "2008-12-02T07:46:54Z")
> [@JayS](#): > > NYSpeed is about 95% retarded though. > > It’s about 5% smart, which just happens to be about the rate you’d pay for a used car loan from a decent credit union. Coincidence? lol. nice. i slept on the 4.75 rate at western division for my exige and got 5.25 a day later… still not too shabby. ---
**Author:** ![Harvey](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/harvey/32/5069_2.png) [@Harvey](https://forums.speedlife.net/u/Harvey)\ **Post date:** [December 2, 2008, 7:48am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/49 "2008-12-02T07:48:15Z")
> [@Slopoke](#): > > Honeslty 0% isnt all that… If you buy car xx with 0% AND NO DISCOUNT, or car zz with 2.9% and $5000 rebate you much better off with car ZZ, just look for a car you like and get the best deal, dont buy a car because of pricing because you and everyone else on this board know you will sell it in 6 months if you dont love it Most of the companies offering 0% are offering rebates too. That’s what makes it worth while. ---
**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\ **Post date:** [December 2, 2008, 7:51am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/50 "2008-12-02T07:51:56Z")
Theres a lot of room in the hatchbacks. I was worried about the same thing when I picked up my GTI, but theres more than enough for me. It’s not gonna fit a dresser in it but the hatch has a lot of space, and when the seats fold down it’s quite spacious. They will go to invoice at the dealer no doubt for you. Send me an IM if you want. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [December 2, 2008, 7:58am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/51 "2008-12-02T07:58:56Z")
0%=meh 0% with incentives=aiiiiiiiiiight I would have already bought something new but i love my E39 so much I cant convince myself to sell it just to drive something newer. My vote is go buy a 02-03 E39 5-sp with sport and premium. I have never liked a car this much.(as a daily driver) ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [December 2, 2008, 8:00am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/52 "2008-12-02T08:00:56Z")
cougarspeed, I’m on the same page. I was going to sell my e39 m5 soon and I just couldn’t bring myself to do it. It’s by far my favorite car I’ve owned (minus the appalling brakes). ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [December 2, 2008, 8:06am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/53 "2008-12-02T08:06:38Z")
> [@Slopoke](#): > > nope/ > > V8 Genesis 375hp/333tq > ZF 6spd auto > 17/25 mpg > 0-60 5.7 > pulls 0.95g’s > weight distribution 54:46 > Lexicon 17 speaker sound system > Heated/Cooled Seats > > Oh yea and Hyundai doesnt charge you $350 for rear airbags 🤣 don’t get me wrong, the genesis is a great appliance, the problem is it’s a horrible car. It has no soul - it’s what happens when you steal the best from everybody else’s function and design and end up with a generic blob. It also has no class - if I rolled up to an club/fancy restaurant/opera, I’d feel like I was wearing a walmart suit and the tag was showing. ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [December 2, 2008, 8:07am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/54 "2008-12-02T08:07:26Z")
Putting luxo and korean in the same sentence does not even make sense. I dont care how much “better” they are doing. I will NEVER own a hyundai. ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [December 2, 2008, 8:10am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/55 "2008-12-02T08:10:31Z")
as a rental car / dealership loaner… hell yes, I’ll take one. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [December 2, 2008, 8:12am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/56 "2008-12-02T08:12:32Z")
> [@MPD47](#): > > cougarspeed, I’m on the same page. I was going to sell my e39 m5 soon and I just couldn’t bring myself to do it. It’s by far my favorite car I’ve owned (minus the appalling brakes). As of right now the only car I would get rid of mine for is a E39 M5. I test drove an M5 not long ago and am in love. ---
**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\ **Post date:** [December 2, 2008, 8:13am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/57 "2008-12-02T08:13:00Z")
I had a good deal lined up on an '08 Passat wagon with the 0%, but when I can buy a car that is a year older with 20K on it for $9500 less (plus taxes) I decided I will more than likely go that route. Even at the current 5 or 6% financing rates, the total financing if I go the entire length of the loan is less than 25% of the depreciation hit I would take on a new one in less than a year. It would have been nice to buy another new car, but it’s just such bad financial move, especially if I am going to get rid of it in an another year or so. X… ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [December 2, 2008, 8:14am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/58 "2008-12-02T08:14:47Z")
This probably already been covered but, the bottom line is the most important thing. Interest rates are only part of the equation. ---
**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\ **Post date:** [December 2, 2008, 8:18am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/59 "2008-12-02T08:18:20Z")
> [@Blue Eyed Devil](#): > > This probably already been covered but, the bottom line is the most important thing. Interest rates are only part of the equation. See post above (sort of) LOL X… ---
**Author:** ![nelstoys](https://avatars.discourse-cdn.com/v4/letter/n/48db29/32.png) [@nelstoys](https://forums.speedlife.net/u/nelstoys)\ **Post date:** [December 2, 2008, 8:26am UTC](https://forums.speedlife.net/t/0-financing-incentives/59074/60 "2008-12-02T08:26:00Z")
Buy a gm, there giving them away. [Previous page](https://forums.speedlife.net/t/0-financing-incentives/59074.md?page=2) [Next page](https://forums.speedlife.net/t/0-financing-incentives/59074.md?page=4)