# $104,000 insurance premium for 240sx

**URL:** <https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772>\
**Category:** SON240sx Automotive\
**Created:** [December 12, 2007, 11:04am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772 "2007-12-12T11:04:42Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![renman](https://avatars.discourse-cdn.com/v4/letter/r/ecb155/32.png) [@renman](https://forums.speedlife.net/u/renman)\
**Post date:** [December 12, 2007, 11:04am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/1 "2007-12-12T11:04:42Z")

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I just saw this, read the article and started to laugh.

**EDMONTON - Barbara Wellensiek knew her son’s insurance bill would be steep because of his driving record, but when the renewal notice arrived she was shocked to see the annual premium was $104,566.63.**

[240sx insurance for a kid in edmonton](http://jalopnik.com/cars/offbeat-news/teenage-hoon-slapped-with-104000-insurance-premium-332935.php)

What do you think?

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**Author:** ![Osad](https://avatars.discourse-cdn.com/v4/letter/o/3ab097/32.png) [@Osad](https://forums.speedlife.net/u/Osad)\
**Post date:** [December 12, 2007, 11:14am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/2 "2007-12-12T11:14:51Z")

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Sucks to be him. I think the journalist writing the article gave the kid too much credit as is haha.

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [December 12, 2007, 11:17am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/3 "2007-12-12T11:17:49Z")

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Haha, he should get a G coupe. My insurance is actually less than what I paid for my S13 😉

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**Author:** ![Fobwall](https://avatars.discourse-cdn.com/v4/letter/f/7ea924/32.png) [@Fobwall](https://forums.speedlife.net/u/Fobwall)\
**Post date:** [December 12, 2007, 11:21am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/4 "2007-12-12T11:21:59Z")

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Insurance for 240s are so high because of wannabe drifters who keep crashing.

I bet that if insurance companies were to read what we talk about in car chat, all of us would not be able to afford insurance.

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**Author:** ![APA0ll0](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/apa0ll0/32/5555_2.png) [@APA0ll0](https://forums.speedlife.net/u/APA0ll0)\
**Post date:** [December 12, 2007, 11:22am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/5 "2007-12-12T11:22:36Z")

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What did they expect honestly, his old premium was $1300 a month/$15600 a year.

This quote is jokes:

“Moped!? I wouldn’t let his ass drive a golf ball. Driving is a privilege not a right.  
And when his dumb ass goes sailing through his car’s windshield from impact after f\*cking around on public streets I hope two things for him:  
a) he doesn’t hurt or kill anyone else.  
b) he keeps his arms at his sides to maintain proper form on exit”

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**Author:** ![sleepydopey](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sleepydopey/32/5526_2.png) [@sleepydopey](https://forums.speedlife.net/u/sleepydopey)\
**Post date:** [December 12, 2007, 11:30am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/6 "2007-12-12T11:30:57Z")

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> [@Web Developers etc...](https://forums.speedlife.net/t/web-developers-etc/15011/16):
>
> Haha, he should get a G coupe. My insurance is actually less than what I paid for my S13 😉

how?  
is it full insurance?  
or just liability?

are you listed as primary driver as well?

that’s kind of odd to be honest…unless the geography had a huge impact when you moved

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [December 12, 2007, 11:35am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/7 "2007-12-12T11:35:27Z")

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I had only liability on the S13, and now I have full coverage on the G. Apparently the biggest difference was that I had my own policy for my S13, and the new company counted my driving experience differently because of it. I also have my own policy for the G now. The price is actually almost the same, the reason why I said it’s cheaper for the G, is because that’s full coverage, and I had liability only on the S13. It is a fantastic car for insurance purposes though, everything else sporty that I priced was significantly more to insure.

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**Author:** ![Polar\_s13](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/polar_s13/32/5572_2.png) [@Polar\_s13](https://forums.speedlife.net/u/Polar_s13)\
**Post date:** [December 12, 2007, 11:53am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/8 "2007-12-12T11:53:11Z")

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s13’s are’nt bad on insurance I pay 250$ a month but than again my record is completely clean, but civics I heard are like 400-500 a month.

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [December 12, 2007, 11:55am UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/9 "2007-12-12T11:55:45Z")

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Consider that I pay under 350 a month for full coverage on a 2005 G35 Coupe, with an at fault accident on my record.

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**Author:** ![renman](https://avatars.discourse-cdn.com/v4/letter/r/ecb155/32.png) [@renman](https://forums.speedlife.net/u/renman)\
**Post date:** [December 12, 2007, 12:11pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/10 "2007-12-12T12:11:58Z")

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What I find interesting is that they offered that high premium, instead of refusing to insure him.

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**Author:** ![newstar31](https://avatars.discourse-cdn.com/v4/letter/n/ac8455/32.png) [@newstar31](https://forums.speedlife.net/u/newstar31)\
**Post date:** [December 12, 2007, 12:22pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/11 "2007-12-12T12:22:21Z")

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i dont know what u guys go thru but my insurance on my 91’ 240 wat $90 a month for liability  
i also have a dd (92’ 4 dr civic) and that is $107 so i pay less fo the 240  
im 25 and have 1 ticket, and an accident but not on record yet

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**Author:** ![Lith](https://avatars.discourse-cdn.com/v4/letter/l/fbc32d/32.png) [@Lith](https://forums.speedlife.net/u/Lith)\
**Post date:** [December 12, 2007, 12:35pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/12 "2007-12-12T12:35:12Z")

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I found out that the insurance on my '95 240 is less than the same year 4-door honda civic… (both under my name of course). That doesn’t make sense at all to me, but I’m not gonna complain 🙂

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**Author:** ![sleepydopey](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sleepydopey/32/5526_2.png) [@sleepydopey](https://forums.speedlife.net/u/sleepydopey)\
**Post date:** [December 12, 2007, 12:45pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/13 "2007-12-12T12:45:42Z")

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> [@More F-Bod Problems](https://forums.speedlife.net/t/more-f-bod-problems/15197/9):
>
> i dont know what u guys go thru but my insurance on my 91’ 240 wat $90 a month for liability  
> i also have a dd (92’ 4 dr civic) and that is $107 so i pay less fo the 240  
> im 25 and have 1 ticket, and an accident but not on record yet

your insurance premiums drastically reduce on and after the age of 25

but then…i feel insurance companies are all scammers…  
i mean…  
i got asked for an appraisel for my car. BUT I was just getting libaility insurance…why the hell do i need my car appraised if i’m not getting comprehensive??

we need more insurance companies in ontario competing for our business…  
need to drive down premiums

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [December 12, 2007, 2:18pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/14 "2007-12-12T14:18:13Z")

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The only legit tricks i used were.

- occasional driver (weekends and evenings; not to work /school)
- I’m listed as residing in Waterloo which = a cut of 30%

and i’m paying 200 a month with a 10 over and an at fault collision (which is being appealed.

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [December 12, 2007, 4:08pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/15 "2007-12-12T16:08:47Z")

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hehe 220 a month for nissan and Legacy full coverage and that will drove about $100 a month in July

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**Author:** ![ronnys13](https://avatars.discourse-cdn.com/v4/letter/r/ee7513/32.png) [@ronnys13](https://forums.speedlife.net/u/ronnys13)\
**Post date:** [December 12, 2007, 4:30pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/16 "2007-12-12T16:30:04Z")

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im lucky, my 93 cadi and my 90 240, i pay 212$ a month and im only 19, totaly clean record though

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**Author:** ![minimum](https://avatars.discourse-cdn.com/v4/letter/m/e47774/32.png) [@minimum](https://forums.speedlife.net/u/minimum)\
**Post date:** [December 12, 2007, 4:30pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/17 "2007-12-12T16:30:55Z")

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$65 a month full insurance… on a 92 coupe… hahahaha

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**Author:** ![DJPyro](https://avatars.discourse-cdn.com/v4/letter/d/278dde/32.png) [@DJPyro](https://forums.speedlife.net/u/DJPyro)\
**Post date:** [December 12, 2007, 4:58pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/18 "2007-12-12T16:58:13Z")

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$115, one at fault, basic coverage on my '91 hatch.

I think his mother needs a kick in the head and he needs to not have his license.

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**Author:** ![Ko-San](https://avatars.discourse-cdn.com/v4/letter/k/8e8cbc/32.png) [@Ko-San](https://forums.speedlife.net/u/Ko-San)\
**Post date:** [December 12, 2007, 7:20pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/19 "2007-12-12T19:20:05Z")

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wow… that sucks the big one  
youd think hed learn his lesson and go to tracks instead  
…or buy a police scanner or something =P

preferably the first one

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**Author:** ![Canadian\_Idol](https://avatars.discourse-cdn.com/v4/letter/c/b9e5f3/32.png) [@Canadian\_Idol](https://forums.speedlife.net/u/Canadian_Idol)\
**Post date:** [December 12, 2007, 7:43pm UTC](https://forums.speedlife.net/t/104-000-insurance-premium-for-240sx/111772/20 "2007-12-12T19:43:41Z")

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I know a couple guys that were paying over $1200 for Vipers, M5s and Supras and I thought that was outrageous.

Don’t most ppl just register in BC and get protected by ICBC rates.

Insurance companies dont understand it only promotes uninsured driving. They have a huge prob with that in the US, uninsured mexican illegals, they can’t get insurnace or its astronomical. They tag you after a few too many Coronas too bad for you and your insurnace company.

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