# 1st Credit Card?

**URL:** https://forums.speedlife.net/t/1st-credit-card/46461
**Category:** NYSpeed Off Topic
**Created:** [April 8, 2008, 6:47pm UTC](https://forums.speedlife.net/t/1st-credit-card/46461 "2008-04-08T18:47:19Z")
**Posts on this page:** 1
**Showing post:** 11

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### Author: ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)
#### Post date: [April 8, 2008, 8:11pm UTC](https://forums.speedlife.net/t/1st-credit-card/46461/11 "2008-04-08T20:11:55Z")

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im 21 and have never had one, some people cant believe i havent gotten one yet. my thoughts are that i dont really have the need for one, if i want something, i save the money and spend cash. i also wouldnt trust myself, nor would i want to have to make payments.

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