# 1st Credit Card?

**URL:** <https://forums.speedlife.net/t/1st-credit-card/46461>\
**Category:** NYSpeed Off Topic\
**Created:** [April 8, 2008, 6:47pm UTC](https://forums.speedlife.net/t/1st-credit-card/46461 "2008-04-08T18:47:19Z")\
**Posts on this page:** 1\
**Showing post:** 23

<div class="post-metadata">

**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [April 9, 2008, 6:46am UTC](https://forums.speedlife.net/t/1st-credit-card/46461/23 "2008-04-09T06:46:21Z")

</div>

How in the does someone reach 22 years old without a credit card or a checking account? I had a mortgage when I was 23. Have they never worked? Never had a bill to pay? I really can’t fathom how someone could do that.

Bobbyg, that’s really good that you’re keeping yourself out of debt. A lot of people on here should follow your lead. If I were in your shoes though, I’d start thinking about building credit if you have any intentions of buying a house in the next 5-10 years. Just sayin.

---

_[View the full topic](https://forums.speedlife.net/t/1st-credit-card/46461)._