# 1st Credit Card?

**URL:** https://forums.speedlife.net/t/1st-credit-card/46461
**Category:** NYSpeed Off Topic
**Created:** [April 8, 2008, 6:47pm UTC](https://forums.speedlife.net/t/1st-credit-card/46461 "2008-04-08T18:47:19Z")
**Posts on this page:** 1
**Showing post:** 28

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### Author: ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)
#### Post date: [April 9, 2008, 10:33am UTC](https://forums.speedlife.net/t/1st-credit-card/46461/28 "2008-04-09T10:33:26Z")

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> [@sedlmeier101](#):
>
> I’m 20. I’ve had two chase credit cards when I turned 18…and both of their credit limits have trippled.  
> I also have a GM card which I used to buy my TV,ps3 and other entertainment shit. It’s got a $7,500 limit and 0% for 12 months. I pay $50 a month until next year, when I’ll pay it off to avoid the interest rates

I’m not trying to be a dick, but who cares? Plenty of people here have the same _accomplishments_ if you will. The thread isn’t about you, isn’t about your dick size / credit limit, it’s about helping someone.

Anyways, with that out of the way, I strongly suggest following the method I previously laid out. Well, if he has bad credit that is. If you work with him and get his credit score, and it’s decent ( above 650 ) come back here and I will recommend some credit cards. If he can, he really should avoid sub-prime lenders.

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