# 1st time Homo-ners **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [March 29, 2009, 7:29pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300 "2009-03-29T19:29:38Z")\ **Posts on this page:** 17\ **Page:** 2
**Author:** ![JDMSIR](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jdmsir/32/7376_2.png) [@JDMSIR](https://forums.speedlife.net/u/JDMSIR)\ **Post date:** [March 29, 2009, 11:44pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/21 "2009-03-29T23:44:10Z")
I cant wait to have kids, actually during our coming up cruise to Puerto Rico in June, we are starting… I want at least 5. Any questions with a project just ask, more then willing to help. I have a lot of experience, and know everyone who are close friends who can do what you may need done if you get stuck. ---
**Author:** ![Estorvito](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/estorvito/32/7234_2.png) [@Estorvito](https://forums.speedlife.net/u/Estorvito)\ **Post date:** [March 30, 2009, 4:13am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/22 "2009-03-30T04:13:17Z")
wOrd… I should be getting a little over 7k back. Cant wait to close ---
**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\ **Post date:** [March 30, 2009, 6:00am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/23 "2009-03-30T06:00:27Z")
you should all diaf, i got nothing at all ---
**Author:** ![dozr](https://avatars.discourse-cdn.com/v4/letter/d/41988e/32.png) [@dozr](https://forums.speedlife.net/u/dozr)\ **Post date:** [March 30, 2009, 6:20am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/24 "2009-03-30T06:20:10Z")
I am so glad I waited until 2009 to buy 🙂 ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [March 30, 2009, 7:58am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/25 "2009-03-30T07:58:53Z")
> [@Joe](#): > > **2008:** 10% up to $7500, you have to pay it back. > **2009:** 10% up to $8000, you don’t have to pay it back. the answer is RIGHT HERE, stop debating with new numbers people… this is the correct info. :picard: ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 30, 2009, 8:01am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/26 "2009-03-30T08:01:11Z")
haha, i was gonna let them keep bickering over nonsense ---
**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\ **Post date:** [March 30, 2009, 8:55am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/27 "2009-03-30T08:55:30Z")
2009 \> 2008 Nice. X… ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 30, 2009, 1:31pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/28 "2009-03-30T13:31:22Z")
> [@theblue](#): > > the answer is RIGHT HERE, stop debating with new numbers people… this is the correct info. > > :picard: > [@Joe](#): > > haha, i was gonna let them keep bickering over nonsense You toolbags realize JDMSIR and I were talking about something completely different. :picard: \<3 ---
**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\ **Post date:** [March 30, 2009, 1:39pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/29 "2009-03-30T13:39:38Z")
Is this only a NY thing? Been looking at houses lately, and this would just make me more motivated to find something. ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [March 30, 2009, 3:11pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/30 "2009-03-30T15:11:40Z")
no, anywhere. ---
**Author:** ![FASTMOFO](https://avatars.discourse-cdn.com/v4/letter/f/9de053/32.png) [@FASTMOFO](https://forums.speedlife.net/u/FASTMOFO)\ **Post date:** [March 30, 2009, 4:22pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/31 "2009-03-30T16:22:01Z")
> [@JDMSIR](#): > > Get the first time home buyers, I got $8500 grant, no need to pay back duh. I was having a brain fart before. Thinking what you were talking about was different that what it was. Is this the Sunny May or whatever you guys got loans through? the big chunk of change theyd give you towards closing? They wouldnt give me it, if thats what you guys are talkin about. ---
**Author:** ![JDMSIR](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jdmsir/32/7376_2.png) [@JDMSIR](https://forums.speedlife.net/u/JDMSIR)\ **Post date:** [March 30, 2009, 5:47pm UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/32 "2009-03-30T17:47:35Z")
↑ Yes, it went to closing cost,lawyer, inspector, $1000 deposit,etc. We didnt pay anything out of pocket. ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [March 31, 2009, 8:19am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/33 "2009-03-31T08:19:46Z")
under which of their programs does sonyma give out free money? I know they have a bunch that give you cash and roll it into the loan, but I don’t see any giving money out free, even for low income (under 35k) [http://www.nyhomes.org/index.aspx?page=2](http://www.nyhomes.org/index.aspx?page=2) ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 31, 2009, 11:13am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/34 "2009-03-31T11:13:46Z")
> **[M&T First Home Club Offers Up to $7500 to Rochester First Time Home Buyers!](http://activerain.com/blogsview/779633/m-t-first-home-club-offers-up-to--7500-to-rochester-first-time-home-buyers-)** > > Usually, the first home is the most difficult to buy. In most cases, you must still pay rent while trying to pull together the funds needed for closing ... This is what I used. Then a FHA loan. ---
**Author:** ![duck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/duck/32/7183_2.png) [@duck](https://forums.speedlife.net/u/duck)\ **Post date:** [April 2, 2009, 6:50am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/35 "2009-04-02T06:50:41Z")
I closed 12/30/08… i get NOTHING! bastards ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [April 2, 2009, 6:53am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/36 "2009-04-02T06:53:17Z")
> [@duck](#): > > I closed 12/30/09… i get NOTHING! bastards you closed in 9 months? ---
**Author:** ![FASTMOFO](https://avatars.discourse-cdn.com/v4/letter/f/9de053/32.png) [@FASTMOFO](https://forums.speedlife.net/u/FASTMOFO)\ **Post date:** [April 2, 2009, 10:00am UTC](https://forums.speedlife.net/t/1st-time-homo-ners/65300/37 "2009-04-02T10:00:06Z")
I was supposed to get 6500 towards closing from sunny may but ended up getting nothing. They had me waiting a rediculous amount of time to close on my house only to shaft me days before I was to close and tell me they werent going to give me the full loan amount because they didnt like the comparables even though their apraiser apraised my house at more than I paid for it. Punk move on their behalf. Had to get a new loan and do all paperwork again and some more waiting. My new loan gave me a better rate which was nice, but I had to cough up alot more money towards closing. [Previous page](https://forums.speedlife.net/t/1st-time-homo-ners/65300.md?page=1)