# 4+ bedroom in Colonie **URL:** \ **Category:** Classifieds\ **Created:** [October 10, 2011, 7:06am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807 "2011-10-10T07:06:17Z")\ **Posts on this page:** 17\ **Page:** 3
**Author:** ![Cossey](https://avatars.discourse-cdn.com/v4/letter/c/3ec8ea/32.png) [@Cossey](https://forums.speedlife.net/u/Cossey)\ **Post date:** [October 11, 2011, 10:17pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/41 "2011-10-11T22:17:02Z")
Best bet would be to go on the books until you can secure a mortgage. Would you rather pay taxes for a little while, or not buy a house for a long while? ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 12, 2011, 12:01am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/42 "2011-10-12T00:01:30Z")
Split the thread Coss man if this Tax stuff keeps pumpin ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 12, 2011, 11:09pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/43 "2011-10-12T23:09:45Z")
Teaser Pics… starting to take shape… one more week max. ---
**Author:** ![DRock518](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/drock518/32/6363_2.png) [@DRock518](https://forums.speedlife.net/u/DRock518)\ **Post date:** [October 13, 2011, 2:13am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/44 "2011-10-13T02:13:16Z")
Looks nice cracker bro. ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 13, 2011, 6:54am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/45 "2011-10-13T06:54:55Z")
Thats Bro Cracker… in that order… ---
**Author:** ![ReDevil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redevil/32/6385_2.png) [@ReDevil](https://forums.speedlife.net/u/ReDevil)\ **Post date:** [October 13, 2011, 8:04am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/46 "2011-10-13T08:04:38Z")
:ahh ---
**Author:** ![love4boost](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/love4boost/32/6658_2.png) [@love4boost](https://forums.speedlife.net/u/love4boost)\ **Post date:** [October 13, 2011, 9:55am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/47 "2011-10-13T09:55:30Z")
saltine crackers are the best. ---
**Author:** ![TonyJ124](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tonyj124/32/6380_2.png) [@TonyJ124](https://forums.speedlife.net/u/TonyJ124)\ **Post date:** [October 13, 2011, 10:06am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/48 "2011-10-13T10:06:55Z")
This sounds like a fair deal. Teaser pics show pretty well. My tip on homebuying: SHOP MORTGAGES. Shop them harder then you shop for “the house.” Seriously. I bought a place in NC a little over a year ago and got a really good deal on a mortgage through RBC by chance. I was ready to use BofA or Sunmark first, when I heard about one of RBC’s promotions from a friend’s friend who was in the business. Saved me a full percent and a bunch of out-of-pocket. ---
**Author:** ![PFaux](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pfaux/32/6722_2.png) [@PFaux](https://forums.speedlife.net/u/PFaux)\ **Post date:** [October 13, 2011, 12:06pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/49 "2011-10-13T12:06:37Z")
how does the morgage approval process work? they do a credit check and then you find out what your deal can be? at that point you can still decline the deal right? once you are pre-approved, you are looked into that deal for a certain amount of time? in otherwords, can you be pre-approved by more then one lender? i’m guessing it might effect your debt to income ratio, even tho you don’t owe on it, like a credit card. ---
**Author:** ![DRock518](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/drock518/32/6363_2.png) [@DRock518](https://forums.speedlife.net/u/DRock518)\ **Post date:** [October 14, 2011, 1:29pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/50 "2011-10-14T13:29:42Z")
You can be approved by different lenders,i was. Your not bound to the contract until you finalize everything with your attorney and go to closing. I had to back out of 2 different houses for two different reasons after our offer was accepted and everything. Its definately been a learning experience and im lucky my dad knows a bit about this stuff. ---
**Author:** ![ReDevil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redevil/32/6385_2.png) [@ReDevil](https://forums.speedlife.net/u/ReDevil)\ **Post date:** [October 14, 2011, 1:54pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/51 "2011-10-14T13:54:24Z")
Jammer- Youre the one that also inspects houses right? ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 14, 2011, 3:13pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/52 "2011-10-14T15:13:41Z")
I’m a licensed building inspector with over 8,000 inspections under my belt, and own an inspection company, as well as a small Environmental Lab. Small time companies. I also own a company named " Xtreme Makeover Properties "… A 4-5 Bedroom house anywhere near Loudonville, on a great street, with an oversized detached two car garage… and still have a good bit of land left for gatherings or dogs… simply will not last once I put it up for sale… if I do as the agent suggests and ask $159,900, it may not go week 1-2, but will still go. Thats why I know my offer at the moment is to sell it for 139,900 should be interesting to ready and able buyers. Otherwise in 2 weeks or less it’ll be on the Mkt at 159,900 ---
**Author:** ![ReDevil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redevil/32/6385_2.png) [@ReDevil](https://forums.speedlife.net/u/ReDevil)\ **Post date:** [October 14, 2011, 3:40pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/53 "2011-10-14T15:40:11Z")
Well Im pretty interested pending photos when its ready. Is there an entrance that would be easy to add a ramp to? That is another concern of mine. ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [October 14, 2011, 5:33pm UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/54 "2011-10-14T17:33:29Z")
You do inspections? ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 15, 2011, 5:15am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/55 "2011-10-15T05:15:38Z")
> [@OT](https://forums.speedlife.net/t/ot/46022/27): > > You do inspections? For the last time, I will not go near your balloon knot to help you find your nuts, or balls, or whatever it takes to line up next to me… LOL Hows your house coming mang? ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [October 15, 2011, 6:40am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/56 "2011-10-15T06:40:08Z")
> [@OFFICIAL '07-'08 BUFFALO SABRES SEASON THREAD](https://forums.speedlife.net/t/official-07-08-buffalo-sabres-season-thread/36504/2590): > > For the last time, I will not go near your balloon knot to help you find your nuts, or balls, or whatever it takes to line up next to me… > > LOL > > Hows your house coming mang? I’m coming for you big boy… Don’t hide or make some excuses like your car is too dirty to take out… House is coming good. All new hardwood, tile, and just had granite put in. Swing by whenever, you know your always welcome. ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [October 15, 2011, 8:47am UTC](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807/57 "2011-10-15T08:47:06Z")
Some of your house is now in this house… thanks for the trim and other left overs. Went to good use here! [Previous page](https://forums.speedlife.net/t/4-bedroom-in-colonie/260807.md?page=2)