# 401k peeps, how much are you investing?

**URL:** <https://forums.speedlife.net/t/401k-peeps-how-much-are-you-investing/47152>\
**Category:** NYSpeed Off Topic\
**Created:** [April 20, 2008, 8:18pm UTC](https://forums.speedlife.net/t/401k-peeps-how-much-are-you-investing/47152 "2008-04-20T20:18:51Z")\
**Posts on this page:** 1\
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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [April 21, 2008, 9:33am UTC](https://forums.speedlife.net/t/401k-peeps-how-much-are-you-investing/47152/19 "2008-04-21T09:33:20Z")

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it’s a simple one stop formula that applies to everybody.

1. put whatever your company will match in your 401k
2. put whatever you can afford into an IRA until you max out
3. go back to the 401k with anything beyond this.

the reason is that you have a lot more control over your IRA than your 401k (which is usually just a selection of shitty funds).

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