# 401k YTD comparisons

**URL:** <https://forums.speedlife.net/t/401k-ytd-comparisons/72104>\
**Category:** NYSpeed Off Topic\
**Created:** [August 13, 2009, 11:06am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104 "2009-08-13T11:06:12Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [August 13, 2009, 11:06am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/1 "2009-08-13T11:06:12Z")

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woohoo 19.9% YTD for me…

if only it wasn’t for last year hurting so bad that I’m worst off overall than at the start of last year. :banghead:

how are you guys doing?

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**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\
**Post date:** [August 13, 2009, 11:08am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/2 "2009-08-13T11:08:55Z")

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Umm, over 20% so far, I’ll check it then vote…

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [August 13, 2009, 11:10am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/3 "2009-08-13T11:10:14Z")

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Im going to win … let me log in and get a screen shoot

Im at like 86%… I have to do it when I get home I dont have my contract number here

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**Author:** ![Karter](https://avatars.discourse-cdn.com/v4/letter/k/e480ec/32.png) [@Karter](https://forums.speedlife.net/u/Karter)\
**Post date:** [August 13, 2009, 11:10am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/4 "2009-08-13T11:10:29Z")

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no 401k for me, Self retirement, the Ron Paul way

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**Author:** ![mike125k](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mike125k/32/7282_2.png) [@mike125k](https://forums.speedlife.net/u/mike125k)\
**Post date:** [August 13, 2009, 11:18am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/5 "2009-08-13T11:18:33Z")

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Was ~24%, been too depressed to keep close tabs on it lately.

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**Author:** ![tpgsr](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tpgsr/32/7374_2.png) [@tpgsr](https://forums.speedlife.net/u/tpgsr)\
**Post date:** [August 13, 2009, 11:23am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/6 "2009-08-13T11:23:01Z")

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I was at 21% last time I looked.

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**Author:** ![Steve69ss396](https://avatars.discourse-cdn.com/v4/letter/s/839c29/32.png) [@Steve69ss396](https://forums.speedlife.net/u/Steve69ss396)\
**Post date:** [August 13, 2009, 11:23am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/7 "2009-08-13T11:23:49Z")

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From the low point in February, mine is up 30%. :headbang:

From January 1st to now it’s up 20.7%.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 11:25am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/8 "2009-08-13T11:25:15Z")

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You talking balance or YTD return per share. My balance is up 500% because my company didn’t match til this year so I never put much in, Share price is +22.2%.

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**Author:** ![Eazy716](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/eazy716/32/7443_2.png) [@Eazy716](https://forums.speedlife.net/u/Eazy716)\
**Post date:** [August 13, 2009, 11:26am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/9 "2009-08-13T11:26:50Z")

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> [@Joe](#):
>
> You talking balance or YTD return per share. My balance is up 500% because my company didn’t match til this year so I never put much in, Share price is +22.2%.

???

I’ve gotten matched upto 6% since I started 6/7 years ago.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 11:28am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/10 "2009-08-13T11:28:03Z")

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You don’t get matched til you’ve been here a year now. I only put in 1% last year. This year I do the 4% that gets matched with 6%.

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [August 13, 2009, 11:29am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/11 "2009-08-13T11:29:19Z")

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yes, per share…

and my 401k matching was suspended for this year ☹

so I switched to contributing to a roth 401k (after tax), I’ll switch back when they match again.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 11:42am UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/12 "2009-08-13T11:42:07Z")

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Roth IRA’s are cool cause you can manage your own money if you’re so inclined. My 401k I just dump the whole thing into VTIVX and let Vanguard do the work for me.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [August 13, 2009, 12:11pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/13 "2009-08-13T12:11:26Z")

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You’d have to suck at life to not be extremely green at this point in time. Comparatively, unless you didn’t start investing until November, you’ve lost more than you’ve gained.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 12:13pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/14 "2009-08-13T12:13:32Z")

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My company match, and subsequent 1000% contribution increase, started at the February lows 🙂

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [August 13, 2009, 12:16pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/15 "2009-08-13T12:16:05Z")

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Nice. I maxed out around Nov. I was already pretty high, its not going anywhere for a long time though so it doesn’t really bother me.

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**Author:** ![Geoff](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geoff/32/6104_2.png) [@Geoff](https://forums.speedlife.net/u/Geoff)\
**Post date:** [August 13, 2009, 12:17pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/16 "2009-08-13T12:17:46Z")

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17.9

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<div class="post-metadata">

**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 12:19pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/17 "2009-08-13T12:19:52Z")

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I wish my 401k was actually worth 401k. it’s worth like 8k. ☹

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**Author:** ![LUKE\_L](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/luke_l/32/7462_2.png) [@LUKE\_L](https://forums.speedlife.net/u/LUKE_L)\
**Post date:** [August 13, 2009, 12:20pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/18 "2009-08-13T12:20:44Z")

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Not sure how to read a comparison percentage. But my plan is getting up there. 🙂

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [August 13, 2009, 12:21pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/19 "2009-08-13T12:21:17Z")

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18.69% last quarter. first quarter sucked.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [August 13, 2009, 12:22pm UTC](https://forums.speedlife.net/t/401k-ytd-comparisons/72104/20 "2009-08-13T12:22:42Z")

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you should be in bonds old man :lol:

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