# 401K ..

**URL:** <https://forums.speedlife.net/t/401k/39907>\
**Category:** NYSpeed Off Topic\
**Created:** [December 7, 2007, 7:49am UTC](https://forums.speedlife.net/t/401k/39907 "2007-12-07T07:49:07Z")\
**Posts on this page:** 1\
**Showing post:** 18

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**Author:** ![Jagermeister](https://avatars.discourse-cdn.com/v4/letter/j/f19dbf/32.png) [@Jagermeister](https://forums.speedlife.net/u/Jagermeister)\
**Post date:** [December 7, 2007, 8:21am UTC](https://forums.speedlife.net/t/401k/39907/18 "2007-12-07T08:21:03Z")

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Company matches 4% for me. My first year I traveled a ton and had no real expenses, so I put 15% of my income in to my 401K to build it up. I’ve dialed it back to 10% now for the past couple of years and its amazing how fast it builds up. I actually hate receiving account statements because I’m like “Shit, I could buy an M3 in Cash!”

Since I have been doing it for so long I have adjusted my spending and don’t really notice the 10% less difference.

Oh, and you should be 100% in fairly high risk stocks while you are young. Better chance for bigger returns and you can recover if you take a hit. As you age, you should slowly move towards safer investments.

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