# 5% Discount w/Snow Tires?! **URL:** \ **Category:** SON240sx Automotive\ **Created:** [December 4, 2009, 9:19pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049 "2009-12-04T21:19:21Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\ **Post date:** [December 4, 2009, 9:19pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/1 "2009-12-04T21:19:21Z")
heyy guys, I was wondering if any of you have called up your insurance companies with your winter beaters and told the ones that actually give a 5% discount with equipped snow tires, that you have snow tires equipped but mainly if you actually don’t…you think they’d find out if you said you did just to get that discount and you didn’t have them?😕 Thanks for any input or experience on this… ---
**Author:** ![Martino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/martino/32/5674_2.png) [@Martino](https://forums.speedlife.net/u/Martino)\ **Post date:** [December 4, 2009, 10:19pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/2 "2009-12-04T22:19:59Z")
…and then when you get into an accident without them, good luck finding insurance again. ---
**Author:** ![pledge-master](https://avatars.discourse-cdn.com/v4/letter/p/dbc845/32.png) [@pledge-master](https://forums.speedlife.net/u/pledge-master)\ **Post date:** [December 4, 2009, 10:48pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/3 "2009-12-04T22:48:32Z")
+1 what martino said lol, fyi 5% is shit all unless you have a pretty high premium! ---
**Author:** ![MP\_B240](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mp_b240/32/5697_2.png) [@MP\_B240](https://forums.speedlife.net/u/MP_B240)\ **Post date:** [December 4, 2009, 11:23pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/4 "2009-12-04T23:23:41Z")
its true ---
**Author:** ![Polar\_s13](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/polar_s13/32/5572_2.png) [@Polar\_s13](https://forums.speedlife.net/u/Polar_s13)\ **Post date:** [December 4, 2009, 11:52pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/5 "2009-12-04T23:52:30Z")
What I find hilarious is that my insurance company gave me a discount because I told them I have winter tires which I dont and I suspend my coverage over winter as well and they dont say shit lol… ---
**Author:** ![spd-dmn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spd-dmn/32/5513_2.png) [@spd-dmn](https://forums.speedlife.net/u/spd-dmn)\ **Post date:** [December 5, 2009, 3:37pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/6 "2009-12-05T15:37:02Z")
^^ heh same situation except i actually do have winter tires… but the car is in storage / suspended anyway ---
**Author:** ![Keez](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/keez/32/5570_2.png) [@Keez](https://forums.speedlife.net/u/Keez)\ **Post date:** [December 5, 2009, 3:53pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/7 "2009-12-05T15:53:49Z")
i have winters and i told them i had em and i got a discount ---
**Author:** ![Singh](https://avatars.discourse-cdn.com/v4/letter/s/43a26b/32.png) [@Singh](https://forums.speedlife.net/u/Singh)\ **Post date:** [December 5, 2009, 4:55pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/8 "2009-12-05T16:55:48Z")
^ lol. ---
**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\ **Post date:** [December 7, 2009, 12:11pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/9 "2009-12-07T12:11:39Z")
lol, got my 5% discount on top of my good rate 🙂 for your information, you don’t need winter tires…if your in the GTA, just gotta know how to drive with the weather conditions. This applies to FWD cars like mine 😉 ---
**Author:** ![Martino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/martino/32/5674_2.png) [@Martino](https://forums.speedlife.net/u/Martino)\ **Post date:** [December 7, 2009, 1:35pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/10 "2009-12-07T13:35:14Z")
Lol, ok. God forbid you do, but when you hit black ice one night, rear end someone and find out the damages to their vehicle and not only yours are FAR more greater than you can afford, you’ll than go through insurance. And once they find out you don’t actually have winters, despite what you told them your insurance will get canceled. And when it does, don’t complain about it. Good luck finding insurance after that as well. You’ll be flagged. Sure we all lie to our insurance company, but we don’t get caught. Winter tires are a whole separate story. EDIT: I’m using “you” in a hypothetical form. I definatly wouldn’t wish of you to hit someone Gupreet. ---
**Author:** ![spd-dmn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spd-dmn/32/5513_2.png) [@spd-dmn](https://forums.speedlife.net/u/spd-dmn)\ **Post date:** [December 7, 2009, 2:24pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/11 "2009-12-07T14:24:33Z")
> [@Did we Land on the moon?](https://forums.speedlife.net/t/did-we-land-on-the-moon/25172/5): > > lol, got my 5% discount on top of my good rate 🙂 > > for your information, you don’t need winter tires…if your in the GTA, just gotta know how to drive with the weather conditions. This applies to FWD cars like mine 😉 youre an idiot ---
**Author:** ![white2abbit](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/white2abbit/32/5602_2.png) [@white2abbit](https://forums.speedlife.net/u/white2abbit)\ **Post date:** [December 7, 2009, 5:50pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/12 "2009-12-07T17:50:44Z")
Dude, winter tires save lives. It has nothing to do with you being a good driver – there are other idiots out there. ---
**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\ **Post date:** [December 7, 2009, 7:12pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/13 "2009-12-07T19:12:35Z")
> [@OFFICIAL Buffalo Sabres Thread](https://forums.speedlife.net/t/official-buffalo-sabres-thread/25170/3100): > > Lol, ok. > God forbid you do, but when you hit black ice one night, rear end someone and find out the damages to their vehicle and not only yours are FAR more greater than you can afford, you’ll than go through insurance. And once they find out you don’t actually have winters, despite what you told them your insurance will get canceled. And when it does, don’t complain about it. > > Good luck finding insurance after that as well. You’ll be flagged. > > Sure we all lie to our insurance company, but we don’t get caught. > Winter tires are a whole separate story. > > EDIT: I’m using “you” in a hypothetical form. I definatly wouldn’t wish of you to hit someone Gupreet. Braking distances are the only true bonuses, and black ice…Matino it doesn’t matter what tires you have, you’ll be spinning out or losing control either way. Thanks for the worse case scenario outlining, I’ll definitely drive safe and stick to how I drove last winter with my all seasons on lol. And lying to insurance companies, it doesn’t matter since your in the same boat, you screw up, your screwed and flagged depending on what you held back on telling them;) ---
**Author:** ![Jowo72](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jowo72/32/5560_2.png) [@Jowo72](https://forums.speedlife.net/u/Jowo72)\ **Post date:** [December 7, 2009, 7:50pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/14 "2009-12-07T19:50:06Z")
I wish for mandatory winter tires. Sorry. Winter tires are between $100 on kijiji and 600 new for a reasonable vehicle. Average at fault insurance claim is $1000+ Hike. and if your annual insurance policy is $3000/yr for example your tires will pay for themselves over their lifespan with your insurance savings. ---
**Author:** ![Martino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/martino/32/5674_2.png) [@Martino](https://forums.speedlife.net/u/Martino)\ **Post date:** [December 7, 2009, 7:59pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/15 "2009-12-07T19:59:00Z")
You don’t get my point. ---
**Author:** ![agent240sx](https://avatars.discourse-cdn.com/v4/letter/a/7ea924/32.png) [@agent240sx](https://forums.speedlife.net/u/agent240sx)\ **Post date:** [December 7, 2009, 8:04pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/16 "2009-12-07T20:04:19Z")
You can lie plenty to insurance companies just don’t get into an accident because if they send someone to come check out the car after an accident (which they will) and find you don’t have those tires on you said you have… bend over because you won’t get jack shit, and if your at fault guess what you are responsible for the other person’s repairs/medical bills out of your own pockets. It’s a world of hurt for you from what you think is a small lie. ---
**Author:** ![S13GG](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s13gg/32/5506_2.png) [@S13GG](https://forums.speedlife.net/u/S13GG)\ **Post date:** [December 8, 2009, 4:57am UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/17 "2009-12-08T04:57:36Z")
its not worth fraud to lie…\ buy the snow tires, get the discount, count the accidents you avoid with them. last year I missed 2 ---
**Author:** ![rb180](https://avatars.discourse-cdn.com/v4/letter/r/48db29/32.png) [@rb180](https://forums.speedlife.net/u/rb180)\ **Post date:** [December 8, 2009, 9:05pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/18 "2009-12-08T21:05:51Z")
> [@OFFICIAL Buffalo Sabres Thread](https://forums.speedlife.net/t/official-buffalo-sabres-thread/25170/3109): > > youre an idiot i second that. lol ---
**Author:** ![MP\_B240](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mp_b240/32/5697_2.png) [@MP\_B240](https://forums.speedlife.net/u/MP_B240)\ **Post date:** [December 8, 2009, 9:40pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/19 "2009-12-08T21:40:05Z")
redline, its not about weather you can drive well without winters or not, its about getting fucked over for fraud when some asshole spins out in the snow and hits you ---
**Author:** ![Martino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/martino/32/5674_2.png) [@Martino](https://forums.speedlife.net/u/Martino)\ **Post date:** [December 8, 2009, 9:42pm UTC](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049/20 "2009-12-08T21:42:54Z")
> [@FedEx crashes into fuzz](https://forums.speedlife.net/t/fedex-crashes-into-fuzz/25174/14): > > redline, > its not about weather you can drive well without winters or not, its about getting fucked over for fraud when some asshole spins out in the snow and hits you He didn’t get my point. [Next page](https://forums.speedlife.net/t/5-discount-w-snow-tires/130049.md?page=2)