# A lil' bragging **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [August 24, 2010, 10:32pm UTC](https://forums.speedlife.net/t/a-lil-bragging/254148 "2010-08-24T22:32:07Z")\ **Posts on this page:** 1\ **Showing post:** 11
**Author:** ![JRubino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jrubino/32/6285_2.png) [@JRubino](https://forums.speedlife.net/u/JRubino)\ **Post date:** [August 25, 2010, 6:22am UTC](https://forums.speedlife.net/t/a-lil-bragging/254148/11 "2010-08-25T06:22:33Z")
> [@Cot damn it. How to fix scratch?](https://forums.speedlife.net/t/cot-damn-it-how-to-fix-scratch/34589/11): > > ^^ Not a homeowner but from what I see and hear, house = one huge a$$ project. > > When it’s a property for rental or investment, I could see it making a return but still over a longer period of time. When it’s yours and you don’t cheap out on stuff, I don’t see it returning quite as quickly! > > Note this is for the average case and not for those who buy a property like in central Florida or one of the Gulf disaster affected areas where prices are like 30-40% down and somehow make a killing after a couple of years. Sure that can happen but it’s not common. Plus speculation like that is what can artificially drive up prices in the short term anyways. > > I realize there’s money to be made in real estate but one definitely has to know what he/she is doing. It’s not like automatic money in the bank over renting if you don’t do it right… A house for yourself or as an investment is a great opportunity. As Ryan said, if you can afford to buy, NOW is the time! Mortage rates are extremely low. I locked in at 4.5% on a re-fi. --- _[View the full topic](https://forums.speedlife.net/t/a-lil-bragging/254148)._