# Am I gonna get screwed on my insurance now??? **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [June 9, 2007, 4:19am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589 "2007-06-09T04:19:06Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![cobraman04](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cobraman04/32/4963_2.png) [@cobraman04](https://forums.speedlife.net/u/cobraman04)\ **Post date:** [June 9, 2007, 4:19am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/1 "2007-06-09T04:19:06Z")
Ok, so wed. night at like 10 after the S&R cruise night i was drivin around and this guy in a 350Z was drivin next to me. I was in the left lane an he was in the middle one. i could tell that he wanted to race cuz as soon as i sped up to pass him he sped up. So i put it in third n steped on it but since there was traffic in the middle lane i got hard on my brakes so i could change lanes. But as soon i hit the brakes he got behind me because he thought i was goin by the traffic in the middle, and when he did that he clipped my rear bumper and since i was prolly doin like 50 it spun me across 2 lanes of traffic and into some other guy’s door. Ok now my insurance company told me that its not my fault and that the guy w/ the Z his insurance should cover my car and the other car that i hit. But even though its not my fault is my insurance gonna go way up??? ---
**Author:** ![ugo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ugo/32/7430_2.png) [@ugo](https://forums.speedlife.net/u/ugo)\ **Post date:** [June 9, 2007, 4:57am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/2 "2007-06-09T04:57:23Z")
No, It shouldn’t. And don’t wreck that car before we get a race in! 😃 ---
**Author:** ![CrazyLT1](https://avatars.discourse-cdn.com/v4/letter/c/bc79bd/32.png) [@CrazyLT1](https://forums.speedlife.net/u/CrazyLT1)\ **Post date:** [June 9, 2007, 7:55am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/3 "2007-06-09T07:55:24Z")
Sorry to hear that man… I would say your insurance probably will go up a little bit, even though it wasn’t your fault ---
**Author:** ![CrazyLT1](https://avatars.discourse-cdn.com/v4/letter/c/bc79bd/32.png) [@CrazyLT1](https://forums.speedlife.net/u/CrazyLT1)\ **Post date:** [June 9, 2007, 7:55am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/4 "2007-06-09T07:55:59Z")
[quote=“ugososlow,post:2,topic:30589"”] No, It shouldn’t. And don’t wreck that car before we get a race in! 😃 [/quote] Where have you been this year? ---
**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\ **Post date:** [June 9, 2007, 8:32am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/5 "2007-06-09T08:32:18Z")
Most insurances care about how many accidents you have, and not too much “whose fault” it is. X… ---
**Author:** ![97Ranger](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97ranger/32/7342_2.png) [@97Ranger](https://forums.speedlife.net/u/97Ranger)\ **Post date:** [June 9, 2007, 8:42am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/6 "2007-06-09T08:42:36Z")
my insurance didnt go up after my last accident which was called not my fault… however i had to cancel itr ayways cause the car was gone… but unless its your fault i dont think it goes up ---
**Author:** ![ugo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ugo/32/7430_2.png) [@ugo](https://forums.speedlife.net/u/ugo)\ **Post date:** [June 9, 2007, 8:53am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/7 "2007-06-09T08:53:50Z")
[quote=“CrazyLT1,post:4,topic:30589"”] Where have you been this year? [/quote] Hidding from guys like you that whuupped me last year, and did more mods over the winter! Wait, I got new tires, and I waxxed the car today. How many H.P. is that good for? Still the old guy in the stock 'Vette. :redface: ---
**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\ **Post date:** [June 9, 2007, 9:53am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/8 "2007-06-09T09:53:00Z")
next time… **DON’T BE AN ASS CLOWN IN TRAFFIC** racing is one thing, but racing through traffic is fucking ignorant. ---
**Author:** ![Justin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justin/32/7459_2.png) [@Justin](https://forums.speedlife.net/u/Justin)\ **Post date:** [June 9, 2007, 11:18am UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/9 "2007-06-09T11:18:32Z")
[quote=“layzie,post:8,topic:30589"”] next time… **DON’T BE AN ASS CLOWN IN TRAFFIC** racing is one thing, but racing through traffic is fucking ignorant. [/quote] Hate to say it, But… **TRUTH.** ---
**Author:** ![cobraman04](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cobraman04/32/4963_2.png) [@cobraman04](https://forums.speedlife.net/u/cobraman04)\ **Post date:** [June 9, 2007, 12:41pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/10 "2007-06-09T12:41:34Z")
i wasnt racing through traffic there was traffic a couple lights ahead thats why i hit the brakes because i didnt wanna go flyin through traffic. You never know what the people ahead of you are gonna do which is why I slowed down. ---
**Author:** ![JDMAllstars](https://avatars.discourse-cdn.com/v4/letter/j/76d3ee/32.png) [@JDMAllstars](https://forums.speedlife.net/u/JDMAllstars)\ **Post date:** [June 9, 2007, 1:07pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/11 "2007-06-09T13:07:24Z")
if there was people in front of you why would you want to try to race anyways? what did you expect to do? do a ricer fly-by by the rest of the traffic too? ---
**Author:** ![psphinx81](https://avatars.discourse-cdn.com/v4/letter/p/e9a140/32.png) [@psphinx81](https://forums.speedlife.net/u/psphinx81)\ **Post date:** [June 9, 2007, 2:38pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/12 "2007-06-09T14:38:48Z")
any pics of the damage? ---
**Author:** ![cobraman04](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cobraman04/32/4963_2.png) [@cobraman04](https://forums.speedlife.net/u/cobraman04)\ **Post date:** [June 9, 2007, 3:41pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/13 "2007-06-09T15:41:44Z")
[quote=“JDMAllstars,post:11,topic:30589"”] if there was people in front of you why would you want to try to race anyways? what did you expect to do? do a ricer fly-by by the rest of the traffic too? [/quote] they were pretty far ahead and i didnt want to full on race him i just wanted to show off. I only went from like 40- maybe 70 before i hit the brakes. he was obviously expecting me to fly by traffic at 80 or something. I got lucky though the damage wasnt to bad just a couple of cracks and scrapes no pics yet. ---
**Author:** ![JDMAllstars](https://avatars.discourse-cdn.com/v4/letter/j/76d3ee/32.png) [@JDMAllstars](https://forums.speedlife.net/u/JDMAllstars)\ **Post date:** [June 9, 2007, 3:58pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/14 "2007-06-09T15:58:29Z")
> [@Charles Xavier](#): > > The Next Time You Feel Like Showing Off… DON’T gotta quote the mighty professor on this one :stupid: ---
**Author:** ![ly555is](https://avatars.discourse-cdn.com/v4/letter/l/3bc359/32.png) [@ly555is](https://forums.speedlife.net/u/ly555is)\ **Post date:** [June 9, 2007, 4:53pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/15 "2007-06-09T16:53:13Z")
WTF dude darwin’s prolly in the kitchen stealing your beer ---
**Author:** ![maybe\_memories](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maybe_memories/32/5053_2.png) [@maybe\_memories](https://forums.speedlife.net/u/maybe_memories)\ **Post date:** [June 9, 2007, 7:43pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/16 "2007-06-09T19:43:26Z")
Your insurance might go up a little bit, but nothing too bad. ---
**Author:** ![tonymitss5](https://avatars.discourse-cdn.com/v4/letter/t/b77776/32.png) [@tonymitss5](https://forums.speedlife.net/u/tonymitss5)\ **Post date:** [June 9, 2007, 10:39pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/17 "2007-06-09T22:39:39Z")
Frequencys effect insurance, and if you are totaling a car and getting one other frequency for small fender bender, and then a liability claim for something like hitting a deer, they might even drop you. ---
**Author:** ![cobraman04](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cobraman04/32/4963_2.png) [@cobraman04](https://forums.speedlife.net/u/cobraman04)\ **Post date:** [June 10, 2007, 10:08pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/18 "2007-06-10T22:08:31Z")
heres the damage to my car i know i lucked out. No more showin off for me. ---
**Author:** ![bladez](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bladez/32/7237_2.png) [@bladez](https://forums.speedlife.net/u/bladez)\ **Post date:** [June 10, 2007, 10:18pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/19 "2007-06-10T22:18:51Z")
new front and rear bumper and you’re good to go edit: not even to that extent, but that would be worst case scenario ---
**Author:** ![cobraman04](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cobraman04/32/4963_2.png) [@cobraman04](https://forums.speedlife.net/u/cobraman04)\ **Post date:** [June 10, 2007, 10:43pm UTC](https://forums.speedlife.net/t/am-i-gonna-get-screwed-on-my-insurance-now/30589/20 "2007-06-10T22:43:19Z")
the estimate that i got was for a new front and rear bumper and a headlight for everything like $2,500