# Another Credit Card Scam **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [December 2, 2005, 2:41pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212 "2005-12-02T14:41:10Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![Twizted](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/twizted/32/7206_2.png) [@Twizted](https://forums.speedlife.net/u/Twizted)\ **Post date:** [December 2, 2005, 2:41pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/1 "2005-12-02T14:41:10Z")
got this in my e-mail today… > \>Hi All, > \> > \>WARNING…New Credit Card Scam. It was also on the TV news. > \> > \>Note, the callers do not ask for your card number; they already have it. > \>This information is worth reading. By understanding how the VISA & > \>MasterCard Telephone Credit! Card Scam works, you’ll be better prepared to > \>protect yourself. > \> > \>My husband was called on Wednesday from “VISA”, and I was called on > \>Thursday from “MasterCard”. > \> > \>The scam works like this: > \> > \>Person calling says, “This is (name), and I’m calling from the Security and > \>Fraud Department at VISA. My Badge number is 12460 Your card has been > \>flagged for an unusual purchase pattern, and I’m calling to verify. This > \>would be on your VISA card which was issued by (name of bank). > \> > \>Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing > \>company based in Arizona?” When you say “No”, the caller continues with, > \> > \>“Then we will be issuing a credit to your account. This is a company we > \>have been watching and the charges range from $297 to $497, just under the > \>$500 purchase pattern that flags most cards. Before your next statement, > \>the credit will be sent to (gives you your address), is that correct?” > \> > \>You say “yes”. The caller continues - “I will be starting a Fraud > \>investigation. If you have any questions, you should call the 1- 800 number > \>listed on the back of your card (1-800-VISA) and ask for Security. > \> > \>You will need to refer to this Control Number. The caller then gives you a > \>6 digit number. “Do you need me to read it again?” > \> > \>Here’s the IMPORTANT part on how the scam works. The caller then says, “I > \>need to verify you are in possession of your card”. He’ll ask you to"turn > \>your card over and look for some numbers”. > \> > \>There are 7 numbers; the first 4 are part of your card number, the next 3 > \>are the security Numbers’ that verify you are the possessor of the card. > \> > \>These are the numbers you sometimes use to make Internet purchases to prove > \>you have the card. The caller will ask you to read the 3 numbers to him. > \>After you tell the caller the 3 numbers, he’ll say, “That is correct, I > \>just needed to verify that the card has not been lost or stolen, and that > \>you still have your card. > \> > \>Do you have any other questions?” After you say No, the caller then thanks > \>you and states, “Don’t hesitate to call back if you do”, and hangs up. > \> > \>You actually say very little, and they never ask for or tell you the Card > \>number. But after we were called on Wednesday, we called back within 20 > \>minutes to ask a question. Are we ! glad we did! > \> > \>The REAL VISA Security Department told us it was a scam and in the last > \>15 minutes a new purchase of $497.99 was charged to our card. > \> > \>Long story made short - we made a real fraud report and closed the VISA > \>account. VISA is reissuing us a new number. What the scammers want is the > \>3-digit PIN number on the back of the card. Don’t give it to them. Instead, > \>tell them you’ll call VISA or Master card directly for verification of > \>their conversation. > \> > \>The real VISA told us that they will never ask for anything on the card as > \>they already know the information since they issued the card! If you give > \>the scammers your 3 Digit PIN Number, you think you’re receiving a credit. > \>However, by the time you get your statement you’ll see charges for > \>purchases you didn’t make, and by then it’s almost to late and/or more > \>difficult to actually file a fraud report. > \> > \>What makes this more remarkable is that on Thursday, I got a call from a > \>“Jason Richardson of MasterCard” with a word-for-word repeat of the VISA > \>scam. This time I didn’t let him finish. I hung up! We filed a police > \>report, as instructed by VISA. The police said they are taking several of > \>these reports daily! They also urged us to tell everybody we know that this > \>scam is happening. > \> > \>Please pass this on to all your family and friends. > \> > \>By informing each other, we protect each other ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [December 2, 2005, 2:44pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/2 "2005-12-02T14:44:31Z")
lol ---
**Author:** ![OfficerK](https://avatars.discourse-cdn.com/v4/letter/o/4da419/32.png) [@OfficerK](https://forums.speedlife.net/u/OfficerK)\ **Post date:** [December 2, 2005, 2:56pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/3 "2005-12-02T14:56:54Z")
Yeah I’d never give that to anyone. The banks/CC companies don’t even know that number. I was trying to make a purchase online with one of my cards and the CCV numbers were rubbed off, she explained that no one really knows those numbers except for the card holder. ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [December 2, 2005, 3:02pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/4 "2005-12-02T15:02:28Z")
^ Visa does have them logged - if You enter it incorrectly, it will void the transaction. Try it next time You purchase something online. I just sincerely hope that no one would be that dumb nowadays… there are SO MANY fricking ways to avoid these things now. ---
**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\ **Post date:** [December 2, 2005, 3:12pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/5 "2005-12-02T15:12:17Z")
People are so gullible. :roll: ---
**Author:** ![AlbinoMonkeyRat](https://avatars.discourse-cdn.com/v4/letter/a/bb73d2/32.png) [@AlbinoMonkeyRat](https://forums.speedlife.net/u/AlbinoMonkeyRat)\ **Post date:** [December 2, 2005, 5:16pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/6 "2005-12-02T17:16:41Z")
aren’t people’s spending habits messed up this time of year anyway? Why would $497 be flagged when $500+ is the flagging amount? Do people really answer the phone for credit card companies anymore? ---
**Author:** ![tour](https://avatars.discourse-cdn.com/v4/letter/t/f07891/32.png) [@tour](https://forums.speedlife.net/u/tour)\ **Post date:** [December 2, 2005, 5:33pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/7 "2005-12-02T17:33:59Z")
You have to remember that there are alot of older people with credit cards that would fall for this in a heart beat. ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [December 2, 2005, 6:28pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/8 "2005-12-02T18:28:22Z")
if it sounds legit then for most people, myself included most likely, would def bite the hook. its well planned but i hope these guys get taken down. The rest of us work hard for wat we have, why should these punks get shit for free ---
**Author:** ![Juan](https://avatars.discourse-cdn.com/v4/letter/j/a698b9/32.png) [@Juan](https://forums.speedlife.net/u/Juan)\ **Post date:** [December 2, 2005, 6:33pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/9 "2005-12-02T18:33:43Z")
rofl ---
**Author:** ![ly555is](https://avatars.discourse-cdn.com/v4/letter/l/3bc359/32.png) [@ly555is](https://forums.speedlife.net/u/ly555is)\ **Post date:** [December 2, 2005, 7:12pm UTC](https://forums.speedlife.net/t/another-credit-card-scam/5212/10 "2005-12-02T19:12:22Z")
thanks for posting that. it would sound convincing to me, and i’m sure to a lot of other people on here, whether they want to admit it or not.