# Another one switched to Geico

**URL:** <https://forums.speedlife.net/t/another-one-switched-to-geico/17976>\
**Category:** NYSpeed Off Topic\
**Created:** [September 25, 2006, 8:38am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976 "2006-09-25T08:38:26Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [September 25, 2006, 8:38am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/1 "2006-09-25T08:38:26Z")

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If you haven’t checked recently, I would really suggest giving them a call. My agent that I’ve been with for about 5 years even said there was nothing he could do right now. Basically Geico is making a big push in NY and has dropped their rates considerably. He said they may very well raise their rates in a year or two, but for now he couldn’t blame me for leaving.

I went from $711/6 months full coverage on my 2000 Expedition and 2005 GTO to $548. I am married and a homeowner which helps my rate, but I also have a cell phone ticket and an at fault accident over $1000 in the past 36 months.

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**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\
**Post date:** [September 25, 2006, 8:44am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/2 "2006-09-25T08:44:19Z")

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Wow…thats pretty good. I think i am paying something like $1000 a year for the Mustang and WRX with 2 points on my record. Maybe I should check Geico out and save a little more.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [September 25, 2006, 9:03am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/3 "2006-09-25T09:03:17Z")

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i saved 550ish a year.

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**Author:** ![Ovrwrkd](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ovrwrkd/32/7586_2.png) [@Ovrwrkd](https://forums.speedlife.net/u/Ovrwrkd)\
**Post date:** [September 25, 2006, 9:19am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/4 "2006-09-25T09:19:15Z")

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Since switching over a year ago, I’ve watched my rates continually drop. With Progressive, I was over $1400/year. Now with Geico, I’m down to maybe $700 to $800/year and I still have on accident on record.

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**Author:** ![psphinx81](https://avatars.discourse-cdn.com/v4/letter/p/e9a140/32.png) [@psphinx81](https://forums.speedlife.net/u/psphinx81)\
**Post date:** [September 25, 2006, 9:33am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/5 "2006-09-25T09:33:43Z")

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geico was super expensive for me, allstate raped what they qouted me

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**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\
**Post date:** [September 25, 2006, 9:39am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/6 "2006-09-25T09:39:11Z")

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Geico just dropped my rates from $626/6 months to $411/6 months. Im still pumped.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [September 25, 2006, 10:34am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/7 "2006-09-25T10:34:03Z")

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> [@psphinx81](#):
>
> geico was super expensive for me, allstate raped what they qouted me

How long ago though? Last year Geico was real expensive when I was shopping around, but this year they were much cheaper.

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**Author:** ![jeeves744](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeeves744/32/7619_2.png) [@jeeves744](https://forums.speedlife.net/u/jeeves744)\
**Post date:** [September 25, 2006, 10:37am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/8 "2006-09-25T10:37:19Z")

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geico just dropped my rates from $1100/6months to $780/6months. Needless to say i was very happy and shocked when i saw that.

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**Author:** ![66impalass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/66impalass/32/7429_2.png) [@66impalass](https://forums.speedlife.net/u/66impalass)\
**Post date:** [September 25, 2006, 10:38am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/9 "2006-09-25T10:38:17Z")

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again please don’t hit me I would like to live if I need to go to the hospital

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**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\
**Post date:** [September 25, 2006, 10:43am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/10 "2006-09-25T10:43:53Z")

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> [@JustinH](#):
>
> i saved 550ish a year.

same here… 🙂

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**Author:** ![Jagermeister](https://avatars.discourse-cdn.com/v4/letter/j/f19dbf/32.png) [@Jagermeister](https://forums.speedlife.net/u/Jagermeister)\
**Post date:** [September 25, 2006, 10:55am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/11 "2006-09-25T10:55:54Z")

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So almost everyone saves money, but has actually gotten into an accident with Geico coverage?

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [September 25, 2006, 10:56am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/12 "2006-09-25T10:56:54Z")

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One of my coworkers had a claim with Geico and it went very smoothly.

Before I switched I did some searching and their service is actually ranked very high. Much higher than Progressive, my old company.

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**Author:** ![jeeves744](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeeves744/32/7619_2.png) [@jeeves744](https://forums.speedlife.net/u/jeeves744)\
**Post date:** [September 25, 2006, 11:17am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/13 "2006-09-25T11:17:43Z")

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> [@Jagermeister](#):
>
> So almost everyone saves money, but has actually gotten into an accident with Geico coverage?

yes i have gotten into an accident with them. And i must say they have very good service. Got in the accident, called them, took my car the next day to have them look it over. They signed the $5k check over to the dealer and they fixed my car. Had the car all fixed in under a week.

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**Author:** ![psphinx81](https://avatars.discourse-cdn.com/v4/letter/p/e9a140/32.png) [@psphinx81](https://forums.speedlife.net/u/psphinx81)\
**Post date:** [September 25, 2006, 11:23am UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/14 "2006-09-25T11:23:26Z")

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> [@JayS](#):
>
> How long ago though? Last year Geico was real expensive when I was shopping around, but this year they were much cheaper.

like a month ago i checked again

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**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\
**Post date:** [September 25, 2006, 12:11pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/15 "2006-09-25T12:11:31Z")

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> [@66impalass](#):
>
> again please don’t hit me I would like to live if I need to go to the hospital

NYS no fault. Yay.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [September 25, 2006, 12:12pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/16 "2006-09-25T12:12:50Z")

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my brother had a claim with a geico insured person.

They put 6500 dollars into a grand am, and wrote him a check to fix it instead of buying it out, but they did take care of the claim quickly.

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [September 25, 2006, 1:37pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/17 "2006-09-25T13:37:18Z")

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Jay,  
Do you have Geico for homeowners too?(Does Geico even offer homeowners?)  
I get a discount from State Farm for multi-policy.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [September 25, 2006, 1:45pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/18 "2006-09-25T13:45:09Z")

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> [@AWDrifter](#):
>
> Jay,  
> Do you have Geico for homeowners too?(Does Geico even offer homeowners?)  
> I get a discount from State Farm for multi-policy.

No and no. My homeowners is with Farmers, and at one time my car insurance was with them as well for the multi-policy discount. The discount was no where near as much as I saved when I switched the cars to Progressive and I haven’t been able to find a company since that offered homeowners and auto that could come close to the rates I’ve been getting keeping them seperate.

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**Author:** ![jenheartsyou](https://avatars.discourse-cdn.com/v4/letter/j/838e76/32.png) [@jenheartsyou](https://forums.speedlife.net/u/jenheartsyou)\
**Post date:** [September 25, 2006, 2:50pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/19 "2006-09-25T14:50:46Z")

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I would switch to Geico just bc the Gecko makes me giggle.

I’ve heard alot of :tup: about Geico recently.

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**Author:** ![Shrives](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shrives/32/7250_2.png) [@Shrives](https://forums.speedlife.net/u/Shrives)\
**Post date:** [September 25, 2006, 3:00pm UTC](https://forums.speedlife.net/t/another-one-switched-to-geico/17976/20 "2006-09-25T15:00:14Z")

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i actually got quoted alot higher if i switched to geico, on the bike and or car.

but im 20yo and have too many tickets under my belt, so i didnt expect anything great going into it

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