# Anybody do an 80/20 with sonyma

**URL:** <https://forums.speedlife.net/t/anybody-do-an-80-20-with-sonyma/42899>\
**Category:** NYSpeed Off Topic\
**Created:** [February 3, 2008, 8:39pm UTC](https://forums.speedlife.net/t/anybody-do-an-80-20-with-sonyma/42899 "2008-02-03T20:39:25Z")\
**Posts on this page:** 1\
**Showing post:** 41

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**Author:** ![Mike93](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mike93/32/7325_2.png) [@Mike93](https://forums.speedlife.net/u/Mike93)\
**Post date:** [February 4, 2008, 12:48pm UTC](https://forums.speedlife.net/t/anybody-do-an-80-20-with-sonyma/42899/41 "2008-02-04T12:48:00Z")

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> [@AWDrifter](#):
>
> ?  
> Couldn’t you get a fixed rate 80/20 without PMI?  
> That’s what I got, if you mean borrow 80% with 20% equity.

> [@chino](#):
>
> with 20% down yes, he is talking about 80/20 in terms of mortgage 80%, and essentially a personal loan for 20%. basically has no money to put down…

Yep, I bought my house 2 months after graduating college and did not much to put down…so I got an 80/20. I’ll admit at the time I wasn’t as informed as I should have been, but my mortgage payments aren’t very high and in the past year I’ve been able to start paying off my ‘20’.

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