# Auto financing help needed **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [March 27, 2008, 7:40pm UTC](https://forums.speedlife.net/t/auto-financing-help-needed/45773 "2008-03-27T19:40:30Z")\ **Posts on this page:** 1\ **Showing post:** 35
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [March 28, 2008, 8:13am UTC](https://forums.speedlife.net/t/auto-financing-help-needed/45773/35 "2008-03-28T08:13:01Z")
My thinking was that, hate them or not, cobalts are alright cars. Nothing inspiring but they’re not bad. She may be able to get a 0% financing deal, which would build her some decent credit without paying near double digit interest. But yeah, I’m sure Cobalts depreciate fast enough that it’s probably a wash between a used honda with high interest and that. :shrug; Wait, this is NYSpeed. She should get an optioned out Civic SI. Who cares if the interest rate is 12%. Just stretch out the payments to 84 months so that she can afford it. When she’s done she’ll have 7 years worth of credit history and I’m sure the civic will still be worth $15k since it’s a special model. :tup: --- _[View the full topic](https://forums.speedlife.net/t/auto-financing-help-needed/45773)._