# bank checks

**URL:** https://forums.speedlife.net/t/bank-checks/71348
**Category:** NYSpeed Off Topic
**Created:** [July 30, 2009, 2:00pm UTC](https://forums.speedlife.net/t/bank-checks/71348 "2009-07-30T14:00:34Z")
**Posts on this page:** 7
**Page:** 1

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### Author: ![Kramer](https://avatars.discourse-cdn.com/v4/letter/k/97f17d/32.png) [@Kramer](https://forums.speedlife.net/u/Kramer)
#### Post date: [July 30, 2009, 2:00pm UTC](https://forums.speedlife.net/t/bank-checks/71348/1 "2009-07-30T14:00:34Z")

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so this kid is coming to pick up my bike tonight and paying with a bank check…is this a bad idea accepting one or should i not worry about it…its from a federal credit union in rochester…esl i believe he said

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### Author: ![Tim](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tim/32/5211_2.png) [@Tim](https://forums.speedlife.net/u/Tim)
#### Post date: [July 30, 2009, 2:06pm UTC](https://forums.speedlife.net/t/bank-checks/71348/2 "2009-07-30T14:06:11Z")

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I’m guessing as long as there are water marks on it, it should be legit, try calling up the bank with the routing number and make sure its legit. I payed for my bike with a bank check as well and the seller was iffy but he called the bank and it checked out. Just my .02

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### Author: ![frost12850](https://avatars.discourse-cdn.com/v4/letter/f/2acd7d/32.png) [@frost12850](https://forums.speedlife.net/u/frost12850)
#### Post date: [July 30, 2009, 2:08pm UTC](https://forums.speedlife.net/t/bank-checks/71348/3 "2009-07-30T14:08:25Z")

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IMHO a certified bank check is better than a personal check…

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### Author: ![Silver](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/silver/32/4953_2.png) [@Silver](https://forums.speedlife.net/u/Silver)
#### Post date: [July 30, 2009, 2:38pm UTC](https://forums.speedlife.net/t/bank-checks/71348/4 "2009-07-30T14:38:25Z")

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A bank can only make the check out if there are available funds. Only worry you should have is that it might be forged. I agree with giving the bank a call to verify it’s really from them.

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### Author: ![97FormulaWS-6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97formulaws-6/32/7384_2.png) [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)
#### Post date: [July 30, 2009, 3:14pm UTC](https://forums.speedlife.net/t/bank-checks/71348/5 "2009-07-30T15:14:30Z")

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ESL is a real CU in Rochester… used to live there, used to be a member. Call them up; they’ll verify the check for ya.

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### Author: ![Hass](https://avatars.discourse-cdn.com/v4/letter/h/51bf81/32.png) [@Hass](https://forums.speedlife.net/u/Hass)
#### Post date: [July 30, 2009, 3:17pm UTC](https://forums.speedlife.net/t/bank-checks/71348/6 "2009-07-30T15:17:42Z")

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Yea, just get it verified.

I used one from Bank of America to pay for a car from a member on here, and he had no problems with it, and didn’t verify it.  
Different story though I guess.

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### Author: ![98SS10](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/98ss10/32/7288_2.png) [@98SS10](https://forums.speedlife.net/u/98SS10)
#### Post date: [July 30, 2009, 3:41pm UTC](https://forums.speedlife.net/t/bank-checks/71348/7 "2009-07-30T15:41:51Z")

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Bank check is as good as cash.