# bank puts $177k into your account by mistake... **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [January 23, 2009, 2:15pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802 "2009-01-23T14:15:07Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [January 23, 2009, 2:15pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/1 "2009-01-23T14:15:07Z")
so what do you do? > BLOOMSBURG, Pa. - A Pennsylvania man said he considered it divine providence when a bank error put more than $175,000 in his and his wife’s account.Fifty-year-old Randy Pratt and 36-year-old Melissa Pratt face trial in Columbia County Court on felony theft and conspiracy charges. They waived a preliminary hearing Wednesday. > The trouble started when a $1,772.50 deposit to the Pratts’ FNB Bank account showed up as $177,250 last summer. Police say that instead of telling the bank, they withdrew the money, quit their jobs and moved to Florida. > They were buying a house in the Orlando area when the mistake was traced. > Randy Pratt told the Bloomsburg Press Enterprise he did attempt to ask the bank what happened, but was ignored. He said he considered the money “a gift from God.” > The couple gave away thousands of dollars, including $25,000 to a Florida church shelter for the homeless, he said. > Randy Pratt remained in county prison. A judge denied a request to lower his $100,000 bail. Melissa Pratt, who told the court she was estranged from her husband, was free on unsecured bail. [http://www.msnbc.msn.com/id/28793620/](http://www.msnbc.msn.com/id/28793620/) ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [January 23, 2009, 2:18pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/2 "2009-01-23T14:18:07Z")
A gift from god huh… At least he donated some of it. That should help him in court a bit. ---
**Author:** ![BREETIME](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/breetime/32/5214_2.png) [@BREETIME](https://forums.speedlife.net/u/BREETIME)\ **Post date:** [January 23, 2009, 2:22pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/3 "2009-01-23T14:22:32Z")
oo they bought a house in florida… fo under 150 considering they gave 25 away…must have been a gem ---
**Author:** ![pdubya](https://avatars.discourse-cdn.com/v4/letter/p/f07891/32.png) [@pdubya](https://forums.speedlife.net/u/pdubya)\ **Post date:** [January 23, 2009, 2:26pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/4 "2009-01-23T14:26:31Z")
hey “modular homes” are kinda affordable ---
**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\ **Post date:** [January 23, 2009, 2:44pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/5 "2009-01-23T14:44:57Z")
what retards. why is a 36year old women married to a 50year old man OLD BALLS GROSSSS ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [January 23, 2009, 3:00pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/6 "2009-01-23T15:00:25Z")
it’s not that bad if you use the perfect age girl for you calculator (your age / 2) + 7 = 32. so she’s really a little bit old for him. ---
**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\ **Post date:** [January 23, 2009, 3:01pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/7 "2009-01-23T15:01:52Z")
no, im saying hes too old for her, :tup: to him for bangin a 30year old when hes 50 lol ---
**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\ **Post date:** [January 23, 2009, 3:04pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/8 "2009-01-23T15:04:05Z")
If they were really smart they would’ve taken that money and invested it, when they doubled their money replaced the principal back into the account. Thus a legit free 177k and the bank collects theirs back. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [January 23, 2009, 3:27pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/9 "2009-01-23T15:27:24Z")
What would I do? Notify them immediately. But then again since I’m in the banking industry I’m well aware of the laws and realize that it’s a criminal offense to pretend like the money is yours. ---
**Author:** ![MOBOOST4U](https://avatars.discourse-cdn.com/v4/letter/m/f4b2a3/32.png) [@MOBOOST4U](https://forums.speedlife.net/u/MOBOOST4U)\ **Post date:** [January 23, 2009, 3:47pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/10 "2009-01-23T15:47:37Z")
> [@JayS](#): > > What would I do? Notify them immediately. But then again since I’m in the banking industry I’m well aware of the laws and realize that it’s a criminal offense to pretend like the money is yours. Yuppers… I had close to $10k deposited in my account on accident when I was 18. Even then I was smart enough to hold off from just saying “It happens in monopoly, bank error, collect $75.” ---
**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\ **Post date:** [January 23, 2009, 5:43pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/11 "2009-01-23T17:43:56Z")
My bank has accidentally added deposits as double and the such in the past, but they always catch it… ---
**Author:** ![9ONA3OOZX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9ona3oozx/32/7242_2.png) [@9ONA3OOZX](https://forums.speedlife.net/u/9ONA3OOZX)\ **Post date:** [January 23, 2009, 5:49pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/12 "2009-01-23T17:49:55Z")
lol at thinking you can quit your job and buy a house on 175K…after giving away 25K. Idiots… ---
**Author:** ![Maksim2000](https://avatars.discourse-cdn.com/v4/letter/m/dec6dc/32.png) [@Maksim2000](https://forums.speedlife.net/u/Maksim2000)\ **Post date:** [January 23, 2009, 7:42pm UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/13 "2009-01-23T19:42:13Z")
I would dump it into a money market until they ask for it back ---
**Author:** ![Janus](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@Janus](https://forums.speedlife.net/u/Janus)\ **Post date:** [January 24, 2009, 5:25am UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/14 "2009-01-24T05:25:39Z")
i would have argues its part of a TARP package and they were getting a portion of the bailout 🙂 ---
**Author:** ![Tunerfreak](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tunerfreak/32/7427_2.png) [@Tunerfreak](https://forums.speedlife.net/u/Tunerfreak)\ **Post date:** [January 24, 2009, 5:38am UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/15 "2009-01-24T05:38:20Z")
eagle eye anyone…maybe:shrug: ---
**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\ **Post date:** [January 24, 2009, 6:18am UTC](https://forums.speedlife.net/t/bank-puts-177k-into-your-account-by-mistake/61802/16 "2009-01-24T06:18:57Z")
Yeah, i would have definitely put it in 3 month cd and collected. But, isn’t anyone else curious as to how he gave them $1772 and after the mistake, he had $177,200? Think about it. The money wasn’t transfered from the banks personal account, it was made out of thin air right? Who is to say the bank can’ just do that all the time? What kind of fraud protection is there in this matter?