# best way to get credit score up???

**URL:** <https://forums.speedlife.net/t/best-way-to-get-credit-score-up/194960>\
**Category:** PittSpeed Off Topic\
**Created:** [January 21, 2008, 9:52pm UTC](https://forums.speedlife.net/t/best-way-to-get-credit-score-up/194960 "2008-01-21T21:52:43Z")\
**Posts on this page:** 1\
**Showing post:** 7

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**Author:** ![beat90tsi](https://avatars.discourse-cdn.com/v4/letter/b/43a26b/32.png) [@beat90tsi](https://forums.speedlife.net/u/beat90tsi)\
**Post date:** [January 22, 2008, 6:29am UTC](https://forums.speedlife.net/t/best-way-to-get-credit-score-up/194960/7 "2008-01-22T06:29:30Z")

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> [@Buddy of mine made 501whp in his '99 neon](https://forums.speedlife.net/t/buddy-of-mine-made-501whp-in-his-99-neon/34501/14):
>
> Also, **_ALWAYS make sure you pay more than the minimum payment on credit cards!_** \<- Very Important!  
> Even if it’s only $1.00 more, it makes a huge difference.  
> On you credit report your payments are listed one of three ways…
> 
> 1. Paid MORE than the minimum payment.
> 2. Paid the minimum payment.
> 3. Paid LESS than the minimum payment.  
> You want ALL #1’s for the best credit score and even if it’s only $.01 more it will still get listed as MORE! :bigok:

I worked for a bank and reviewed credit reports and never saw such a thing.

However credit reports do show if you paid as agreed and how many times you paid late.

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