# Bought a House!

**URL:** <https://forums.speedlife.net/t/bought-a-house/213205>\
**Category:** NYSpeed Off Topic\
**Created:** [June 6, 2011, 7:45pm UTC](https://forums.speedlife.net/t/bought-a-house/213205 "2011-06-06T19:45:25Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![EvoMR](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/evomr/32/7186_2.png) [@EvoMR](https://forums.speedlife.net/u/EvoMR)\
**Post date:** [June 7, 2011, 9:00am UTC](https://forums.speedlife.net/t/bought-a-house/213205/21 "2011-06-07T09:00:22Z")

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Congrats Beck!

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [June 7, 2011, 9:08am UTC](https://forums.speedlife.net/t/bought-a-house/213205/22 "2011-06-07T09:08:14Z")

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“Had three more potential offers coming in, but when they found out there was already an offer, they backed out!”

You fell for that old trick? LMAO!  
j/k

Congrats!

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**Author:** ![IanK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/iank/32/5016_2.png) [@IanK](https://forums.speedlife.net/u/IanK)\
**Post date:** [June 7, 2011, 9:15am UTC](https://forums.speedlife.net/t/bought-a-house/213205/23 "2011-06-07T09:15:34Z")

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:tup: House party!!!

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 7, 2011, 12:28pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/24 "2011-06-07T12:28:26Z")

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> [@Blue Eyed Devil](#):
>
> “Had three more potential offers coming in, but when they found out there was already an offer, they backed out!”
> 
> You fell for that old trick? LMAO!  
> j/k
> 
> Congrats!

I know for a fact that they had atleast ONE other offer after mine. It was from the same real estate office that I was dealing with. \<3

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [June 7, 2011, 1:10pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/25 "2011-06-07T13:10:13Z")

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that makes it more suspect than if it had been from a different company.

it’s the equivalent of a sales person in the car world saying somebody already looked at this car and it’s the last one in red and they coming back in the morning to put a deposit down.

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [June 7, 2011, 1:29pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/26 "2011-06-07T13:29:39Z")

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Oh come on I said j/k.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [June 7, 2011, 1:37pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/27 "2011-06-07T13:37:36Z")

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Out of curiosity, how much are yearly taxes?

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 7, 2011, 1:49pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/28 "2011-06-07T13:49:05Z")

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> [@newman](#):
>
> Out of curiosity, how much are yearly taxes?

Just a tad over $5,000 w/o STAR exemption.

---------- Post added at 04:49 PM ---------- Previous post was at 04:48 PM ----------

> [@Blue Eyed Devil](#):
>
> Oh come on I said j/k.

I know \<3333

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**Author:** ![Anonymity](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anonymity/32/7215_2.png) [@Anonymity](https://forums.speedlife.net/u/Anonymity)\
**Post date:** [June 7, 2011, 4:21pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/29 "2011-06-07T16:21:55Z")

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Congrats, but move in ready? And a year ago it didn’t sell cause…?

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**Author:** ![klug](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/klug/32/5222_2.png) [@klug](https://forums.speedlife.net/u/klug)\
**Post date:** [June 7, 2011, 4:26pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/30 "2011-06-07T16:26:10Z")

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:tup: Congrats!

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**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\
**Post date:** [June 7, 2011, 8:36pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/31 "2011-06-07T20:36:36Z")

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> [@Beck](#):
>
> Just a tad over $5,000 w/o STAR exemption.

fuck. I forgot how much NYS sucks in that department…my co worker here in Washington told me his house is worth around $250k and his yearly prop/school taxes are ~$900 a year. Plus we have no state income tax up here, and sales tax is around 9%.  
but then again it’s washington state, nothing too crazy here besides some big ass animals.

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**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\
**Post date:** [June 7, 2011, 10:15pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/32 "2011-06-07T22:15:07Z")

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What’s a STAR exemption? ☹

Congrats, old man.

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**Author:** ![JDMSIR](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jdmsir/32/7376_2.png) [@JDMSIR](https://forums.speedlife.net/u/JDMSIR)\
**Post date:** [June 7, 2011, 10:19pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/33 "2011-06-07T22:19:06Z")

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Say goodbye to your time and money. Move in ready means changes are inevitable. Congrats by the way.

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**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\
**Post date:** [June 7, 2011, 10:46pm UTC](https://forums.speedlife.net/t/bought-a-house/213205/34 "2011-06-07T22:46:06Z")

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> [@Beck](#):
>
> Just a tad over $5,000 w/o STAR exemption.
> 
> ---------- Post added at 04:49 PM ---------- Previous post was at 04:48 PM ----------
> 
> I know \<3333

Holy fuck! And I thought hamburg was bad

Congrats dude!

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**Author:** ![Minglor](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/minglor/32/7373_2.png) [@Minglor](https://forums.speedlife.net/u/Minglor)\
**Post date:** [June 8, 2011, 5:33am UTC](https://forums.speedlife.net/t/bought-a-house/213205/35 "2011-06-08T05:33:02Z")

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Every house I’ve looked at and two I’ve put offers in have had “other offers coming in”  
Both houses I’ve put offers in are still on the market. Other offers my ass.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [June 8, 2011, 6:05am UTC](https://forums.speedlife.net/t/bought-a-house/213205/36 "2011-06-08T06:05:20Z")

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> [@Beck](#):
>
> Just a tad over $5,000 w/o STAR exemption.

This is why I never want to own a house. My yearly rent comes in only about 30% higher than that, but I will never need to mow my lawn or shovel snow or fix the roof or replace the windows.

Having a monthly payment to have more responsibility and headache, nah.

It may be good for some people… just not me.

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**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\
**Post date:** [June 8, 2011, 6:10am UTC](https://forums.speedlife.net/t/bought-a-house/213205/37 "2011-06-08T06:10:50Z")

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not unless you buy that fucker in cash! but yes those taxes will be there 4ever

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [June 8, 2011, 6:11am UTC](https://forums.speedlife.net/t/bought-a-house/213205/38 "2011-06-08T06:11:21Z")

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^^As long as you are investing your money wisely somewhere else. That is the key. I know people that don’t want a mortgage but they piss their money away somewhere else and have nothing to show for it when it rains.

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [June 8, 2011, 6:15am UTC](https://forums.speedlife.net/t/bought-a-house/213205/39 "2011-06-08T06:15:00Z")

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Yep. Between leasing the land from the government (property taxes) and paying interest on your mortgage (for most people), owning a home is often more expensive than renting. In the short run especially. But the quality of life is way better, and are you really working to have a higher score in your bank account than the next guy? 😛

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [June 8, 2011, 6:21am UTC](https://forums.speedlife.net/t/bought-a-house/213205/40 "2011-06-08T06:21:57Z")

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WNY factor…  
I owned my last house for 10 years and the money I made was just about offset by property taxes, etc. In other words values don’t increase much and taxes are way too high BUT I still made a little money and did not pay rent for 10 years! AND had nice income tax deductions to boot.

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