# Buffalo zip code is jacking up my auto insurance. **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [August 12, 2008, 10:11am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121 "2008-08-12T10:11:54Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [August 12, 2008, 10:11am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/1 "2008-08-12T10:11:54Z")
So, I have a house in West Seneca. We are one block from South Buffalo, in the 14210 zip code. I changed my address with Geico, they upped my premium by nearly 100 bucks for six months. 100 bucks is like a 20 percent jump. I called the rep, told them I live in the town of west seneca, with the 14210 zip code. She said sure we will requote it. So i get the quote via email, comes out to be the same exact price with the 100 dollar jump. When I lived in West Seneca 14224, my insurance was cheap. My dad lives in the town of tonawanda, in the 14223 buffalo zip code, and insurance there is super cheap as well. Any thoughts? ---
**Author:** ![ILCisDEAD](https://avatars.discourse-cdn.com/v4/letter/i/a87d85/32.png) [@ILCisDEAD](https://forums.speedlife.net/u/ILCisDEAD)\ **Post date:** [August 12, 2008, 10:12am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/2 "2008-08-12T10:12:50Z")
well don’t live in shitty areas. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [August 12, 2008, 10:13am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/3 "2008-08-12T10:13:54Z")
Use your dad’s zip code? and get e-statements? ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [August 12, 2008, 10:20am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/4 "2008-08-12T10:20:46Z")
They do it via zip code. :shrug: ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [August 12, 2008, 10:21am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/5 "2008-08-12T10:21:59Z")
> [@Joe](#): > > Use your dad’s zip code? and get e-statements? And hope your car never gets stolen and they use your “workaround” as a way to deny your coverage. ---
**Author:** ![dftsilvia](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dftsilvia/32/7447_2.png) [@dftsilvia](https://forums.speedlife.net/u/dftsilvia)\ **Post date:** [August 12, 2008, 10:22am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/6 "2008-08-12T10:22:26Z")
yah welcome to the club i have the same zip so im assuming we live fairly close(s.buffalo) sucks dont it ilcisdead - what r u talking about south buffalo isnt shitty ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [August 12, 2008, 10:23am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/7 "2008-08-12T10:23:53Z")
> [@JayS](#): > > And hope your car never gets stolen and they use your “workaround” as a way to deny your coverage. eh, they cant really prove where you live/park your car most of the time > [@dftsilvia](#): > > ilcisdead - what r u talking about south buffalo isnt shitty Yes, it is. ---
**Author:** ![Dr.Stevil](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@Dr.Stevil](https://forums.speedlife.net/u/Dr.Stevil)\ **Post date:** [August 12, 2008, 10:51am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/8 "2008-08-12T10:51:18Z")
can you use your current street address, but the old WS zip instead? ---
**Author:** ![King](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/king/32/7329_2.png) [@King](https://forums.speedlife.net/u/King)\ **Post date:** [August 12, 2008, 11:08am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/9 "2008-08-12T11:08:48Z")
> [@Joe](#): > > Yes, it is. lol. true. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [August 12, 2008, 11:09am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/10 "2008-08-12T11:09:23Z")
> [@Joe](#): > > eh, they cant really prove where you live/park your car most of the time Going to lie to the cops too? When they create the police report, which insurance is going to require when you claim the car was stolen, is going to state that the car was at your residence. ---
**Author:** ![Bassdegrime](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bassdegrime/32/5027_2.png) [@Bassdegrime](https://forums.speedlife.net/u/Bassdegrime)\ **Post date:** [August 12, 2008, 11:34am UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/11 "2008-08-12T11:34:14Z")
> [@dftsilvia](#): > > yah welcome to the club i have the same zip so im assuming we live fairly close(s.buffalo) > > sucks dont it > > ilcisdead - what r u talking about south buffalo isnt shitty are you wearing timbs with a wifebeater and a backwards hat? ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [August 12, 2008, 12:02pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/12 "2008-08-12T12:02:48Z")
> [@JayS](#): > > And hope your car never gets stolen and they use your “workaround” as a way to deny your coverage. they will cover you but good luck getting insurance at an affordable rate again. ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [August 12, 2008, 12:04pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/13 "2008-08-12T12:04:27Z")
Reason # 999999999 to not live in Buffalo. ---
**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\ **Post date:** [August 12, 2008, 12:05pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/14 "2008-08-12T12:05:22Z")
> [@JustinH"](#): > > So, > I have a house in West Seneca. > > We are one block from South Buffalo, in the 14210 zip code. what street do you live on? ---
**Author:** ![skyout](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/skyout/32/3123_2.png) [@skyout](https://forums.speedlife.net/u/skyout)\ **Post date:** [August 12, 2008, 12:30pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/15 "2008-08-12T12:30:56Z")
> [@JustinH"](#): > > So, > I have a house in West Seneca. > > We are one block from South Buffalo, in the 14210 zip code. > > I changed my address with Geico, they upped my premium by nearly 100 bucks for six months. 100 bucks is like a 20 percent jump. > > I called the rep, told them I live in the town of west seneca, with the 14210 zip code. She said sure we will requote it. So i get the quote via email, comes out to be the same exact price with the 100 dollar jump. > > When I lived in West Seneca 14224, my insurance was cheap. > > My dad lives in the town of tonawanda, in the 14223 buffalo zip code, and insurance there is super cheap as well. > > Any thoughts? Move. ---
**Author:** ![dftsilvia](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dftsilvia/32/7447_2.png) [@dftsilvia](https://forums.speedlife.net/u/dftsilvia)\ **Post date:** [August 12, 2008, 12:31pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/16 "2008-08-12T12:31:10Z")
> [@Bassdegrime](#): > > are you wearing timbs with a wifebeater and a backwards hat? nope nope and nope try again tough guy dont own a pair of timbs, dont own a wife beater, and come to think of it i havent wore a hat since i was like 12 ---
**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\ **Post date:** [August 12, 2008, 12:33pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/17 "2008-08-12T12:33:47Z")
The areas on the s. buffalo border in west seneca are rough parts of town. ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [August 12, 2008, 2:00pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/18 "2008-08-12T14:00:54Z")
Dude I live on Burch Ave near Manhasset and Indian Church. Its not a rough area of town at all. I’m a short walk from Tim Russert park. Take a walk 3 blocks into buffalo, its a shitty area. The taxes keeps that element away. ---
**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\ **Post date:** [August 12, 2008, 4:48pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/19 "2008-08-12T16:48:28Z")
> [@JustinH](#): > > Dude I live on Burch Ave near Manhasset and Indian Church. > > Its not a rough area of town at all. > > I’m a short walk from Tim Russert park. > > Take a walk 3 blocks into buffalo, its a shitty area. > > The taxes keeps that element away. truth. ---
**Author:** ![Carbonfiberhooded](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/carbonfiberhooded/32/7608_2.png) [@Carbonfiberhooded](https://forums.speedlife.net/u/Carbonfiberhooded)\ **Post date:** [August 12, 2008, 5:09pm UTC](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121/20 "2008-08-12T17:09:47Z")
14223 isn’t Buffalo. It’s Tonawanda. When I lived at my parents it was a 14215 zip which is a Buffalo zip but they live in the Town of Cheektowaga. I went to a Cheektowaga school, we have Cheektowaga garbage pickup, Cheektowaga police and fire but I had to pay extra insurance because of the Buffalo zip. I feel your pain. About all you can do is move. [Next page](https://forums.speedlife.net/t/buffalo-zip-code-is-jacking-up-my-auto-insurance/53121.md?page=2)