# Business Insurance.

**URL:** https://forums.speedlife.net/t/business-insurance/274902
**Category:** NYSpeed Off Topic
**Created:** [September 25, 2017, 3:30pm UTC](https://forums.speedlife.net/t/business-insurance/274902 "2017-09-25T15:30:55Z")
**Posts on this page:** 7
**Page:** 1

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### Author: ![Wahoo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wahoo/32/8265_2.png) [@Wahoo](https://forums.speedlife.net/u/Wahoo)
#### Post date: [September 25, 2017, 3:30pm UTC](https://forums.speedlife.net/t/business-insurance/274902/1 "2017-09-25T15:30:55Z")

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Hi, looking for recommendations for business insurance for my small HVAC business. I use geico for my personal vehicles, I did give them a call for a quote and they didn’t seem to have bad pricing, but figured I would ask here since a lot of people seem to have small businesses on here.

Thanks

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### Author: ![Wahoo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wahoo/32/8265_2.png) [@Wahoo](https://forums.speedlife.net/u/Wahoo)
#### Post date: [September 27, 2017, 10:20am UTC](https://forums.speedlife.net/t/business-insurance/274902/2 "2017-09-27T10:20:06Z")

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Any recommendations? Anyone work for an insurance company?

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### Author: ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)
#### Post date: [September 27, 2017, 10:33am UTC](https://forums.speedlife.net/t/business-insurance/274902/3 "2017-09-27T10:33:33Z")

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Paging @**[BOBBYGRV](http://www.nyspeed.com/member.php?u=991)**

He’s not selling insurance anymore but I bet he’s got some recommendations.

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### Author: ![2TurboZ](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2turboz/32/7577_2.png) [@2TurboZ](https://forums.speedlife.net/u/2TurboZ)
#### Post date: [September 27, 2017, 10:35am UTC](https://forums.speedlife.net/t/business-insurance/274902/4 "2017-09-27T10:35:15Z")

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![https://memegenerator.net/img/instances/400x/53998252/what-if-i-told-you-you-ask-too-many-questions.jpg](https://memegenerator.net/img/instances/400x/53998252/what-if-i-told-you-you-ask-too-many-questions.jpg)

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### Author: ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)
#### Post date: [September 27, 2017, 11:44am UTC](https://forums.speedlife.net/t/business-insurance/274902/5 "2017-09-27T11:44:54Z")

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My friend owns an agency. He’s great to work with, honest to a fault, and has always got me the best deal.

> **[Taylor Haines, Auto Home Business Insurance | Buffalo & Syracuse, NY](https://www.tmhaines.com/)**
>
> Taylor M. Haines is an independent insurance agent providing Auto, Home and Business insurance to Buffalo, Syracuse and all of NY

if you do speak with him, tell him Nick sent you.

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### Author: ![Wahoo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wahoo/32/8265_2.png) [@Wahoo](https://forums.speedlife.net/u/Wahoo)
#### Post date: [September 27, 2017, 12:53pm UTC](https://forums.speedlife.net/t/business-insurance/274902/6 "2017-09-27T12:53:53Z")

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> [@2TurboZ](#):
>
> ![https://memegenerator.net/img/instances/400x/53998252/what-if-i-told-you-you-ask-too-many-questions.jpg](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/3X/c/0/c0acaed1cc3a82c6c4268bbb608f221fb0224141.jpeg)

I agree with you lol

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> [@focusinprogress](#):
>
> My friend owns an agency. He’s great to work with, honest to a fault, and has always got me the best deal.
> 
> [tmhaines.com](http://tmhaines.com)
> 
> if you do speak with him, tell him Nick sent you.

Thanks, I will give him a call.

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### Author: ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)
#### Post date: [October 15, 2017, 6:04am UTC](https://forums.speedlife.net/t/business-insurance/274902/7 "2017-10-15T06:04:33Z")

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Find a broker who works with Merchants insurance. They rate based on # of employees rather than payroll, which could benefit you if you have less than 5 guys on the books. If you have more than 5, MSA is a good option too. Hope that helps!