# Buying a car with a bank check. **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [September 29, 2009, 3:20pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191 "2009-09-29T15:20:19Z")\ **Posts on this page:** 15\ **Page:** 1
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 29, 2009, 3:20pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/1 "2009-09-29T15:20:19Z")
OK, this is just a simple question…no need to flame for lack of research or whatever. This is my first time not buying a car outright so this is new to me. I have everything squared away with my bank and my loan. It’s a REAL bank check from a REAL bank. My question is this though; how do I ease the mind of the seller? We are planning on going to the bank together and all that jazz. Can his bank call my bank on the spot and verify the funds or what? How does this silly shit work? ---
**Author:** ![ILC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ilc/32/5337_2.png) [@ILC](https://forums.speedlife.net/u/ILC)\ **Post date:** [September 29, 2009, 3:25pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/2 "2009-09-29T15:25:46Z")
you really don’t have to… as long as there is a paper trail you don’t have to worry. you can honestly just give him the check from the bank he gives you the title, you register and insure the car and its over… When its a check directly from a bank its obviously going to be a good check. (not talking about a personal check here that you wrote). treat it like cash ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [September 29, 2009, 3:31pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/3 "2009-09-29T15:31:59Z")
Yeah if he is literally with you when they hand you the check, that should be more than enough re-assurance. ---
**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\ **Post date:** [September 29, 2009, 3:33pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/4 "2009-09-29T15:33:25Z")
They won’t issue you a check for more than what you have available, plus it’s certified by the bank. ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [September 29, 2009, 4:28pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/5 "2009-09-29T16:28:15Z")
If he wants proof just have him come to the bank with you or call a loan officer. You don’t get much more verifiable than a bank check in the lending world. It’s equal to cash since they verify you have the cash to cover the check. ---
**Author:** ![Mr\_T](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mr_t/32/7454_2.png) [@Mr\_T](https://forums.speedlife.net/u/Mr_T)\ **Post date:** [September 29, 2009, 4:30pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/6 "2009-09-29T16:30:50Z")
cant you just cash the check at said bank and give him the cash? thats what I did ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [September 29, 2009, 4:39pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/7 "2009-09-29T16:39:52Z")
I myself tend to avoid cash for bigger purchases because there is no paper trail should issues arise. I know you get a receipt and it should be air tight but just not worth the risk to me. When I buy anything over a few hundo I get an ATM receipt for the amount needed for the purchase. Just in case. ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [September 29, 2009, 4:41pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/8 "2009-09-29T16:41:54Z")
Just show up with a duffel bag full of singles. It’s how all the cool kids are doing it. ---
**Author:** ![blewbyu](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blewbyu/32/5055_2.png) [@blewbyu](https://forums.speedlife.net/u/blewbyu)\ **Post date:** [September 29, 2009, 4:51pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/9 "2009-09-29T16:51:27Z")
> [@Mr. T](#): > > cant you just cash the check at said bank and give him the cash? thats what I did thats what i did… ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [September 29, 2009, 5:52pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/10 "2009-09-29T17:52:04Z")
> [@MPD47](#): > > Just show up with a duffel bag full of singles. It’s how all the cool kids are doing it. Wait…to buy a car or at a strip club? 😉 ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 29, 2009, 7:17pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/11 "2009-09-29T19:17:38Z")
> [@Paulo](#): > > Yeah if he is literally with you when they hand you the check, that should be more than enough re-assurance. No, we’re cashing my loan check at his bank. I guess I just want to make sure all my ducks are in a row before I head out there. I’ve only used loan checks at dealerships, never on a personal sale. I’d hate to be stuck out there “waiting for funds to clear” or some bullshit like that. ---
**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\ **Post date:** [September 29, 2009, 7:33pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/12 "2009-09-29T19:33:24Z")
what are you BUYING! ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 29, 2009, 7:37pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/13 "2009-09-29T19:37:30Z")
> [@Willybeen](#): > > what are you BUYING! The '04 sti right here on nyspeed 🙂 ---
**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\ **Post date:** [September 29, 2009, 8:10pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/14 "2009-09-29T20:10:53Z")
word… ---
**Author:** ![A.J](https://avatars.discourse-cdn.com/v4/letter/a/858c86/32.png) [@A.J](https://forums.speedlife.net/u/A.J)\ **Post date:** [September 29, 2009, 9:15pm UTC](https://forums.speedlife.net/t/buying-a-car-with-a-bank-check/74191/15 "2009-09-29T21:15:03Z")
just make sure it is in his name or you are going to your bank. I had a kid show up to buy my wrx with a check in his name thinking he could just sign it over hahha luckily i had a hook up at the bank that let it slide