# Car Accident, Need Some Help

**URL:** https://forums.speedlife.net/t/car-accident-need-some-help/199859
**Category:** PittSpeed Automotive
**Created:** [September 29, 2008, 4:56am UTC](https://forums.speedlife.net/t/car-accident-need-some-help/199859 "2008-09-29T04:56:34Z")
**Posts on this page:** 1
**Showing post:** 8

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### Author: ![SP71Supra](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sp71supra/32/5955_2.png) [@SP71Supra](https://forums.speedlife.net/u/SP71Supra)
#### Post date: [September 29, 2008, 6:03am UTC](https://forums.speedlife.net/t/car-accident-need-some-help/199859/8 "2008-09-29T06:03:27Z")

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> [@Chevy Guru's chime in...](https://forums.speedlife.net/t/chevy-gurus-chime-in/38069/9):
>
> I would get his insurance information and call his company. If he wants to pay out of pocket then you are going off of a verbal handshake that he will fix it. It sounds like he is trying to buy you out of reporting to his insurance.
> 
> What if he doesn’t have the money to cover your damages? Then you are screwed and by this time it’s too late to report it.
> 
> Were the police involved? Did they mention who was at fault? if you are merging on and he hits you, technically it would be your fault since you were merging into his lane. But if he was crossing lanes and rear-ended you, it may be a different story.
> 
> I would get his information from him. Let an adjuster take a look at it.

You guys are thinking this out too much… we have people pay out of pocket all the time down here and we rarely have problems with people paying. You don’t need the police involved… 90% of the time they won’t even come out of no one is hurt or there is no property damage, so there useless anyways.

Let him call his insurance company… DO NOT call your insurance company, it just makes more of a headache for you. There not paying, so they don’t need to know, simple as that. If the douche or his insurance company jerks you around, then its time to call your insurance company. Until then… screw em.

Take a picture of the damage, ill let you know if it needs to be replaced. If it does need replaced, you better take it to a good shop, a quarter panel is the worst panel you can damage on a car. It needs to be cut off and welded back on, you need to blend into the roof line, rear body panel, rocker panel, etc… and it can take anywhere from 2 to 4 weeks to fix, depending on how bad it is. Plus with your color, you will need to blend the paint into the liftgate and the rear door, which all need taken apart.

BTW - do you know who his insurance company is?

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