# Car accident. Think it will get totalled?

**URL:** <https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483>\
**Category:** NYSpeed Automotive\
**Created:** [January 21, 2010, 3:37pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483 "2010-01-21T15:37:51Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 21, 2010, 7:41pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/21 "2010-01-21T19:41:00Z")

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christ. did you not see that I said there were obviously more parts? get all defensive over me correcting you I see so you feel better by throwing out names of car parts?

cmon.

whats damaged has nothing to to with it being totaled or not. its the COST of the parts and said labor that will do it. If the parts are cheap or they write aftermarket then who knows. Rarely will a car get totaled out bc of structural damage (once a 7 series got totaled out by BMW bc the firewall or something near that was damaged and they wouldnt allow it to be fixed)

labor rates are about $44 these days…

> [@blk99z28](#):
>
> For the record Mr. Collision shop owner, the correct technical term is unit-body. Also refered to monocoque construstion. The slang, or shortened term that has gained popularity, because lazy fucks like you don’t have the inteligence to speak in technical terms has become unibody.

oh man, thats fuct-up aint it sawwee

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**Author:** ![blk99z28](https://avatars.discourse-cdn.com/v4/letter/b/f19dbf/32.png) [@blk99z28](https://forums.speedlife.net/u/blk99z28)\
**Post date:** [January 21, 2010, 7:59pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/22 "2010-01-21T19:59:28Z")

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> [@travisn](#):
>
> whats damaged has nothing to to with it being totaled or not. its the COST of the parts and said labor that will do it. If the parts are cheap or they write aftermarket then who knows.

Yeah cuz what’s damaged has nothing to do with the cost it takes to fix what’s damaged… :bloated: what you just wrote doesn’t even make any sense.

> [@travisn](#):
>
> Rarely will a car get totaled out bc of structural damage (once a 7 series got totaled out by BMW bc the firewall or something near that was damaged and they wouldnt allow it to be fixed)

Because strustural damage won’t affect the how the car responds if ever involved in another accident. Sounds safe, “we’ll just leave that all bent up and smooshed like that there.” And when structural damage is actually fixed properly that doesn’t take much labor… :bloated: :bloated:

> [@travisn](#):
>
> labor rates are about $44 these days…

I’m sure they are… at some back woods, cousin owned, not professionally trained employees shop in Batavia. But there a little more than that where I would take my car to get fixed. :fail:

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 21, 2010, 8:04pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/23 "2010-01-21T20:04:56Z")

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please stop talking. you have no idea what you are talking about

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**Author:** ![Hass](https://avatars.discourse-cdn.com/v4/letter/h/51bf81/32.png) [@Hass](https://forums.speedlife.net/u/Hass)\
**Post date:** [January 21, 2010, 8:05pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/24 "2010-01-21T20:05:53Z")

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> [@blk99z28](#):
>
> I’m sure they are… at some back woods, cousin owned, not professionally trained employees shop in Batavia. But there a little more than that where I would take my car to get fixed. :fail:

Not like it’s up to you as to where the company wants it fixed.

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**Author:** ![Darksyde](https://avatars.discourse-cdn.com/v4/letter/d/ed655f/32.png) [@Darksyde](https://forums.speedlife.net/u/Darksyde)\
**Post date:** [January 21, 2010, 8:06pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/25 "2010-01-21T20:06:44Z")

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> [@travisn](#):
>
> labor rates are about $44 these days…

christ when I quit my job at the shop i was at 6yrs ago, the labor rate was $95/hr. Who the hell is only charging $44?

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 21, 2010, 8:12pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/26 "2010-01-21T20:12:20Z")

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> [@Hass](#):
>
> Not like it’s up to you as to where the company wants it fixed.

yes it is. you have a legal right to pick your shop

> [@Darksyde](#):
>
> christ when I quit my job at the shop i was at 6yrs ago, the labor rate was $95/hr. Who the hell is only charging $44?

those labor rates are for service, body shop rates are about $44

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [January 21, 2010, 9:29pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/27 "2010-01-21T21:29:04Z")

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If I had to guess I’d say not totalled, but that’s just a feeling, not based on any real world experience.

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**Author:** ![91CRXSI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91crxsi/32/7247_2.png) [@91CRXSI](https://forums.speedlife.net/u/91CRXSI)\
**Post date:** [January 21, 2010, 9:57pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/28 "2010-01-21T21:57:05Z")

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that seems like a very lot of damage to a not expensive car. If i had to guess i’d say thats a good 10 grand in damage (assuming they dont use el-cheapo replacement parts). Airbag parts aren’t cheap. all front body panels need to be replaced, both head lights, driver fog light, im sure the washer bottle got destroyed if its in the front corner, radiator support and possibly a bracket for the radiator, i’m sure the driver fender was pushed back into the door fuckin that up, the windshield and possibly the A-pillar,air bags, who knows what kind of wires got pinched and brackets busted inside there, alignment , the driver “frame” looks kinda mangled in the front part.

with the car being that new i’d be willing to bet that it gets replaced with a new one

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**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\
**Post date:** [January 21, 2010, 10:26pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/29 "2010-01-21T22:26:41Z")

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i bet they total it.

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**Author:** ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)\
**Post date:** [January 21, 2010, 10:30pm UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/30 "2010-01-21T22:30:16Z")

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I feel like this thread warrants a poll!

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [January 22, 2010, 1:11am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/31 "2010-01-22T01:11:50Z")

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It depends on what parts they use, I would push them to use Ford OEM parts for the estimate since it is a new car. If it was older they would make you use keystone or used parts from junkyards.

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**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\
**Post date:** [January 22, 2010, 8:19am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/32 "2010-01-22T08:19:06Z")

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> [@JustinH](#):
>
> It depends on what parts they use, I would push them to use Ford OEM parts for the estimate since it is a new car. If it was older they would make you use keystone or used parts from junkyards.

What insurance company calculates repairs based on parts from junkyards?

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**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\
**Post date:** [January 22, 2010, 8:32am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/33 "2010-01-22T08:32:00Z")

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> [@Penfold](#):
>
> What insurance company calculates repairs based on parts from junkyards?

Almost all of them now.

They need to replace the parts with equal parts, so junkyard ones fall into this category.

When my corvette was rear ended, they quoted repairs using junkyard parts to save on paint. I laughed in the adjusters face.

I will say the car being totaled depends on if or how badly the front sub-frame is tweaked.

I’m guessing this is a 16-18K car, so as long as the damage can be done for less then 10-11K they will fix it.

I’d have some higher end shops quote it for fix, as you want it done right anyways. Then go from there.

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**Author:** ![Bull49](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bull49/32/7381_2.png) [@Bull49](https://forums.speedlife.net/u/Bull49)\
**Post date:** [January 22, 2010, 8:45am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/34 "2010-01-22T08:45:43Z")

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i would be shocked if this isn’t totalled.

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**Author:** ![slow84ta](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slow84ta/32/7265_2.png) [@slow84ta](https://forums.speedlife.net/u/slow84ta)\
**Post date:** [January 22, 2010, 8:58am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/35 "2010-01-22T08:58:42Z")

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I’d say total, hopfully the insurance money will be enough to pay the loan off, assuming she has one!

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [January 22, 2010, 9:07am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/36 "2010-01-22T09:07:43Z")

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my vote is for totaled.

this is what gap insurance is for, to cover the amount you are upside down on it. hope you have it.

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [January 22, 2010, 9:11am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/37 "2010-01-22T09:11:59Z")

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How much is the car worth? 15k at most? that means it would need to have 10k in damages to be totalled?

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 22, 2010, 9:32am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/38 "2010-01-22T09:32:56Z")

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> [@boardjnky4](#):
>
> How much is the car worth? 15k at most? that means it would need to have 10k in damages to be totalled?

Technically its 75% which would be about 11.5k.

and it DOES NOT matter how far its tweaked. promise.

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**Author:** ![Quattro\_Krant](https://avatars.discourse-cdn.com/v4/letter/q/ac91a4/32.png) [@Quattro\_Krant](https://forums.speedlife.net/u/Quattro_Krant)\
**Post date:** [January 22, 2010, 11:21am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/39 "2010-01-22T11:21:45Z")

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> [@theblue](#):
>
> my vote is for totaled.
> 
> this is what gap insurance is for, to cover the amount you are upside down on it. hope you have it.

I was always under the impression that you had to have gap coverage if you had a loan out on a car? I know my A4 had it, my GTO had it, and my GF’s Jetta had this coverage. This was when I had a loan on the vehicles in question. I thought financing companies made you take it as it is in their best interest as well as yours.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [January 22, 2010, 11:25am UTC](https://forums.speedlife.net/t/car-accident-think-it-will-get-totalled/78483/40 "2010-01-22T11:25:14Z")

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lol @ implying that the focus was going to get $115/hr labor rate.

I would hope for it to be totaled if it were my car, thats a lot of damage on a brand new car.

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