# Car Insurance, from whom should I get it?

**URL:** <https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000>\
**Category:** SON240sx Automotive\
**Created:** [March 20, 2008, 11:31am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000 "2008-03-20T11:31:23Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Gatecrasher3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gatecrasher3/32/5617_2.png) [@Gatecrasher3](https://forums.speedlife.net/u/Gatecrasher3)\
**Post date:** [March 20, 2008, 11:31am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/1 "2008-03-20T11:31:23Z")

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Alright, its time of me to get a new insurance company. State farm is to damn expensive and they don’t seem to be any better then any other company. Can anyone suggest a good company, preferably in Canada/Ontario. I am 22, have been driving for 5 years, full G, no tickets, no claims.

I went to one of those sites where you give them your info and they get a bunch of quotes from different companies, and the cheapest one I got back was for $2147 ($174 Month) from Upper Canada Direct. Does anyone know if they are any good?  
Any suggestions would be helpful.  
Andy.

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**Author:** ![schen04](https://avatars.discourse-cdn.com/v4/letter/s/dbc845/32.png) [@schen04](https://forums.speedlife.net/u/schen04)\
**Post date:** [March 20, 2008, 11:35am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/2 "2008-03-20T11:35:57Z")

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when i got my insurance at state farm i was 20 and my rates were like $138 a month g2 license.

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**Author:** ![Gatecrasher3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gatecrasher3/32/5617_2.png) [@Gatecrasher3](https://forums.speedlife.net/u/Gatecrasher3)\
**Post date:** [March 20, 2008, 11:50am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/3 "2008-03-20T11:50:10Z")

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[http://www.son240sx.org/forums/showthread.php?t=1071](http://www.son240sx.org/forums/showthread.php?t=1071)

i guess i should have looked around the forums more first

“$138 a month g2 license”  
WHAT! are you a hot girl or something?

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**Author:** ![schen04](https://avatars.discourse-cdn.com/v4/letter/s/dbc845/32.png) [@schen04](https://forums.speedlife.net/u/schen04)\
**Post date:** [March 20, 2008, 11:54am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/4 "2008-03-20T11:54:34Z")

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no im actually a handsome male. haha

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**Author:** ![sleepydopey](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sleepydopey/32/5526_2.png) [@sleepydopey](https://forums.speedlife.net/u/sleepydopey)\
**Post date:** [March 20, 2008, 11:55am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/5 "2008-03-20T11:55:00Z")

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try belair direct

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**Author:** ![oneeightseven](https://avatars.discourse-cdn.com/v4/letter/o/f07891/32.png) [@oneeightseven](https://forums.speedlife.net/u/oneeightseven)\
**Post date:** [March 20, 2008, 12:23pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/6 "2008-03-20T12:23:25Z")

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search, search, and some more searching. then compare a few of your lowest quotes. it varies for all drivers so you never know what you can get.

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**Author:** ![R33](https://avatars.discourse-cdn.com/v4/letter/r/5f8ce5/32.png) [@R33](https://forums.speedlife.net/u/R33)\
**Post date:** [March 20, 2008, 12:26pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/7 "2008-03-20T12:26:49Z")

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it depends on LOCATION , AGE and driving experience / record

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**Author:** ![Fobwall](https://avatars.discourse-cdn.com/v4/letter/f/7ea924/32.png) [@Fobwall](https://forums.speedlife.net/u/Fobwall)\
**Post date:** [March 20, 2008, 12:35pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/8 "2008-03-20T12:35:27Z")

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Mine just went down to $119.25 per month, I just turned 21.

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**Author:** ![Gatecrasher3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gatecrasher3/32/5617_2.png) [@Gatecrasher3](https://forums.speedlife.net/u/Gatecrasher3)\
**Post date:** [March 20, 2008, 12:37pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/9 "2008-03-20T12:37:55Z")

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> [@Fobwall"](#):
>
> Mine just went down to $119.25 per month, I just turned 21.

who are you using?

can you play hard ball with these people? could i say “you’re going to charge me $210? well company X said they were only going to charge me $170, can you beat that?”

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**Author:** ![simplemind7](https://avatars.discourse-cdn.com/v4/letter/s/0ea827/32.png) [@simplemind7](https://forums.speedlife.net/u/simplemind7)\
**Post date:** [March 20, 2008, 1:03pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/10 "2008-03-20T13:03:28Z")

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i’m with bel air direct, they’re about half the price of most other companies for me and i’m still taking it up the ass from them, my monthly payment is the same price i paid for the car and my record isn’t even that bad. insurance is BS.

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**Author:** ![Fobwall](https://avatars.discourse-cdn.com/v4/letter/f/7ea924/32.png) [@Fobwall](https://forums.speedlife.net/u/Fobwall)\
**Post date:** [March 20, 2008, 1:07pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/11 "2008-03-20T13:07:59Z")

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I doubt you can haggle with insurance companies. They don’t really care. I’m with Belairdirect btw.

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**Author:** ![s13\_coupe](https://avatars.discourse-cdn.com/v4/letter/s/898d66/32.png) [@s13\_coupe](https://forums.speedlife.net/u/s13_coupe)\
**Post date:** [March 20, 2008, 1:09pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/12 "2008-03-20T13:09:25Z")

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$174 Month is a joke lol. I would be happy if i were u. im 21, drivin for 5 years, full G licence, no accidents, a couple small tickets, no demerit points, been with pearson dunn since day one and my parents are also insured thru them both of there vehicles, and the house. I pay 400/month for my 92 coupe and they dont even know about the SR.

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**Author:** ![Gatecrasher3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gatecrasher3/32/5617_2.png) [@Gatecrasher3](https://forums.speedlife.net/u/Gatecrasher3)\
**Post date:** [March 20, 2008, 1:29pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/13 "2008-03-20T13:29:31Z")

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> [@NY Zero Tolerance Speeding?](https://forums.speedlife.net/t/ny-zero-tolerance-speeding/16316/35):
>
> $174 Month is a joke lol. I would be happy if i were u. im 21, drivin for 5 years, full G licence, no accidents, a couple small tickets, no demerit points, been with pearson dunn since day one and my parents are also insured thru them both of there vehicles, and the house. I pay 400/month for my 92 coupe and they dont even know about the SR.

wow! and i thought i was F’ed

haha, i got a buddy who gets quoted for $900 a month. thats what blowing over, one accident and a SR will do for ya!

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**Author:** ![NoSkillz](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/noskillz/32/5606_2.png) [@NoSkillz](https://forums.speedlife.net/u/NoSkillz)\
**Post date:** [March 20, 2008, 5:21pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/14 "2008-03-20T17:21:22Z")

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move out to puslinch, i went from 240-140

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**Author:** ![Lucas180](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/lucas180/32/5556_2.png) [@Lucas180](https://forums.speedlife.net/u/Lucas180)\
**Post date:** [March 20, 2008, 6:06pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/15 "2008-03-20T18:06:23Z")

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I need ot change from state farm to i think…im 20 clean record G2 licence…and i think im paying to much …by your guys prices i am paying a bit to much…

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**Author:** ![Jowo72](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jowo72/32/5560_2.png) [@Jowo72](https://forums.speedlife.net/u/Jowo72)\
**Post date:** [March 20, 2008, 6:39pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/16 "2008-03-20T18:39:25Z")

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I’m with belair, great prices. But when You get into an accident and get injured like me - Best of luck to you, I’ve been waiting 6 weeks for My income replacement benefits.

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**Author:** ![DJPyro](https://avatars.discourse-cdn.com/v4/letter/d/278dde/32.png) [@DJPyro](https://forums.speedlife.net/u/DJPyro)\
**Post date:** [March 20, 2008, 6:44pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/17 "2008-03-20T18:44:06Z")

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Get it from me. I give you good price.

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**Author:** ![DudebuD](https://avatars.discourse-cdn.com/v4/letter/d/aeb1de/32.png) [@DudebuD](https://forums.speedlife.net/u/DudebuD)\
**Post date:** [March 20, 2008, 8:03pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/18 "2008-03-20T20:03:44Z")

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bel air, johnson and certas are the cheapest ive come across

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**Author:** ![KoukiS14](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/koukis14/32/5522_2.png) [@KoukiS14](https://forums.speedlife.net/u/KoukiS14)\
**Post date:** [March 21, 2008, 8:33am UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/19 "2008-03-21T08:33:11Z")

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Try PC financial. They gave me the best rate. My 240 and Accord are 165/month. I live right in the middle of Toronto though.

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**Author:** ![polishprince](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/polishprince/32/5690_2.png) [@polishprince](https://forums.speedlife.net/u/polishprince)\
**Post date:** [March 22, 2008, 5:50pm UTC](https://forums.speedlife.net/t/car-insurance-from-whom-should-i-get-it/114000/20 "2008-03-22T17:50:14Z")

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1-877-253-7575 - Smartcoverage … I saved by switching to them… and so did my family and some of my friends… free quote over the phone and when you get the quote, if you have a better one, tell them… they will try to earn your business

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