# Car Insurance Opinion

**URL:** <https://forums.speedlife.net/t/car-insurance-opinion/47980>\
**Category:** NYSpeed Automotive\
**Created:** [May 6, 2008, 9:53am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980 "2008-05-06T09:53:33Z")\
**Posts on this page:** 8\
**Page:** 2

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**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\
**Post date:** [May 6, 2008, 11:47am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/21 "2008-05-06T11:47:13Z")

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> [@SkunkApe](#):
>
> matt… i was with state farm for years. Went to allstate and my rate when down quite a bit

+1, was at state farm for years, cheap with the motorcycle insurance. But I saved saved about 45% switching to allstate a few months ago…

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [May 6, 2008, 11:48am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/22 "2008-05-06T11:48:32Z")

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Wait… why is your insurance so high anyways?

You have driven a “fast” car in how many years?

And, I wouldn’t have expected that the lesbowagon is too high in the riskpool.

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**Author:** ![RuBiCaNT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rubicant/32/7622_2.png) [@RuBiCaNT](https://forums.speedlife.net/u/RuBiCaNT)\
**Post date:** [May 6, 2008, 11:51am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/23 "2008-05-06T11:51:20Z")

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> [@Nikuk](#):
>
> Wait… why is your insurance so high anyways?
> 
> You have driven a “fast” car in how many years?
> 
> And, I wouldn’t have expected that the lesbowagon is too high in the riskpool.

I had 2 cars on it when I still had the eclipse so I was paying about 1000 every year for the lesbo wagon. Once the Eclipse came off, they changed my rates so it’s time to reinvestigate. They should go down even more when I turn… _gasp_ 30 in July… :spank:

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [May 6, 2008, 11:55am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/24 "2008-05-06T11:55:08Z")

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> [@evane](#):
>
> Geico so far hasn’t been low enough for me to leave the convience of having a agent versus a 1-800 shop.

See, when I had an agent I missed the convienence of a 1-800 shop, where I basically had 1000’s of agents all working 24/7.

If I had questions or wanted to make changes when I had an agent I had to call him M-F, 9-5, and sometimes wait for a call back.

With Geico I make my changes via the web when ever I want. If I have a question I call anytime and someone is there. If I want to see what it will do to my insurance to trade the Expedition in on a Murano it’s just a couple clicks, where with my agent it was a phone call and “I’ll get back to you in a bit”.

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [May 6, 2008, 11:56am UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/25 "2008-05-06T11:56:43Z")

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All the years that I had Geico, I never once talked to a live person (IIRC)… never needed to. I appreciate that.

Of course, if I _needed to_, I could have.

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**Author:** ![Terry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/terry/32/7207_2.png) [@Terry](https://forums.speedlife.net/u/Terry)\
**Post date:** [May 6, 2008, 1:09pm UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/26 "2008-05-06T13:09:45Z")

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AllState was actually a decent amount cheaper than Geico for me and so far their service is awesome. Have them for both car and home insurance.

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**Author:** ![evane](https://avatars.discourse-cdn.com/v4/letter/e/6bbea6/32.png) [@evane](https://forums.speedlife.net/u/evane)\
**Post date:** [May 6, 2008, 1:36pm UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/27 "2008-05-06T13:36:57Z")

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> [@JayS](#):
>
> See, when I had an agent I missed the convienence of a 1-800 shop, where I basically had 1000’s of agents all working 24/7.
> 
> If I had questions or wanted to make changes when I had an agent I had to call him M-F, 9-5, and sometimes wait for a call back.
> 
> With Geico I make my changes via the web when ever I want. If I have a question I call anytime and someone is there. If I want to see what it will do to my insurance to trade the Expedition in on a Murano it’s just a couple clicks, where with my agent it was a phone call and “I’ll get back to you in a bit”.

True never thought of it that way…

I should get a quote from Geico on car + homeowners insurance, never did find out how much the whole shebang get’s me pound for pound. Wonder how difficult it is for them to changeover with my escrow thru my mortgage provider.

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**Author:** ![JEG](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeg/32/7246_2.png) [@JEG](https://forums.speedlife.net/u/JEG)\
**Post date:** [May 6, 2008, 1:48pm UTC](https://forums.speedlife.net/t/car-insurance-opinion/47980/28 "2008-05-06T13:48:49Z")

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I have progressive and they have always been great to me.

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