# car insurance / property damage question

**URL:** https://forums.speedlife.net/t/car-insurance-property-damage-question/43409
**Category:** NYSpeed Off Topic
**Created:** [February 13, 2008, 5:14pm UTC](https://forums.speedlife.net/t/car-insurance-property-damage-question/43409 "2008-02-13T17:14:06Z")
**Posts on this page:** 1
**Showing post:** 16

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### Author: ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)
#### Post date: [February 14, 2008, 7:20am UTC](https://forums.speedlife.net/t/car-insurance-property-damage-question/43409/16 "2008-02-14T07:20:44Z")

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> [@VANDIT](#):
>
> that does not make sence…
> 
> its not your fault, your company will NOT pay a dime…
> 
> he is respons. for (total)-25K

No you will get covered by your policy and the insurance company will go after the owner for the difference. Thats why you carry good insurance. Reality is, they won’t get much out of some deadbeat driving around with shit ass bare minimum insurance anyway.

What the eff sense would it be to have a policy that was going to leave you with huge holes like that? If you are driving a $100k car and cheaping out on insurance you deserve it.

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