# Car insurance Q's
**URL:** https://forums.speedlife.net/t/car-insurance-qs/28709
**Category:** NYSpeed Automotive
**Created:** [May 3, 2007, 3:01am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709 "2007-05-03T03:01:26Z")
**Posts on this page:** 6
**Page:** 1
### Author:  [@FightinMike](https://forums.speedlife.net/u/FightinMike)
#### Post date: [May 3, 2007, 3:01am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/1 "2007-05-03T03:01:26Z")
So its time to get my slo-mobile on the road, with all the competition lately insurances prices have dropped pretty nicely. Normally I go through my parents company Amica, which underwrites me to Drive Ins. by Progressive.
I’d like to get some opinions from people that have used online insurance companies (Esurance, or buying a policy without a local agent).
I’m getting better quotes not going through my agent, but am a bit skeptical about not having a physical office and agent to talk to in-person.
Help a brotha out…
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### Author:  [@SHOtime](https://forums.speedlife.net/u/SHOtime)
#### Post date: [May 3, 2007, 3:03am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/2 "2007-05-03T03:03:33Z")
geico…good for me. they’ve always been decent if i needed to talk to someone on the phone. i switched from a physical agent as well and no difference was felt at any point.
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### Author:  [@FightinMike](https://forums.speedlife.net/u/FightinMike)
#### Post date: [May 3, 2007, 4:02am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/3 "2007-05-03T04:02:26Z")
SHO: Have you ever needed to make a claim?
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### Author:  [@PsngrSeatsR4Boys](https://forums.speedlife.net/u/PsngrSeatsR4Boys)
#### Post date: [May 3, 2007, 4:12am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/4 "2007-05-03T04:12:58Z")
a local insurance agency will be able to find you the lowest rates, i’d go through an agency. i was using progressive and decided to go through my agency and my premium went down about $300.
you can call any agency, but here’s mine, call and say you’d like a personal auto quote.
Brown & Brown Insurance
[bbbuffalo.com](http://bbbuffalo.com)
Phone: 716-995-5620
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### Author:  [@Paulo](https://forums.speedlife.net/u/Paulo)
#### Post date: [May 3, 2007, 4:43am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/5 "2007-05-03T04:43:00Z")
liberty mutual seems to have really good rates as long as you don’t have too many violations. I think if you have 3 in the last 18 months they give you totally different prices that don’t even compare…
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### Author:  [@Bigairskier1580](https://forums.speedlife.net/u/Bigairskier1580)
#### Post date: [May 3, 2007, 5:43am UTC](https://forums.speedlife.net/t/car-insurance-qs/28709/6 "2007-05-03T05:43:43Z")
[quote=“93z24,post:5,topic:28709"”]
liberty mutual seems to have really good rates as long as you don’t have too many violations. I think if you have 3 in the last 18 months they give you totally different prices that don’t even compare…
[/quote]
Really? must be case by case. Both me and my brother moved from Liberty Mutual to Progressive and the savings were VERY nice.
I had some violations
my brother has a clean driving record.(He drives a slow car, heh)