# Car Insurance Question Dealing With Vettes **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [September 1, 2005, 10:10am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957 "2005-09-01T10:10:01Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 10:10am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/1 "2005-09-01T10:10:01Z")
So, my friend is looking into buying a c5 corvette. Preferably a 1997-2000 due to them being cheaper. 6 spd, ls1, t-tops w/e. Basic c5 vette. He’s most likely going under his fathers name for insurance. If he was going on his own policy, full coverage, he would be looking at what? $4,000 or so? He would only have to pay for 6 months, because the rest of the time it would be garaged with liability or w/e. How much (estimate) do you think he is going to pay under his father, with his father being the primary driver, and him being the secondary driver? Would it be significantly cheaper? Like only $1000 a year or something? Like yelocity, your a young dude with a vette. About how much a year do you pay? If you don’t mind me asking ☹ BTW hes 19. Clean driving record, and his dad is 47 clean driving record, and already has a corvette insured. ---
**Author:** ![POOPRA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/poopra/32/7188_2.png) [@POOPRA](https://forums.speedlife.net/u/POOPRA)\ **Post date:** [September 1, 2005, 10:20am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/2 "2005-09-01T10:20:54Z")
The car has to be in his dads name for him to be registered as a primary. I imagine for a nice c5 insurance would be 3-5K for 6 mths. I bet it would be about 600 bucks under his dad. You can do esimates on geicos website to get an idea. ---
**Author:** ![Goldenboy](https://avatars.discourse-cdn.com/v4/letter/g/c2a13f/32.png) [@Goldenboy](https://forums.speedlife.net/u/Goldenboy)\ **Post date:** [September 1, 2005, 10:33am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/3 "2005-09-01T10:33:20Z")
I’m 23 and drive a '98 Vette and its all registered and insured under my name. I have nowhere near a clean record (A bad accident and a speeding ticket etc.). I pay $700 a YEAR, I keep it on the road all year long too. EDIT: It’s full coverage through All State. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 10:39am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/4 "2005-09-01T10:39:49Z")
> [@POOPRA](#): > > The car has to be in his dads name for him to be registered as a primary. I imagine for a nice c5 insurance would be 3-5K for 6 mths. I bet it would be about 600 bucks under his dad. You can do esimates on geicos website to get an idea. yeah. his dad already said he would be registering it and co-signing for it. He would also be willing to put him under his insurance, and be registered with my friend as the secondary driver. ---
**Author:** ![Real\_Deal](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/real_deal/32/7332_2.png) [@Real\_Deal](https://forums.speedlife.net/u/Real_Deal)\ **Post date:** [September 1, 2005, 10:49am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/5 "2005-09-01T10:49:41Z")
> [@Goldenboy](#): > > I’m 23 and drive a '98 Vette and its all registered and insured under my name. I have nowhere near a clean record (A bad accident and a speeding ticket etc.). I pay $700 a YEAR, I keep it on the road all year long too. > > EDIT: It’s full coverage through All State. :bsflag: No way you pay $700 a year full coverage in your name. show us the bill ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [September 1, 2005, 10:52am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/6 "2005-09-01T10:52:15Z")
^^^ i agree, esp. not with a speeding ticket and bad accident, maybe 700 every 6 months for basic liability ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [September 1, 2005, 10:56am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/7 "2005-09-01T10:56:08Z")
$700 yr w/ $10k deductible :mamoru: ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [September 1, 2005, 11:20am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/8 "2005-09-01T11:20:16Z")
> [@Goldenboy](#): > > I’m 23 and drive a '98 Vette and its all registered and insured under my name. I have nowhere near a clean record (A bad accident and a speeding ticket etc.). I pay $700 a YEAR, I keep it on the road all year long too. > > EDIT: It’s full coverage through All State. :bsflag:No ya don’t. I’m 23 and have a clean record and my Uncles own the auto insurance agency I go through so I know I’m not gettnig screwed. I pay 1400/year for full coverage on my Jetta. If you really are paying 700/year for liaibility, theft, and collision and are 23 with a vette, you might want to check the details of your coverage. As previously mentioned, you may have a huge deductable and dangerously low laibility coverage. Beckington, if you really want to know what the amount would be, just have your friend call his insurance agent with a VIN. They can tell you. ---
**Author:** ![JUICEDSS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/juicedss/32/7185_2.png) [@JUICEDSS](https://forums.speedlife.net/u/JUICEDSS)\ **Post date:** [September 1, 2005, 11:21am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/9 "2005-09-01T11:21:11Z")
Keep in mind that if he has a loan on the car, no taking insurance off for the winter. The bank requires full insurance for the term of the loan. ---
**Author:** ![Goldenboy](https://avatars.discourse-cdn.com/v4/letter/g/c2a13f/32.png) [@Goldenboy](https://forums.speedlife.net/u/Goldenboy)\ **Post date:** [September 1, 2005, 11:24am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/10 "2005-09-01T11:24:51Z")
Dont have a scanner and this is the best pic i can get with my camera since im at work. If you can’t read it, the premium on the Honda Civic is $366.30 and the premium on the Corvette is $381.80. ![http://i5.photobucket.com/albums/y154/AC141/615a9cbf.jpg](http://i5.photobucket.com/albums/y154/AC141/615a9cbf.jpg) ---
**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\ **Post date:** [September 1, 2005, 11:26am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/11 "2005-09-01T11:26:18Z")
> [@JUICEDSS](#): > > Keep in mind that if he has a loan on the car, no taking insurance off for the winter. The bank requires full insurance for the term of the loan. Not true, AKA Ferrari on this board has a loan on his Daily driver that he took off the road this summer with no problems. As long as there is fire and theft on it and it’s stored, there is no problem. If you were to drive it then (unregistered) they can deny your claim. This might be different from one ins. company to the next, but I know he does it, and know of several others that have done it. X… ---
**Author:** ![Goldenboy](https://avatars.discourse-cdn.com/v4/letter/g/c2a13f/32.png) [@Goldenboy](https://forums.speedlife.net/u/Goldenboy)\ **Post date:** [September 1, 2005, 11:26am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/12 "2005-09-01T11:26:39Z")
Oh and I have a $250 deductible ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 11:27am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/13 "2005-09-01T11:27:41Z")
> [@Xander](#): > > Not true, AKA Ferrari on this board has a loan on his Daily driver that he took off the road this summer with no problems. As long as there is fire and theft on it and it’s stored, there is no problem. If you were to drive it then (unregistered) they can deny your claim. This might be different from one ins. company to the next, but I know he does it, and know of several others that have done it. > > X… yeah, my dad takes his one huge company truck off the road in the summer, and stores it. aslong as he has fire, theft and liability on it its good to be stored ---
**Author:** ![fairgentleman\_Z](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fairgentleman_z/32/7263_2.png) [@fairgentleman\_Z](https://forums.speedlife.net/u/fairgentleman_Z)\ **Post date:** [September 1, 2005, 11:29am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/14 "2005-09-01T11:29:43Z")
Insurance while in storage is a pretty good idea, ask me how I know… ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 11:35am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/15 "2005-09-01T11:35:00Z")
> [@fairgentleman Z](#): > > Insurance while in storage is a pretty good idea, ask me how I know… Why jeremy, why is insurance while in storage such a good idea? ---
**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\ **Post date:** [September 1, 2005, 11:36am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/16 "2005-09-01T11:36:43Z")
i took mine off the road last winter and didn’t insure it… oops… ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 11:37am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/17 "2005-09-01T11:37:23Z")
> [@94wvwglxvr6](#): > > i took mine off the road last winter and didn’t insure it… > oops… you dont need to, unless you’re still paying it off. ---
**Author:** ![Zer0DazE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zer0daze/32/7624_2.png) [@Zer0DazE](https://forums.speedlife.net/u/Zer0DazE)\ **Post date:** [September 1, 2005, 11:38am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/18 "2005-09-01T11:38:33Z")
> [@fairgentleman Z](#): > > Insurance while in storage is a pretty good idea, ask me how I know… how do you know? i know how you know, so you dont really need to let me know that you know, because as stated… i know that you know, and now you know that i know that you know. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 1, 2005, 11:43am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/19 "2005-09-01T11:43:47Z")
how are the ls1’s after about 50k miles? what about 80k miles? ---
**Author:** ![fairgentleman\_Z](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fairgentleman_z/32/7263_2.png) [@fairgentleman\_Z](https://forums.speedlife.net/u/fairgentleman_Z)\ **Post date:** [September 1, 2005, 11:52am UTC](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957/20 "2005-09-01T11:52:09Z")
> [@beckington](#): > > Why jeremy, why is insurance while in storage such a good idea? ![http://i7.photobucket.com/albums/y293/jwashburn78/fire10001.jpg](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/3X/2/e/2eecba1b0cb1c3e9fddd7d87cd955ff94a5eb74a.jpeg) [Next page](https://forums.speedlife.net/t/car-insurance-question-dealing-with-vettes/1957.md?page=2)