# Car Insurance
**URL:** https://forums.speedlife.net/t/car-insurance/139168
**Category:** Canada Nissan Off Topic
**Created:** [May 31, 2005, 7:28pm UTC](https://forums.speedlife.net/t/car-insurance/139168 "2005-05-31T19:28:50Z")
**Posts on this page:** 12
**Page:** 1
### Author:  [@MightyMouse](https://forums.speedlife.net/u/MightyMouse)
#### Post date: [May 31, 2005, 7:28pm UTC](https://forums.speedlife.net/t/car-insurance/139168/1 "2005-05-31T19:28:50Z")
how does the insurance work in Alberta?
I’m paying $205/monthly for my 93 240sx.
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### Author:  [@DeathBy240](https://forums.speedlife.net/u/DeathBy240)
#### Post date: [May 31, 2005, 7:50pm UTC](https://forums.speedlife.net/t/car-insurance/139168/2 "2005-05-31T19:50:42Z")
You pay that much for gov’t insurance? What coverage do you have?
I pay about 100 a month for collision and everything pretty much, and when I lived in Manitoba I paid maybe $50 a month for their public insurance with the same coverage.
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### Author:  [@PyreXXX](https://forums.speedlife.net/u/PyreXXX)
#### Post date: [May 31, 2005, 8:56pm UTC](https://forums.speedlife.net/t/car-insurance/139168/3 "2005-05-31T20:56:46Z")
The problem with ICBC is that they start you with a flat rate, which is great when you’re young. Every year you go without having an at fault claim or a ticket, you get 10% off your insurance premium…also cool. After 4 years however, your rate reduction is capped and can go no lower - whereas here, if you maintain your good driving record your premiums should consistently get lower because you are a lower risk driver.
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### Author:  [@Kramer240sx](https://forums.speedlife.net/u/Kramer240sx)
#### Post date: [June 15, 2005, 10:53pm UTC](https://forums.speedlife.net/t/car-insurance/139168/4 "2005-06-15T22:53:02Z")
Although for manitoba, don’t total your car. They will violate you in the process. My parents had a Micra that got hit by a truck and got jack for it.
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### Author:  [@DeathBy240](https://forums.speedlife.net/u/DeathBy240)
#### Post date: [June 16, 2005, 6:52am UTC](https://forums.speedlife.net/t/car-insurance/139168/5 "2005-06-16T06:52:49Z")
> [@Kramer](#):
>
> Although for manitoba, don’t total your car. They will violate you in the process. My parents had a Micra that got hit by a truck and got jack for it.
They were more than fair with me when I was in an accident.
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### Author:  [@PyreXXX](https://forums.speedlife.net/u/PyreXXX)
#### Post date: [June 16, 2005, 6:38pm UTC](https://forums.speedlife.net/t/car-insurance/139168/6 "2005-06-16T18:38:02Z")
Everyone complains about ICBC and writeoffs, but when one of their members did frame damage to my 86 Caprice, they did the inspection, writeoff paperwork, and cut a check within 6 working days. Not too shabby! 😃
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### Author:  [@NXcess](https://forums.speedlife.net/u/NXcess)
#### Post date: [June 19, 2005, 4:17pm UTC](https://forums.speedlife.net/t/car-insurance/139168/7 "2005-06-19T16:17:14Z")
alberta insurance is highway robbery.
i just moved here from BC and as i am full time student and have my permenant residence in victoria BC i was able to insure myslef through ICBC 🙂 cheaspest place to insure my NX2k wanted 3600 bucks collision 500 detucable and 2 mil liability.
BC for alberta 2200 bucks gets me 3 mil 300 dollar deductable glass coverage.
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### Author:  [@1mns13](https://forums.speedlife.net/u/1mns13)
#### Post date: [June 19, 2005, 5:38pm UTC](https://forums.speedlife.net/t/car-insurance/139168/8 "2005-06-19T17:38:22Z")
> [@Kramer](#):
>
> Although for manitoba, don’t total your car. They will violate you in the process. My parents had a Micra that got hit by a truck and got jack for it.
Unfortunately a Micra might have only been worth jack.
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### Author:  [@RS13](https://forums.speedlife.net/u/RS13)
#### Post date: [June 19, 2005, 6:12pm UTC](https://forums.speedlife.net/t/car-insurance/139168/9 "2005-06-19T18:12:37Z")
Don’t complain about Alberta Insurance. I am 18 with my first car and for 2 million liability, no deductable comprehensive and no collision i pay 87 dollars per month( 1045 Per Year). Granted if i want collision it would be 220 Per month (2640 per year) but my insurance company would only give me 1500 in the case of a write off. Which i think is shit all for a car i bought for 7 grand and almost have another 7 into. I think it is time for a apprasial at the end of this summer.
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### Author:  [@imported\_RPS131](https://forums.speedlife.net/u/imported_RPS131)
#### Post date: [June 19, 2005, 11:14pm UTC](https://forums.speedlife.net/t/car-insurance/139168/10 "2005-06-19T23:14:31Z")
I pay $140 a month and that’s just for very basic coverage. I’m not sure what I have exactly.
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### Author:  [@system](https://forums.speedlife.net/u/system)
#### Post date: [June 20, 2005, 6:12pm UTC](https://forums.speedlife.net/t/car-insurance/139168/11 "2005-06-20T18:12:48Z")
458/month for everything possible
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### Author:  [@silvers13](https://forums.speedlife.net/u/silvers13)
#### Post date: [June 20, 2005, 9:09pm UTC](https://forums.speedlife.net/t/car-insurance/139168/12 "2005-06-20T21:09:29Z")
any1 know about insurance costs for rhd vehicles?