# CAR INSURANCE???

**URL:** <https://forums.speedlife.net/t/car-insurance/27017>\
**Category:** NYSpeed Off Topic\
**Created:** [April 3, 2007, 10:34am UTC](https://forums.speedlife.net/t/car-insurance/27017 "2007-04-03T10:34:51Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [April 3, 2007, 10:34am UTC](https://forums.speedlife.net/t/car-insurance/27017/1 "2007-04-03T10:34:51Z")

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lol what is the cheapest car insurance for someone that has had a shitty driving record from tickets. no dwi or felonys but lots of dumb tickets.

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**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\
**Post date:** [April 3, 2007, 10:39am UTC](https://forums.speedlife.net/t/car-insurance/27017/2 "2007-04-03T10:39:09Z")

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progressive

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [April 3, 2007, 10:39am UTC](https://forums.speedlife.net/t/car-insurance/27017/3 "2007-04-03T10:39:46Z")

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you will never get the cheapest quote. Best thing to do is call around. Anything with Collision you will pay out your ass. Depends on your age too.

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [April 3, 2007, 10:40am UTC](https://forums.speedlife.net/t/car-insurance/27017/4 "2007-04-03T10:40:23Z")

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i never had an accidents either and its a 92 and paid off so if its too expensive ill just put liablity for a few months till all my points drop off, its almost been 3 years sense i had a ticket and ive never got insurance before cuz of my record.

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**Author:** ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)\
**Post date:** [April 3, 2007, 10:41am UTC](https://forums.speedlife.net/t/car-insurance/27017/5 "2007-04-03T10:41:33Z")

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well it depends…u may have gotten a lot of tickets but like, iv had lots of speeding tickets and stupid shit but they have all been reduced. i went for insurance to allstate and its only 70 bucks a month for me. not everything shows up on ur record.

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**Author:** ![Mrs\_Karus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mrs_karus/32/7426_2.png) [@Mrs\_Karus](https://forums.speedlife.net/u/Mrs_Karus)\
**Post date:** [April 3, 2007, 10:42am UTC](https://forums.speedlife.net/t/car-insurance/27017/6 "2007-04-03T10:42:29Z")

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+1 to progressive.

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [April 3, 2007, 10:43am UTC](https://forums.speedlife.net/t/car-insurance/27017/7 "2007-04-03T10:43:09Z")

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ya i have had speeding tickets reduced to speeding tickets lol. i had lost my license cuz of points as well, but like i said its almost 3 years and all points drop off after 3 years from the point of conviction

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**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\
**Post date:** [April 3, 2007, 10:48am UTC](https://forums.speedlife.net/t/car-insurance/27017/8 "2007-04-03T10:48:21Z")

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[www.geico.com](http://www.geico.com)

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [April 3, 2007, 10:49am UTC](https://forums.speedlife.net/t/car-insurance/27017/9 "2007-04-03T10:49:11Z")

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wheres the best place to go and talk to someone

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**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\
**Post date:** [April 3, 2007, 10:53am UTC](https://forums.speedlife.net/t/car-insurance/27017/10 "2007-04-03T10:53:10Z")

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Dont even bother with geico they are stupid expensive if you even have 1 point for something dumb it’s going to be expensive.

Progressive + 1000.

When I had a motorcycle geico wanted 2400/yr for liability only when the bike only cost me 2200 and all I had was 2 points from an 1110a, Progressive 300/yr full coverage. I recommend them highly.

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**Author:** ![97FormulaWS-6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97formulaws-6/32/7384_2.png) [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)\
**Post date:** [April 3, 2007, 10:54am UTC](https://forums.speedlife.net/t/car-insurance/27017/11 "2007-04-03T10:54:49Z")

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Call around is your best bet; I get different quotes from everyone whenever I call. I’m at Geico at the moment; but my record is pretty clean.

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [April 3, 2007, 10:58am UTC](https://forums.speedlife.net/t/car-insurance/27017/12 "2007-04-03T10:58:00Z")

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Esurance was cheaper then progressive and geico for me…

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**Author:** ![9ONA3OOZX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9ona3oozx/32/7242_2.png) [@9ONA3OOZX](https://forums.speedlife.net/u/9ONA3OOZX)\
**Post date:** [April 3, 2007, 11:00am UTC](https://forums.speedlife.net/t/car-insurance/27017/13 "2007-04-03T11:00:33Z")

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get on your parents plan, buy a 15+ year old car, pay $50 a month for full coverage FTW… /thread

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [April 3, 2007, 11:01am UTC](https://forums.speedlife.net/t/car-insurance/27017/14 "2007-04-03T11:01:12Z")

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i just did gieco and its 115 a month and 597 6months for me, too high lol ill keep shoping maybe ill get it lower

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**Author:** ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)\
**Post date:** [April 3, 2007, 11:10am UTC](https://forums.speedlife.net/t/car-insurance/27017/15 "2007-04-03T11:10:10Z")

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[quote=“90NA300ZX,post:13,topic:27017"”]

get on your parents plan, buy a 15+ year old car, pay $50 a month for full coverage FTW… /thread

[/quote]

not exactly true…i got a quote from allstate for my parents with out even having a car yet…and they told me 120 a month and by myself its 70.

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**Author:** ![Griff](https://avatars.discourse-cdn.com/v4/letter/g/f19dbf/32.png) [@Griff](https://forums.speedlife.net/u/Griff)\
**Post date:** [April 3, 2007, 11:22am UTC](https://forums.speedlife.net/t/car-insurance/27017/16 "2007-04-03T11:22:17Z")

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i have Geico … $707 /6m for both the Audi and BMW full coverage. i quoted with progressive and it was over $1100 /6mo for the same.

:tup: Gekko  
:tdown: Progressive

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**Author:** ![EvilJay](https://avatars.discourse-cdn.com/v4/letter/e/a5b964/32.png) [@EvilJay](https://forums.speedlife.net/u/EvilJay)\
**Post date:** [April 3, 2007, 11:36am UTC](https://forums.speedlife.net/t/car-insurance/27017/17 "2007-04-03T11:36:08Z")

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Can’t you ever figure out anything on your own?

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [April 3, 2007, 11:39am UTC](https://forums.speedlife.net/t/car-insurance/27017/18 "2007-04-03T11:39:26Z")

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The Mrs. as full coverage on a vehicle thats not paid off through Allstate and only pays $550/6months they find like every discount you qualify for…check them

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**Author:** ![66impalass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/66impalass/32/7429_2.png) [@66impalass](https://forums.speedlife.net/u/66impalass)\
**Post date:** [April 3, 2007, 11:40am UTC](https://forums.speedlife.net/t/car-insurance/27017/19 "2007-04-03T11:40:52Z")

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no, remember he couldn’t even figure out where to buy uggz

and $600 every 6 months is not bad for someone that has a liscense suspension on there record

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [April 3, 2007, 11:42am UTC](https://forums.speedlife.net/t/car-insurance/27017/20 "2007-04-03T11:42:11Z")

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I pay 70 a month for geico for two fully insured cars.

Esurance wanted 142 bucks a month for the exact same coverage.

I used to have allstate, that was 120 a month.

I just got a quote from progressive, they were 120 a month.

Geico has been ok so far, I had one claim, they lowballed me on it but fixed the vehicle properly, and they only gave me 2 days rental car when I needed a week.

Another bad thing about geico is you can’t pay with a credit card, you need to use an electric transfer from your bank account like you would pay a utility.

I still like geico though, i’ll stay with them, and probably get homeowners from them in the future.

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