# CC debt pissing contest

**URL:** <https://forums.speedlife.net/t/cc-debt-pissing-contest/39900>\
**Category:** NYSpeed Off Topic\
**Created:** [December 7, 2007, 6:29am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900 "2007-12-07T06:29:57Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![psphinx81](https://avatars.discourse-cdn.com/v4/letter/p/e9a140/32.png) [@psphinx81](https://forums.speedlife.net/u/psphinx81)\
**Post date:** [December 7, 2007, 6:55am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/21 "2007-12-07T06:55:34Z")

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[quote=“Mrs. Karus,post:7,topic:39900"”]

$0.00 never had any debt…never will. I don’t even have school loans. If i don’t have the money to pay for it - I don’t buy it.

[/quote]

:word: its a great feeling having 0 debt

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**Author:** ![Mrs\_Karus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mrs_karus/32/7426_2.png) [@Mrs\_Karus](https://forums.speedlife.net/u/Mrs_Karus)\
**Post date:** [December 7, 2007, 6:57am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/22 "2007-12-07T06:57:09Z")

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Lol Mike… my mom pays my credit cards IN FULL, every single month… not recently…but when I lived at home…and my bike loan…only payment i made on it was $6000.00 in FULL to pay it off. Get your facts straight doll.

0 debt 🙂

edit: it wasnt dad - mom 🙂

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 7, 2007, 6:59am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/23 "2007-12-07T06:59:16Z")

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I’ve thought about adding up all of my and wifey’s non-revolving debt… I start doing it and quickly remember that ignorance is bliss.

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**Author:** ![OfficerK](https://avatars.discourse-cdn.com/v4/letter/o/4da419/32.png) [@OfficerK](https://forums.speedlife.net/u/OfficerK)\
**Post date:** [December 7, 2007, 7:01am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/24 "2007-12-07T07:01:31Z")

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Had close to 10K…but that is all gone now…such a relief…sooooo much weight off my shoulders

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**Author:** ![POOPRA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/poopra/32/7188_2.png) [@POOPRA](https://forums.speedlife.net/u/POOPRA)\
**Post date:** [December 7, 2007, 7:02am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/25 "2007-12-07T07:02:46Z")

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I pay the cc balance off every month, and I get 1% cash back for using it. I put almost everything I buy on it, I only pay cash at bars and such.

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**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\
**Post date:** [December 7, 2007, 7:03am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/26 "2007-12-07T07:03:01Z")

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[quote=“Mrs. Karus,post:22,topic:39900"”]

Lol Mike… my mom pays my credit cards IN FULL, every single month… not recently…but when I lived at home

0 debt 🙂

edit: it wasnt dad - mom 🙂

[/quote]

ok then i guess technically youre right youve always been debt free 🙂

not me, i always paid in full on any balance i made for the longest time, but over the past year ive had to pay interest and finance charges on shit for the first time. ah well, atleast im not like a friend of mine who is 15k in the hole and he doesnt make SHIT. hes gonna be paying that shit off for like, years.

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**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\
**Post date:** [December 7, 2007, 7:04am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/27 "2007-12-07T07:04:15Z")

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yea, i’ve started carrying about a 1500 balance since the wedding & home purchase. now that everything is calming down I can get rid of it

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 7, 2007, 7:04am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/28 "2007-12-07T07:04:48Z")

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The good news is that my 401k’s been growing at \>23% this year. :giggity:

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**Author:** ![dirtye30](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dirtye30/32/7333_2.png) [@dirtye30](https://forums.speedlife.net/u/dirtye30)\
**Post date:** [December 7, 2007, 7:05am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/29 "2007-12-07T07:05:56Z")

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20k

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**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\
**Post date:** [December 7, 2007, 7:07am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/30 "2007-12-07T07:07:30Z")

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[quote=“Fry,post:28,topic:39900"”]

The good news is that my 401k’s been growing at \>23% this year. :giggity:

[/quote]

Nice. 👏 Mine is at i think 16 or 17%. Kind of funny i didnt pay attention to it for the longest time since i redid it, and its getting to be a pretty decent amount for my age :tup:

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [December 7, 2007, 7:08am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/31 "2007-12-07T07:08:37Z")

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Internationals?

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<div class="post-metadata">

**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\
**Post date:** [December 7, 2007, 7:09am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/32 "2007-12-07T07:09:01Z")

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I was up to about $8k right when I got out of college. It was worth it, I had a lot of fun, went on great vacations, and partied my ass off. I am out of CC debt now.

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**Author:** ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)\
**Post date:** [December 7, 2007, 7:11am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/33 "2007-12-07T07:11:58Z")

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[quote=“Fry,post:28,topic:39900"”]

The good news is that my 401k’s been growing at \>23% this year. :giggity:

[/quote]

[quote=“87FOXGT,post:30,topic:39900"”]

Nice. 👏 Mine is at i think 16 or 17%. Kind of funny i didnt pay attention to it for the longest time since i redid it, and its getting to be a pretty decent amount for my age :tup:

[/quote]

wtf?

mine is around 11% @ principal

50% international 50% high end cap… all risky

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<div class="post-metadata">

**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\
**Post date:** [December 7, 2007, 7:18am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/34 "2007-12-07T07:18:30Z")

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[quote=“sureshot!,post:33,topic:39900"”]

wtf?

mine is around 11% @ principal

50% international 50% high end cap… all risky

[/quote]

mine is 50% int, 50% company stock. normally id never ever put it in company stock, but for the short term i know with 100% certainty its a great move. and ive been proved right so far. soon it will get shuffled again though.

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<div class="post-metadata">

**Author:** ![Locutus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/locutus/32/7574_2.png) [@Locutus](https://forums.speedlife.net/u/Locutus)\
**Post date:** [December 7, 2007, 7:20am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/35 "2007-12-07T07:20:24Z")

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[quote=“cougarspeed,post:31,topic:39900"”]

Internationals?

[/quote]

I’m in several international funds in my 401k at Fidelity.

my 403b doesn’t offer as much international, but they are still pretty profitable 🙂

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<div class="post-metadata">

**Author:** ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)\
**Post date:** [December 7, 2007, 7:20am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/36 "2007-12-07T07:20:30Z")

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Ah word, interesting. I’m young enough to risk it all :tup: although… no matching is totally for the fucking lose.

this is a total super noob question… but since my company uses principal… i’m using principal. is it possible for me to change companies?

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**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\
**Post date:** [December 7, 2007, 7:22am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/37 "2007-12-07T07:22:25Z")

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yea, the wife’s matches 15% so i stopped putting in mine and maxed out hers

also all international this year, everything else tanked… mine which still has money in it is only like 10%, 75% international and 25% other random BS

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<div class="post-metadata">

**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 7, 2007, 7:25am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/38 "2007-12-07T07:25:18Z")

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Mostly because Praxair’s stock started at $60 this year. Closed yesterday over $87. :pimp:

Keep in mind that I don’t really know what I’m doing, just getting lucky:  
 ![http://i17.photobucket.com/albums/b76/BikerFry/401k.jpg](http://i17.photobucket.com/albums/b76/BikerFry/401k.jpg)

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<div class="post-metadata">

**Author:** ![matter](https://avatars.discourse-cdn.com/v4/letter/m/97f17d/32.png) [@matter](https://forums.speedlife.net/u/matter)\
**Post date:** [December 7, 2007, 7:25am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/39 "2007-12-07T07:25:34Z")

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no international for me, maybe I should look into that.

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**Author:** ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)\
**Post date:** [December 7, 2007, 7:28am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/40 "2007-12-07T07:28:39Z")

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lol fry what the fuck, that’s quite the plethora of investments

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