# CC debt pissing contest

**URL:** <https://forums.speedlife.net/t/cc-debt-pissing-contest/39900>\
**Category:** NYSpeed Off Topic\
**Created:** [December 7, 2007, 6:29am UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900 "2007-12-07T06:29:57Z")\
**Posts on this page:** 10\
**Page:** 7

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**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\
**Post date:** [December 7, 2007, 1:45pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/121 "2007-12-07T13:45:25Z")

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I had $50 but this thread just reminded me to pay it off

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**Author:** ![RobtC](https://avatars.discourse-cdn.com/v4/letter/r/51bf81/32.png) [@RobtC](https://forums.speedlife.net/u/RobtC)\
**Post date:** [December 7, 2007, 4:52pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/122 "2007-12-07T16:52:15Z")

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i’ve charged over 20k in two years on my amex, first 15 months at 0% interest. I owe under 500 on it now, and can pay it off anytime i chose. Most of the time i had that balance i made $9/hr too lol.

now i moved onto bigger and more expensive things, like a mortgage, a brand new car, and adding to my 401k plan(s). i like to think i have a nice amount of loot and equity established for a 23 year old kid.

in the next 5 years i plan on moving into real estate also while working full time, i plan on making six figures some day. start young, fellas.

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**Author:** ![ZOMGVTEK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zomgvtek/32/5063_2.png) [@ZOMGVTEK](https://forums.speedlife.net/u/ZOMGVTEK)\
**Post date:** [December 7, 2007, 5:00pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/123 "2007-12-07T17:00:36Z")

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Um, $562.18… But they wont let me pay it until the normal billing period…

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**Author:** ![dubbin91](https://avatars.discourse-cdn.com/v4/letter/d/ecccb3/32.png) [@dubbin91](https://forums.speedlife.net/u/dubbin91)\
**Post date:** [December 7, 2007, 8:08pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/124 "2007-12-07T20:08:30Z")

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Fry, your portfolio looks good for your 401k, being young and going for a little more risk is good since you can make it back. Well balanced portfolio so far. soon as mine kicks in in 4 months mine will be building

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**Author:** ![maverick27](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maverick27/32/4946_2.png) [@maverick27](https://forums.speedlife.net/u/maverick27)\
**Post date:** [December 8, 2007, 5:49pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/125 "2007-12-08T17:49:27Z")

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I have had a cc for 3 months now @ 0% (student) and only buy gas/emergency whatever with it.

It has a super low limit, like $200 so I don’t get the hesitation to use it.

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**Author:** ![BrockwayMT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/brockwaymt/32/5060_2.png) [@BrockwayMT](https://forums.speedlife.net/u/BrockwayMT)\
**Post date:** [December 8, 2007, 6:08pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/126 "2007-12-08T18:08:15Z")

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I pay my card every month.

I work the shit out of my HESS credit card. I always put medical bills and insurance payments on there when I can. I put a $1.40 coffee on it today. I do it all for the 1% I get back in free fuel. I also get 5% back on all purchases at HESS.

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**Author:** ![Jon](https://avatars.discourse-cdn.com/v4/letter/j/3bc359/32.png) [@Jon](https://forums.speedlife.net/u/Jon)\
**Post date:** [December 8, 2007, 7:08pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/127 "2007-12-08T19:08:04Z")

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[quote=“JaysGreenLX,post:74,topic:39900"”]

ZERO

I pay my credit card off every month.

[/quote]

:word:

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<div class="post-metadata">

**Author:** ![ZOMGVTEK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zomgvtek/32/5063_2.png) [@ZOMGVTEK](https://forums.speedlife.net/u/ZOMGVTEK)\
**Post date:** [December 8, 2007, 7:38pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/128 "2007-12-08T19:38:58Z")

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[quote=“maverick27,post:125,topic:39900"”]

I have had a cc for 3 months now @ 0% (student) and only buy gas/emergency whatever with it.

It has a super low limit, like $200 so I don’t get the hesitation to use it.

[/quote]

I never understood the whole having a low limit thing. I know a few people who wont get a credit card because they dont have alot of money now. I guess theyre assuming they are not going to be able to pay it off or something? If you dont have the money, dont buy it? Is that hard?

Anyways, i dont see the real use of a credit card besides building credit if you have a limit below 1k. I use it as cash replacement, so i dont need cash in my wallet to be able to buy stuff. Thats a PITA, i never have enough. And its safer, and i get a few percent cash back.

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**Author:** ![Twizted](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/twizted/32/7206_2.png) [@Twizted](https://forums.speedlife.net/u/Twizted)\
**Post date:** [December 8, 2007, 10:55pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/129 "2007-12-08T22:55:52Z")

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was 14k in. paid that off about 3-4 years ago now i just got about 1500$ which will be paid off in about two months…then im just gonna save a lil

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**Author:** ![Final\_GTS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/final_gts/32/7359_2.png) [@Final\_GTS](https://forums.speedlife.net/u/Final_GTS)\
**Post date:** [December 8, 2007, 11:02pm UTC](https://forums.speedlife.net/t/cc-debt-pissing-contest/39900/130 "2007-12-08T23:02:39Z")

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I will own every single person in this thread, I place all my orders on CC’s.

Probably the 5 highest added together.

/end thread.

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