# Checking Account

**URL:** <https://forums.speedlife.net/t/checking-account/62029>\
**Category:** NYSpeed Off Topic\
**Created:** [January 28, 2009, 6:35am UTC](https://forums.speedlife.net/t/checking-account/62029 "2009-01-28T06:35:07Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![Geehee](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geehee/32/7238_2.png) [@Geehee](https://forums.speedlife.net/u/Geehee)\
**Post date:** [January 28, 2009, 7:32am UTC](https://forums.speedlife.net/t/checking-account/62029/21 "2009-01-28T07:32:34Z")

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> [@maxwell](#):
>
> [sarcasm] I am not confused at all.[/sarcasm]

well played. 2 points.

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [January 28, 2009, 7:32am UTC](https://forums.speedlife.net/t/checking-account/62029/22 "2009-01-28T07:32:38Z")

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[sarcasm]you don’t post picard to everything i say[/sarcasm]

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [January 28, 2009, 7:33am UTC](https://forums.speedlife.net/t/checking-account/62029/23 "2009-01-28T07:33:25Z")

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BLUE

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [January 28, 2009, 7:34am UTC](https://forums.speedlife.net/t/checking-account/62029/24 "2009-01-28T07:34:01Z")

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> [@Joe](#):
>
> [sarcasm]you don’t post picard to everything i say[/sarcasm]

LOL, I noticed that the past few days.

The sunnys one though, :picard:

:tup:

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [January 28, 2009, 7:35am UTC](https://forums.speedlife.net/t/checking-account/62029/25 "2009-01-28T07:35:17Z")

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every time i went to sunny’s i never ended up sleeping where I was supposed to.

However, i’m too old for that shit now. In fact, I’m a VP at HSBC. I encourage you to give me more money. I don’t make nearly as much as the title would imply.

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**Author:** ![Geehee](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geehee/32/7238_2.png) [@Geehee](https://forums.speedlife.net/u/Geehee)\
**Post date:** [January 28, 2009, 7:35am UTC](https://forums.speedlife.net/t/checking-account/62029/26 "2009-01-28T07:35:39Z")

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Scummys!

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [January 28, 2009, 7:43am UTC](https://forums.speedlife.net/t/checking-account/62029/27 "2009-01-28T07:43:25Z")

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> [@Joe](#):
>
> every time i went to sunny’s i never ended up sleeping where I was supposed to.
> 
> However, i’m too old for that shit now. In fact, I’m a VP at HSBC. I encourage you to give me more money. I don’t make nearly as much as the title would imply.

sunnys was fun, for about 1 semester freshman year, lol.

I havn’t been back in that place in a good 4 years, but there are still some great Gin Mills in fredonia.:tup:

SCUMMYS!

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [January 28, 2009, 7:45am UTC](https://forums.speedlife.net/t/checking-account/62029/28 "2009-01-28T07:45:49Z")

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I didn’t go to Fredonia. When I got tired of Canisius bitches or needed some new ass or something I would go up there for a night, usually about 1 a semester. I had a 77.7% hookup rate at scummy’s :tspry: we would go to one of the other bars til about 1:30 too, half hour there was all we needed. Let the freshman dudes get the chicks boozed up.

Now back on topic. Buy banking products from me. I’m a model of responsibility.

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [January 28, 2009, 7:52am UTC](https://forums.speedlife.net/t/checking-account/62029/29 "2009-01-28T07:52:35Z")

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> [@Joe](#):
>
> I didn’t go to Fredonia. When I got tired of Canisius bitches or needed some new ass or something I would go up there for a night, usually about 1 a semester. I had a 77.7% hookup rate at scummy’s :tspry: we would go to one of the other bars til about 1:30 too, half hour there was all we needed. Let the freshman dudes get the chicks boozed up.
> 
> Now back on topic. Buy banking products from me. I’m a model of responsibility.

no doubt, lol.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [January 28, 2009, 8:49am UTC](https://forums.speedlife.net/t/checking-account/62029/30 "2009-01-28T08:49:40Z")

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**H** oly **S** hit my **B** ank’s **C** hinese FTW

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**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\
**Post date:** [January 28, 2009, 8:53am UTC](https://forums.speedlife.net/t/checking-account/62029/31 "2009-01-28T08:53:12Z")

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> [@maverick27](#):
>
> HSBC - as long as you don’t fuck up, your OK.
> 
> and online banking is the shit.

honestly hsbc’s online banking is lacking, its accuracy on a day to day basis sucks a fat cock. transactions are pending forever and they don’t show you what the pending transactions are, most other banks will give you a listing of your pending transactions.

I still vote HSBC because they’ve always taken care of me and i’ve never had any issues at all

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [January 28, 2009, 9:46am UTC](https://forums.speedlife.net/t/checking-account/62029/32 "2009-01-28T09:46:32Z")

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I hear the Central Bank of Nigeria is giving out a free million dollar inheritance when you open an account with $10,000. If you don’t get your money in a week then send another 10k to play it safe.

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**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\
**Post date:** [January 28, 2009, 9:47am UTC](https://forums.speedlife.net/t/checking-account/62029/33 "2009-01-28T09:47:45Z")

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I have both HSBC and BOA. I use BOA for checking and my CC. HSBC for their online savings account that keeps dropping the interest rate. Fuckers

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [January 28, 2009, 9:48am UTC](https://forums.speedlife.net/t/checking-account/62029/34 "2009-01-28T09:48:31Z")

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> [@dreid](#):
>
> I have both HSBC and BOA. I use BOA for checking and my CC. HSBC for their online savings account that keeps dropping the interest rate. Fuckers

Thank the Federal Reserve. 0% rate FTL.

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**Author:** ![OfficerK](https://avatars.discourse-cdn.com/v4/letter/o/4da419/32.png) [@OfficerK](https://forums.speedlife.net/u/OfficerK)\
**Post date:** [January 28, 2009, 9:50am UTC](https://forums.speedlife.net/t/checking-account/62029/35 "2009-01-28T09:50:13Z")

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Depends on what you are looking for exactly. In this area I like M&T a ton because there are ATMs everywhere. I can only think of 2 (maybe?) ATMs within a 5 minute drive from me. Otherwise, see what is free, and what is being given away etc

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**Author:** ![khoveraki](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/khoveraki/32/5131_2.png) [@khoveraki](https://forums.speedlife.net/u/khoveraki)\
**Post date:** [January 28, 2009, 10:15am UTC](https://forums.speedlife.net/t/checking-account/62029/36 "2009-01-28T10:15:35Z")

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Right now all banks suck. My sound financial advice is to find a bank with ATMs in a lot of locations, an easy to use online manager, and a super hot teller. 🙂

iris (pronounced, aye-reeeeeeeeese) at BOA on transit is pretty sexy, just switched all my money over to there ;p

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**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\
**Post date:** [January 28, 2009, 10:39am UTC](https://forums.speedlife.net/t/checking-account/62029/37 "2009-01-28T10:39:57Z")

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HSBC and Evans National.

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**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\
**Post date:** [January 28, 2009, 10:43am UTC](https://forums.speedlife.net/t/checking-account/62029/38 "2009-01-28T10:43:08Z")

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I will give you a free toaster if you open an account with me.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [January 28, 2009, 2:29pm UTC](https://forums.speedlife.net/t/checking-account/62029/39 "2009-01-28T14:29:59Z")

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I bank with bank of america. Reason being, when I’m out in vegas, or virtually anywhere in the country, I can make a deposit or a withdrawal without paying fees.

They gave me 100 bucks to open the account two years ago.

HSBC and M&T are FINE banks, but if you travel a lot, you will wish you had a bank that was nation wide.

I have had zero problems with BOA, and I use their free billpay system to the max. Saves me buying stamps to pay bills.

Between keep the change and the 100 bucks they gave me, I’m probably ahead nearly 200 bucks in bullshit promotions this year.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 28, 2009, 2:30pm UTC](https://forums.speedlife.net/t/checking-account/62029/40 "2009-01-28T14:30:21Z")

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> [@chino](#):
>
> honestly hsbc’s online banking is lacking, its accuracy on a day to day basis sucks a fat cock. transactions are pending forever and they don’t show you what the pending transactions are, most other banks will give you a listing of your pending transactions.
> 
> I still vote HSBC because they’ve always taken care of me and i’ve never had any issues at all

use the online check ledger, then keep track of everything your self. I love that feature. but yea, they do suck about updating the pending transactions.

it takes till saturday afternoon for it to show my direct deposit from friday. but I just keep track of everything with that online check ledger

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