# Cops and The Consequences

**URL:** <https://forums.speedlife.net/t/cops-and-the-consequences/112625>\
**Category:** SON240sx Automotive\
**Created:** [January 21, 2008, 11:52pm UTC](https://forums.speedlife.net/t/cops-and-the-consequences/112625 "2008-01-21T23:52:39Z")\
**Posts on this page:** 4\
**Page:** 2

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**Author:** ![DarkForceJackal](https://avatars.discourse-cdn.com/v4/letter/d/b38774/32.png) [@DarkForceJackal](https://forums.speedlife.net/u/DarkForceJackal)\
**Post date:** [January 23, 2008, 1:35pm UTC](https://forums.speedlife.net/t/cops-and-the-consequences/112625/21 "2008-01-23T13:35:42Z")

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> [@New Episode of Cribs](https://forums.speedlife.net/t/new-episode-of-cribs/15641/2):
>
> That would be fine if all insurance paid out was price of a car, but when people get injured, and houses get hit, and they have to pay people for their time off, etc…
> 
> See where I’m going with this? You can’t just pay for your car, you pay for what you could do to others with your car, and how it affects you and them (can’t work, etc.)
> 
> That being said, I think the insurance companies are crazy. With the profits they are making on a REGULATED industry?! I shake my head.

I had almost forgotten about that, a valid point…

But indeed no real excuse when you consider the profits, they’re clearly WAY too far on the safe side in terms of collecting premiums.

But as you said…ins. co’s are crazy! 😃

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**Author:** ![renman](https://avatars.discourse-cdn.com/v4/letter/r/ecb155/32.png) [@renman](https://forums.speedlife.net/u/renman)\
**Post date:** [January 24, 2008, 5:19am UTC](https://forums.speedlife.net/t/cops-and-the-consequences/112625/22 "2008-01-24T05:19:03Z")

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> [@New Episode of Cribs](https://forums.speedlife.net/t/new-episode-of-cribs/15641/3):
>
> I had almost forgotten about that, a valid point…
> 
> But indeed no real excuse when you consider the profits, they’re clearly WAY too far on the safe side in terms of collecting premiums.
> 
> But as you said…ins. co’s are crazy! 😃

+1 on all your points. That’s why I’m in favour of government insurance i.e. BC in theory, because profits should not be a driver of rates. Which I think it currently is.

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**Author:** ![Singh](https://avatars.discourse-cdn.com/v4/letter/s/43a26b/32.png) [@Singh](https://forums.speedlife.net/u/Singh)\
**Post date:** [January 24, 2008, 7:47am UTC](https://forums.speedlife.net/t/cops-and-the-consequences/112625/23 "2008-01-24T07:47:57Z")

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I have a few buddies that are cops, and even they told me how gay and stupid traffic cops are, there just a bunch of ex-nerds on power trips trying to flex their muscles at everyone and bully them around, my cop buddies told me this. LOL, and its true.

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**Author:** ![krgoodwin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/krgoodwin/32/5559_2.png) [@krgoodwin](https://forums.speedlife.net/u/krgoodwin)\
**Post date:** [January 24, 2008, 8:51am UTC](https://forums.speedlife.net/t/cops-and-the-consequences/112625/24 "2008-01-24T08:51:10Z")

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Insurance companies make billions in profit every year. We need non-profit government controlled insurance. Where your rates are a percentage of the money used last year to pay for claims and wages of the employees. We as customers would save thousands each year.

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