# COVID-19 Pandemic Thread \[NY Now Closes All Biz\]

**URL:** <https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978>\
**Category:** NYSpeed Automotive\
**Created:** [March 18, 2020, 4:56pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978 "2020-03-18T16:56:30Z")\
**Posts on this page:** 20\
**Page:** 7

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**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\
**Post date:** [April 8, 2020, 3:33pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/121 "2020-04-08T15:33:47Z")

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Same with allstate.

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 8, 2020, 4:33pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/122 "2020-04-08T16:33:19Z")

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Insurers are dealing with some crazy stuff right now. No new policy being written and widespread cancellations or reductions in coverage across all books.

No mass lay offs yet but claims are down over 50% from the usual right now too.

Huge repercussions in the supply chain coming.

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 8, 2020, 9:33pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/123 "2020-04-08T21:33:47Z")

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the numbers from Indiana are an important leading indicator.

> **[Indiana sees 'alarming' spike in mental health, addiction issues amid...](https://www.indystar.com/story/news/health/2020/04/03/coronavirus-indiana-how-get-help-mental-health-addiction/5104357002/)**
>
> Indiana's 211 hotline went from receiving roughly 1,000 calls a day regarding mental health — including suicidal ideation — to 25,000 calls a day.

1,000 calls per day to their mental health and suicide prevention line up to 25,000 calls per day because of the lock downs… link with #'s in the local paper above are per day.

have not seen any sourcing for similar #'s in Canada yet.

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**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\
**Post date:** [April 9, 2020, 3:49pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/124 "2020-04-09T15:49:49Z")

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> [@JayS](#):
>
> Hopefully Progressive does too. Cars and boat policy is with them.

Progressive is now discounting 20% 👍

> If you have an active personal auto policy at the end of April, you’ll receive a credit for 20% of your April premium. We’ll offer the same 20% credit to active personal auto customers at the end of May, and we may offer additional credits in the upcoming months.

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**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\
**Post date:** [April 9, 2020, 3:53pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/125 "2020-04-09T15:53:34Z")

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> [@Onyx\_Z32](#):
>
> I wonder if those cannonball run dudes are going to make a record attempt while traffic is low and gas is dirt cheap.

Helllooooooooo

[![](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/3X/0/5/05f689b379e626271ab46f3f7b99cd129a2fc9f6.jpeg "There is a new Cannonball record\*") ](https://www.youtube.com/watch?v=hU9tbwBzQKc)

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**Author:** ![juicedz4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/juicedz4/32/5051_2.png) [@juicedz4](https://forums.speedlife.net/u/juicedz4)\
**Post date:** [April 9, 2020, 4:24pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/126 "2020-04-09T16:24:19Z")

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Just got the email from Travellers:

**we have launched the Stay-at-Home Auto Premium Credit Program, which will automatically give you a 15% credit on your April and May premiums**

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 10, 2020, 5:30am UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/127 "2020-04-10T05:30:19Z")

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![Screenshot_20200410-012601~2](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/3X/0/4/04dcc844f0109613c7f06dbcab54aa697621a6d8.jpeg)

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 11, 2020, 6:37pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/128 "2020-04-11T18:37:36Z")

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> **[Texas governor prepares executive order setting guidelines to reopen businesses](https://www.washingtonexaminer.com/news/texas-governor-prepares-executive-order-setting-guidelines-to-reopen-businesses)**
>
> GOP Texas Gov. Greg Abbott plans to unveil an executive order with guidelines on how businesses can reopen.

Will be interesting to see what the measures are coming out of this. I hope they set a high bar for others to follow.

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**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\
**Post date:** [April 11, 2020, 8:00pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/129 "2020-04-11T20:00:30Z")

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NY will probably lag behind the most in reopening.

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 12, 2020, 4:41pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/130 "2020-04-12T16:41:56Z")

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numbers are getting rediculous…

> **[32% unemployment and 47 million out of work: The Fed just issued an alarming...](https://www.businessinsider.com/fed-unemployment-forecast-coronavirus-pandemic-millions-layoffs-record-rate-jobs-2020-3?fbclid=IwAR1-moX2H3Oe1N1_wMR43tNCuesvAyAueeFymSDc_Bonm8QKklftTolcLlk)**
>
> "These are very large numbers by historical standards," Miguel Faria e Castro, an economist, wrote in a blog post.

I am certain that there are more rounds of huge lay offs coming soon.

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**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\
**Post date:** [April 12, 2020, 5:30pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/131 "2020-04-12T17:30:14Z")

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Not that I want people to lose all their shit but logically most people (70%+) are not fiscally responsible and have zero savings. Even on unemployment max + the 600$ after taxes would be around $700 a week and most people will not be able to live on this, especially when a lot are buying booze, drugs and cigs.

What I’m getting at is I would not mind scooping up my first rental property or another nice sports car.

At the plant when overtime dries up you should see all the shit that gets thrown on the “for sale” board.

The majority of people do not live within their means, which is fine paycheck to paycheck, but not during times like now.

But my plan may be foiled if every bill people have to pay is “frozen” until this is over.

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [April 12, 2020, 5:51pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/132 "2020-04-12T17:51:50Z")

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There are way too many factors at play to reasonably predict any outcomes with any degree of certainty.

I agree that fire sales are coming but probably not on too much that’s interesting.

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**Author:** ![Z28pr0jekt](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/z28pr0jekt/32/5393_2.png) [@Z28pr0jekt](https://forums.speedlife.net/u/Z28pr0jekt)\
**Post date:** [April 14, 2020, 1:49pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/133 "2020-04-14T13:49:21Z")

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Stimulus money deposited in my account today.

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**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\
**Post date:** [April 14, 2020, 4:45pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/134 "2020-04-14T16:45:47Z")

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The last time I got a refund from the feds was in 2016, so I’m interested to see if they still have my info on file.

Also currently waiting for PPP funding.

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**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\
**Post date:** [April 14, 2020, 4:49pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/135 "2020-04-14T16:49:44Z")

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How do you pay when/if you typically owe? I have mine drawn right out of my bank account.

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**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\
**Post date:** [April 14, 2020, 4:50pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/136 "2020-04-14T16:50:39Z")

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> [@livin4hockey](#):
>
> How do you pay when/if you typically owe? I have mine drawn right out of my bank account.

I had to pay through the mail with an actual check because my wife didn’t have a SS# (she’s Canadian).

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**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\
**Post date:** [April 15, 2020, 2:05pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/137 "2020-04-15T14:05:48Z")

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> [@Onyx\_Z32](#):
>
> I had to pay through the mail with an actual check because my wife didn’t have a SS# (she’s Canadian).

Gotcha. For anyone else who may be in a similar boat, if you pay taxes and have the money directly debited from your bank, the IRS may still need you to confirm your bank info to get the stimulus check direct deposited. I just went there to check since I incorrectly assumed they had my info on file. Here’s the link for anyone who needs it:

> **[Recovery Rebate Credit | Internal Revenue Service](https://www.irs.gov/newsroom/recovery-rebate-credit)**
>
> The IRS has issued all first, second and third Economic Impact Payments. Most eligible people already received their stimulus payments and won't be eligible to claim a Recovery Rebate Credit. People who are missing a stimulus payment or got less than...

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**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\
**Post date:** [April 15, 2020, 2:13pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/138 "2020-04-15T14:13:02Z")

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Received our stimulus deposit today, torn between a new garage door or putting it toward pouring new concrete to replace our horrible asphalt extension off our driveway.

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**Author:** ![maxwell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maxwell/32/6524_2.png) [@maxwell](https://forums.speedlife.net/u/maxwell)\
**Post date:** [April 15, 2020, 2:28pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/139 "2020-04-15T14:28:44Z")

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checked, and ‘status not available’

We are right at the married threshold for 2018 filings, but still… confusing.

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**Author:** ![LUC1F3R](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/luc1f3r/32/7299_2.png) [@LUC1F3R](https://forums.speedlife.net/u/LUC1F3R)\
**Post date:** [April 15, 2020, 2:30pm UTC](https://forums.speedlife.net/t/covid-19-pandemic-thread-ny-now-closes-all-biz/1413978/140 "2020-04-15T14:30:51Z")

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I got the same. Same situation as well.

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