# Credit Card Question

**URL:** <https://forums.speedlife.net/t/credit-card-question/12926>\
**Category:** NYSpeed Off Topic\
**Created:** [June 5, 2006, 12:39pm UTC](https://forums.speedlife.net/t/credit-card-question/12926 "2006-06-05T12:39:37Z")\
**Posts on this page:** 11\
**Page:** 1

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**Author:** ![Cole\_Trickle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cole_trickle/32/7501_2.png) [@Cole\_Trickle](https://forums.speedlife.net/u/Cole_Trickle)\
**Post date:** [June 5, 2006, 12:39pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/1 "2006-06-05T12:39:37Z")

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so i wanna apply for a credit card, but havent been working since march and have been collecting unemployment. i received a pre-approved offer from Chase, and it requires a work phone number. can i just put my most recent job number there, and if anything, i could say i got fired recently? or can i just put my cell number in there? i wonder if it’s too risky and if any1 has dont anything similar

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [June 5, 2006, 1:00pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/2 "2006-06-05T13:00:12Z")

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I believe the work/home number is just so they can contact you. When they run your credit report they’ll know exactly what you’ve been up to for the past couple months.

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**Author:** ![SkunkApe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/skunkape/32/7575_2.png) [@SkunkApe](https://forums.speedlife.net/u/SkunkApe)\
**Post date:** [June 5, 2006, 1:19pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/3 "2006-06-05T13:19:56Z")

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HAHAAHA OT:

the username just made me burst out into laughter at work…

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [June 5, 2006, 1:22pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/4 "2006-06-05T13:22:29Z")

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Yeah it doesn’t really matter what you put on the form. They check your credit report and look at your FICO score and then decide.

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**Author:** ![Cole\_Trickle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cole_trickle/32/7501_2.png) [@Cole\_Trickle](https://forums.speedlife.net/u/Cole_Trickle)\
**Post date:** [June 5, 2006, 1:30pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/5 "2006-06-05T13:30:54Z")

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thanx

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**Author:** ![AlbinoMonkeyRat](https://avatars.discourse-cdn.com/v4/letter/a/bb73d2/32.png) [@AlbinoMonkeyRat](https://forums.speedlife.net/u/AlbinoMonkeyRat)\
**Post date:** [June 5, 2006, 1:37pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/6 "2006-06-05T13:37:31Z")

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> [@SkunkApe](#):
>
> HAHAAHA OT:
> 
> the username just made me burst out into laughter at work…

me too! Tom Cruise wannabe!

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**Author:** ![joelster](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joelster/32/7258_2.png) [@joelster](https://forums.speedlife.net/u/joelster)\
**Post date:** [June 5, 2006, 1:48pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/7 "2006-06-05T13:48:34Z")

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You’ll most likely get it, regardless if you have a job or not. They will check past credit and determine your credit limit on the card. I gotta ask though…why do you want a credit card if you aren’t working right now? That’s just asking for problems.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [June 5, 2006, 1:52pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/8 "2006-06-05T13:52:12Z")

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> [@joelster](#):
>
> why do you want a credit card if you aren’t working right now? That’s just asking for problems.

:word:

I was going to edit and say the same thing then got a phone call. Credit card + no steady income = huge credit problems down the road.

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**Author:** ![Cole\_Trickle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cole_trickle/32/7501_2.png) [@Cole\_Trickle](https://forums.speedlife.net/u/Cole_Trickle)\
**Post date:** [June 5, 2006, 2:12pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/9 "2006-06-05T14:12:34Z")

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ill have a job really soon. i just wanna build up my credit even more. plus im able to control my spendings

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**Author:** ![The\_GSR](https://avatars.discourse-cdn.com/v4/letter/t/c37758/32.png) [@The\_GSR](https://forums.speedlife.net/u/The_GSR)\
**Post date:** [June 5, 2006, 6:38pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/10 "2006-06-05T18:38:38Z")

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Id put down a friends number and when tell him he has to answer his phone Vandelay industry and tell him he’s in latex. In all seriousness if its pre-approved it prolly doesn’t matter employement wise. You could always put the unemployements phone # down?

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**Author:** ![AlbinoMonkeyRat](https://avatars.discourse-cdn.com/v4/letter/a/bb73d2/32.png) [@AlbinoMonkeyRat](https://forums.speedlife.net/u/AlbinoMonkeyRat)\
**Post date:** [June 5, 2006, 7:18pm UTC](https://forums.speedlife.net/t/credit-card-question/12926/11 "2006-06-05T19:18:05Z")

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> [@The GSR](#):
>
> Id put down a friends number and when tell him he has to answer his phone Vandelay industry and tell him he’s in latex.

Costanza!!!
