# credit help?

**URL:** <https://forums.speedlife.net/t/credit-help/125950>\
**Category:** SON240sx Off Topic\
**Created:** [July 4, 2009, 7:59am UTC](https://forums.speedlife.net/t/credit-help/125950 "2009-07-04T07:59:40Z")\
**Posts on this page:** 1\
**Showing post:** 14

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**Author:** ![roast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/roast/32/5498_2.png) [@roast](https://forums.speedlife.net/u/roast)\
**Post date:** [July 7, 2009, 12:12pm UTC](https://forums.speedlife.net/t/credit-help/125950/14 "2009-07-07T12:12:41Z")

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> [@OFFICIAL Buffalo Sabres Thread](https://forums.speedlife.net/t/official-buffalo-sabres-thread/25170/2207):
>
> Nice tips Roast, I’ve never heard any of that before.
> 
> Some of it is contrary to what I’ve understood to be honest.
> 
> What is a “point” (you said 50-150 points).
> 
> I’ve maxed out my credit card lots of times, it’s all I use. All of my business stuff goes on there too, the credit limit is $23k.
> 
> I’ve never had any credit issues - I got my $280k mortgage approval without any issue…

I’ve seen some people fight for 50 points on their credit score… I think they can get a better interest rate ???

Regardless, your credit “score” is based on points… The score is what companies like equifax or trans canada credit return to potential creditors indicating how well you rank. Higher the number the better (afaik)…

I don’t know all the details, sounds like SpHiNxXx know’s what he’s talking about.

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