# Credit Repair 101

**URL:** https://forums.speedlife.net/t/credit-repair-101/26976
**Category:** NYSpeed Off Topic
**Created:** [April 2, 2007, 8:00pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976 "2007-04-02T20:00:25Z")
**Posts on this page:** 1
**Showing post:** 113

<div class="post-metadata">

### Author: ![Fortytoo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fortytoo/32/5385_2.png) [@Fortytoo](https://forums.speedlife.net/u/Fortytoo)
#### Post date: [May 30, 2009, 12:01pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976/113 "2009-05-30T12:01:26Z")

</div>

> [@brent\_strong](#):
>
> $5 says he buys a car anyway.

I am a woman first of all.

> [@boardjnky4](#):
>
> Why the fuck are you worried about getting a new car? It would make NO SENSE at all to buy a car and get raped on interest.
> 
> PAY OFF YOUR DEBT
> 
> worry about the car later.
> 
> How can you be so dumb as to take financial advise from a person trying to sell you a $20k car?

Second, i have already explained the reasoning behind wanting to buy the car, even if the rate is a tad higher.  
I am not so dumb, it is just 2 things.

1. i won’t have this much in cash again to throw down at the overhead that i owe on my car.
2. my car is not going anywhere but down in resale value, which is going to screw me over later in terms of being more under on it than it’s worth.  
i thought that possibly getting into a used car, and getting rid of this, yes i will be paying a tad more interest, but at least i will have a way better vehicle, and if i ever decide to sell that, at least the resale value on it is going to be worth more than what mine is, 2 fold.

---

_[View the full topic](https://forums.speedlife.net/t/credit-repair-101/26976)._