# Credit Repair 101

**URL:** <https://forums.speedlife.net/t/credit-repair-101/26976>\
**Category:** NYSpeed Off Topic\
**Created:** [April 2, 2007, 8:00pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976 "2007-04-02T20:00:25Z")\
**Posts on this page:** 1\
**Showing post:** 26

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [May 26, 2007, 1:48pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976/26 "2007-05-26T13:48:16Z")

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[quote=“haner,post:22,topic:26976"”]

Just spread out the 3 reports over the course of the year. I

[/quote]

Credit report info (and score) changes monthly, and weekly in some cases. Also, each of the three bureaus are independant company and OFTEN tend to show different data.

[quote=“haner,post:22,topic:26976"”]

I personally use [www.privacyguard.com](http://www.privacyguard.com/) which monitors my credit and allows me to pull my 3 agency report at anytime.

[/quote]

Always a good tip. These are great services, but some of the pricing it outlandish. Review them before you buy.

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