# Credit Repair 101

**URL:** <https://forums.speedlife.net/t/credit-repair-101/26976>\
**Category:** NYSpeed Off Topic\
**Created:** [April 2, 2007, 8:00pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976 "2007-04-02T20:00:25Z")\
**Posts on this page:** 1\
**Showing post:** 27

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [May 26, 2007, 1:54pm UTC](https://forums.speedlife.net/t/credit-repair-101/26976/27 "2007-05-26T13:54:53Z")

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[quote=“sureshot!,post:11,topic:26976"”]

2.) You have a 4k limit at bestbuy. That 4k is a great number if it’s reported.

[/quote]

Be careful with that advice… I turn down a few people a week because they have “TOO MUCH REVOLVING AVAIL”

e.g.-You should not have 10 cards worth 40k loc avail to you when you make 25k/yr.

[quote=“sureshot!,post:16,topic:26976"”]

hard pulls = hurt your score = done by someone other than you

soft pulls = dont hurt your score = done by you, or done by those stupid ‘pre-screened’ offers everyone gets stating you are ‘pre-approved’

[/quote]

fucking :word: I wish that the media would actually explain this concept to the masses, instead of spreading partial -or- disinformation.

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