# daily got a totaled, settlement done.

**URL:** <https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103>\
**Category:** NYSpeed Automotive\
**Created:** [January 11, 2009, 10:23am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103 "2009-01-11T10:23:36Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![Pauly](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pauly/32/7493_2.png) [@Pauly](https://forums.speedlife.net/u/Pauly)\
**Post date:** [January 21, 2009, 1:25pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/21 "2009-01-21T13:25:25Z")

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inB4itsnyspeeditwillbuffout

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**Author:** ![97FormulaWS-6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97formulaws-6/32/7384_2.png) [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)\
**Post date:** [January 21, 2009, 1:28pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/22 "2009-01-21T13:28:38Z")

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Damn…

How’s the shoulder doing?

With an injury like that, all the “stress, discomfort, and pain”, I’m thinking the insurance may have to “give you a little extra”… especially seeing it was completely her fault…

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**Author:** ![Justin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justin/32/7459_2.png) [@Justin](https://forums.speedlife.net/u/Justin)\
**Post date:** [January 21, 2009, 2:01pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/23 "2009-01-21T14:01:04Z")

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Poor TDI. Hope you and the wife feel better soon.

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [January 22, 2009, 7:47pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/24 "2009-01-22T19:47:41Z")

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shoulder is doing better, after i finally listened to the doctor and stopped picking heavy things up (I installed a garage door at my parents house last weekend :eyeroll: )

the wifey is coming around… been able to do a little more… she dosnt work so her down time isnt a huge deal.

the Silverado had 32,500 when I picked it up. one tank later Ive put on 300 miles, I averaged 14mpg, will see I want to hit 40k by the time i turn it in … will see if I can make it (at 3k should I call them and ask if they are going to do an oil change?) lol

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**Author:** ![HotRodKid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/hotrodkid/32/7609_2.png) [@HotRodKid](https://forums.speedlife.net/u/HotRodKid)\
**Post date:** [January 24, 2009, 11:19am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/25 "2009-01-24T11:19:18Z")

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> [@badnewsmini](#):
>
> goodnews, the car is not a total loss, just under 4k in estamate, the car is a schmitts on sherdian drive.

schmidts on sheridan (the body shop chain)

or

Schmitts on genesee (the stealership)

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**Author:** ![somedude](https://avatars.discourse-cdn.com/v4/letter/s/ecd19e/32.png) [@somedude](https://forums.speedlife.net/u/somedude)\
**Post date:** [January 24, 2009, 9:58pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/26 "2009-01-24T21:58:14Z")

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> [@badnewsmini](#):
>
> shoulder is doing better, after i finally listened to the doctor and stopped picking heavy things up (I installed a garage door at my parents house last weekend :eyeroll: )
> 
> the wifey is coming around… been able to do a little more… she dosnt work so her down time isnt a huge deal.
> 
> the Silverado had 32,500 when I picked it up. one tank later Ive put on 300 miles, I averaged 14mpg, will see I want to hit 40k by the time i turn it in … will see if I can make it (at 3k should I call them and ask if they are going to do an oil change?) lol

that would be funny. I wonder if they will notice right away.

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**Author:** ![dmoffitt](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dmoffitt/32/7455_2.png) [@dmoffitt](https://forums.speedlife.net/u/dmoffitt)\
**Post date:** [January 25, 2009, 12:06am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/27 "2009-01-25T00:06:11Z")

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Honestly? I would have pushed HARD to get it totaled. Unless you pay twice that 4k figure no body shop is going to love your car like you do and while it might get “Fixed” its going to be near worthless resale wise because of the accident and it WON’T be the same as it was before.

Suggestion: Have whatever body shop looks at it next “find” some other problems and ask them to put in a request for “supplementals” with your insurance, and make sure it DOES get totaled. There comes a point where you have to look past loving an old car and just look at the money.

Just my $.02, its your shit …

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [January 25, 2009, 8:19am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/28 "2009-01-25T08:19:56Z")

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> [@dmoffitt](#):
>
> Honestly? I would have pushed HARD to get it totaled. Unless you pay twice that 4k figure no body shop is going to love your car like you do and while it might get “Fixed” its going to be near worthless resale wise because of the accident and it WON’T be the same as it was before.
> 
> Suggestion: Have whatever body shop looks at it next “find” some other problems and ask them to put in a request for “supplementals” with your insurance, and make sure it DOES get totaled. There comes a point where you have to look past loving an old car and just look at the money.
> 
> Just my $.02, its your shit …

could also collect the insurance check himself and part the car out too.

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [January 29, 2009, 8:03pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/29 "2009-01-29T20:03:11Z")

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> [@dmoffitt](#):
>
> Honestly? I would have pushed HARD to get it totaled. Unless you pay twice that 4k figure no body shop is going to love your car like you do and while it might get “Fixed” its going to be near worthless resale wise because of the accident and it WON’T be the same as it was before.
> 
> Suggestion: Have whatever body shop looks at it next “find” some other problems and ask them to put in a request for “supplementals” with your insurance, and make sure it DOES get totaled. There comes a point where you have to look past loving an old car and just look at the money.
> 
> Just my $.02, its your shit …

Good news well I guess… this sucks Schmitts just called they found more problems and the insurance ajuster who came out to look at the more problems (floor pan is trashed) decieded to total loss the car 😕

no word from allstate yet… still driving the loaner till they call. shmits said they where there wed, they waited to call me till today as they wanted the insurance to call first… yep lol I HATE ALLSTATE.

now wait and see what they offer me as total loss…

Edit: if I decide to buy the car back, can I drive it on the street as is (just keep using it as a work beater) or when i go to re register will i have problem?

Edit edit: also the truck is at 35k the phrase “change oil soon” has been on the last 2k and the freaken brake pedel cover keeps falling off…

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**Author:** ![bigwoode](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigwoode/32/5175_2.png) [@bigwoode](https://forums.speedlife.net/u/bigwoode)\
**Post date:** [January 29, 2009, 10:03pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/30 "2009-01-29T22:03:42Z")

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:tdown: – hope you can grab another ALH!

BTW get in touch with me! I am in need of your Pelo! :burnout:

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**Author:** ![SVTdriver](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/svtdriver/32/4956_2.png) [@SVTdriver](https://forums.speedlife.net/u/SVTdriver)\
**Post date:** [January 29, 2009, 10:24pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/31 "2009-01-29T22:24:23Z")

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just turn the oil light off. key on engine off. hit gas pedal 3 times

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**Author:** ![Rsnake91](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rsnake91/32/4996_2.png) [@Rsnake91](https://forums.speedlife.net/u/Rsnake91)\
**Post date:** [January 30, 2009, 12:17am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/32 "2009-01-30T00:17:57Z")

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sorry to hear about that, good to see that your ok. :tdown: to the dumb nissan driver  
hope everything plays out in your favor lol

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [February 2, 2009, 1:02pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/33 "2009-02-02T13:02:28Z")

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so still no word from allstate ??? I called progressive (my insurance) to let t hem know what is up. there sending out there own ajuster tomarrow and will get back to us then, for now still in the silverado.

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**Author:** ![Justin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justin/32/7459_2.png) [@Justin](https://forums.speedlife.net/u/Justin)\
**Post date:** [February 2, 2009, 1:04pm UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/34 "2009-02-02T13:04:15Z")

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In my opinion your insurance should not have ever had to know.

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [February 3, 2009, 9:24am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/35 "2009-02-03T09:24:14Z")

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well soooo I call progressive (my insurance) yesterday… almost a week from hearing from the collision shop that Allstate put a hold on fixing the car.

Ironically Allstate called this morning wife answered they totaled the car and offered us 4,000.00…

yep she flipped a lid and hung up on them.

Ill see what progressive says after they go look at it today.

we are working on almost a month (1/9/09 date of loss to today 2/3/09)

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**Author:** ![Minglor](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/minglor/32/7373_2.png) [@Minglor](https://forums.speedlife.net/u/Minglor)\
**Post date:** [February 3, 2009, 9:31am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/36 "2009-02-03T09:31:34Z")

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Miles on the loaner?

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [February 3, 2009, 9:34am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/37 "2009-02-03T09:34:15Z")

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36k I slowed down a bit…

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**Author:** ![IanK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/iank/32/5016_2.png) [@IanK](https://forums.speedlife.net/u/IanK)\
**Post date:** [February 3, 2009, 9:36am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/38 "2009-02-03T09:36:05Z")

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> [@badnewsmini](#):
>
> well soooo I call progressive (my insurance) yesterday… almost a week from hearing from the collision shop that Allstate put a hold on fixing the car.
> 
> Ironically Allstate called this morning they told me they totaled the car and offered me 4,000.00…
> 
> yep I flipped a lid and hung up on them.
> 
> Ill see what progressive says after they go look at it today.
> 
> we are working on almost a month (1/9/09 date of loss to today 2/3/09)

I haven’t read the thread closely and forgive me if Im uniformed but, they offered you 4K, is that not a bit more than a MK4 jetta TDI with milage like yours is going for these days ? why not just take the cash and get another.

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**Author:** ![BadnewsMike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/badnewsmike/32/7419_2.png) [@BadnewsMike](https://forums.speedlife.net/u/BadnewsMike)\
**Post date:** [February 3, 2009, 9:39am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/39 "2009-02-03T09:39:28Z")

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car blue books at 8-9k you find a replacement

2001 Jetta GLS TDI with:  
Power leather seats  
Cruise  
Ac  
Heated Seats  
Sport wheel  
alloys  
sunroof

for 4 and give me a call 🙂

NADA and KBB only take 750 off for mileage, high miles on a TDI mean nothing…

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**Author:** ![IanK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/iank/32/5016_2.png) [@IanK](https://forums.speedlife.net/u/IanK)\
**Post date:** [February 3, 2009, 9:42am UTC](https://forums.speedlife.net/t/daily-got-a-totaled-settlement-done/61103/40 "2009-02-03T09:42:25Z")

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> [@badnewsmini](#):
>
> yep read thread car blue books at 8-9k you find a replacement
> 
> 2001 Jetta GLS TDI with:  
> Power leather seats  
> Cruise  
> Ac  
> Heated Seats  
> Sport wheel  
> alloys  
> sunroof
> 
> for 4 and give me a call 🙂

HaHa OK thats shitty then.

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