# Does a certified check clear immediately? **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [October 29, 2007, 7:26am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794 "2007-10-29T07:26:34Z")\ **Posts on this page:** 6\ **Page:** 3
**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\ **Post date:** [October 29, 2007, 1:19pm UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/41 "2007-10-29T13:19:53Z")
[quote=“JayS,post:11,topic:37794"”] Any check can be fraudulent. The only way I’d take any check is if I went to the bank with the person and watched the bank cut the certified check and hand it to him. [/quote] Cerified checks do not always clear immediately. If the bank doesn’t recognize the bank that cut the check, or if they have no affilliations, the standard 3-5 day thing applies. Like JayS said, unless you were at the bank next to him when they cut the check, proceed with caution. If the bank is a major bank (HSBC, Citibank, etc. ) then I would be less worried, but those can be faked too. Your best bet would be wire transfer. _Sometimes listening to a woman isn’t all that bad._ ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [October 29, 2007, 1:59pm UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/42 "2007-10-29T13:59:00Z")
[quote=“Rx3,post:41,topic:37794"”] Cerified checks do not always clear immediately. If the bank doesn’t recognize the bank that cut the check, or if they have no affilliations, the standard 3-5 day thing applies. Like JayS said, unless you were at the bank next to him when they cut the check, proceed with caution. If the bank is a major bank (HSBC, Citibank, etc. ) then I would be less worried, but those can be faked too. Your best bet would be wire transfer. _Sometimes listening to a woman isn’t all that bad._ [/quote] I thought all banks switched to some form of electronic checks and they clear much faster now… ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [October 29, 2007, 3:05pm UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/43 "2007-10-29T15:05:10Z")
newman, wire xfer. you’re nieve if you take any other means for such an amount. [quote=“FormulaLS1,post:42,topic:37794"”] I thought all banks switched to some form of electronic checks and they clear much faster now… [/quote] that doesnt apply to “clear time” when the funds are being held for negotiation. check21 just means that if you send a check to california, Dos can deposit it today and the california bank will elec. debit the buffalo bank. instead of literally sending the paper to the buffalo bank for negotiation. ---
**Author:** ![jkucz28](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jkucz28/32/7503_2.png) [@jkucz28](https://forums.speedlife.net/u/jkucz28)\ **Post date:** [October 29, 2007, 4:09pm UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/44 "2007-10-29T16:09:50Z")
all you need to do is get the check number call the bank that issued the check and see if its valid… not sure if this is already mentioned i just dont feel like reading the whole thing ---
**Author:** ![StairSRT4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/stairsrt4/32/7585_2.png) [@StairSRT4](https://forums.speedlife.net/u/StairSRT4)\ **Post date:** [October 30, 2007, 8:07am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/45 "2007-10-30T08:07:34Z")
[quote=“Rx3,post:41,topic:37794"”] Cerified checks do not always clear immediately. If the bank doesn’t recognize the bank that cut the check, or if they have no affilliations, the standard 3-5 day thing applies. Like JayS said, unless you were at the bank next to him when they cut the check, proceed with caution. If the bank is a major bank (HSBC, Citibank, etc. ) then I would be less worried, but those can be faked too. Your best bet would be wire transfer. _Sometimes listening to a woman isn’t all that bad._ [/quote] agreed 🙂 ---
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [October 30, 2007, 9:25am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/46 "2007-10-30T09:25:21Z")
A check, even a bank check, can be fraudulent, and it can get bounced around for up to 2 weeks before it gets sorted out. My friend sold a $2k tv and 10 days later the money was taken BACK out of his account and he never got the tv back. When I sold my r1 I made the guy give me the bank check 2 weeks ahead of time. The guy obviously wanted the bike and he had no problem sending me the check early. It was only 10k, not 30k, but I suggest you hold the title until the money sits in your account for 2 weeks. If the guy doesn’t want to do it, too bad for him. [Previous page](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794.md?page=2)