# Does a certified check clear immediately?

**URL:** <https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794>\
**Category:** NYSpeed Off Topic\
**Created:** [October 29, 2007, 7:26am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794 "2007-10-29T07:26:34Z")\
**Posts on this page:** 1\
**Showing post:** 41

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**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\
**Post date:** [October 29, 2007, 1:19pm UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/41 "2007-10-29T13:19:53Z")

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[quote=“JayS,post:11,topic:37794"”]

Any check can be fraudulent. The only way I’d take any check is if I went to the bank with the person and watched the bank cut the certified check and hand it to him.

[/quote]

Cerified checks do not always clear immediately. If the bank doesn’t recognize the bank that cut the check, or if they have no affilliations, the standard 3-5 day thing applies.

Like JayS said, unless you were at the bank next to him when they cut the check, proceed with caution.

If the bank is a major bank (HSBC, Citibank, etc. ) then I would be less worried, but those can be faked too.

Your best bet would be wire transfer.

_Sometimes listening to a woman isn’t all that bad._

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