# Does a certified check clear immediately?

**URL:** <https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794>\
**Category:** NYSpeed Off Topic\
**Created:** [October 29, 2007, 7:26am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794 "2007-10-29T07:26:34Z")\
**Posts on this page:** 1\
**Showing post:** 45

<div class="post-metadata">

**Author:** ![StairSRT4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/stairsrt4/32/7585_2.png) [@StairSRT4](https://forums.speedlife.net/u/StairSRT4)\
**Post date:** [October 30, 2007, 8:07am UTC](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794/45 "2007-10-30T08:07:34Z")

</div>

[quote=“Rx3,post:41,topic:37794"”]

Cerified checks do not always clear immediately. If the bank doesn’t recognize the bank that cut the check, or if they have no affilliations, the standard 3-5 day thing applies.

Like JayS said, unless you were at the bank next to him when they cut the check, proceed with caution.

If the bank is a major bank (HSBC, Citibank, etc. ) then I would be less worried, but those can be faked too.

Your best bet would be wire transfer.

_Sometimes listening to a woman isn’t all that bad._

[/quote]

agreed 🙂

---

_[View the full topic](https://forums.speedlife.net/t/does-a-certified-check-clear-immediately/37794)._