# Ford GT wrecked in WNY **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [July 17, 2009, 9:16am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660 "2009-07-17T09:16:55Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\ **Post date:** [July 17, 2009, 1:37pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/21 "2009-07-17T13:37:29Z")
> [@Blue Eyed Devil](#): > > And you don’t think the they will get the money from the driver’s company? Please. No not at all. You do not need insurance to have a licenses. If I didn’t own a car, I would not have insurance. If I borrowed my friend GTO and crashed it, his insurance would cover the car 100%. That is why he has insurance on the car in the first place. The drive is not liable at all for the car (under insurance liability) unless he did something stupid like killed a family doing 150mph. Then civil charges could be brought up against him. > [@Joe](#): > > I got in an accident in a borrowed car last year and they never so much as contacted my insurance company. As long as the owner gave the person permission to drive it, it goes on their insurance. The driver’s insurance is only for a fallback if the owner was underinsured. I don’t even think the driver’s insurance can be used as a fallback. When I read my policy I don’t think there is any section that covers me if I drive an un or under insured car. The owner of the car might be able to sue the driver personally for any out of pocket costs, but I don’t think the driver’s policy will cover it. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [July 17, 2009, 1:42pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/22 "2009-07-17T13:42:50Z")
I’m not sure why any of you are shocked the guy let a friend drive it. If you’ve got 150k to spend no a toy I’m sure you’ve got the insurance to cover it. Crazy to me is when I see people letting friends drive their cars around a track, something I would never do. A buddy wrecks your car on the street and a nice gesture of paying the deductible is all that’s needed. Wreck it on the track where insurance doesn’t cover it and you’re out the price of the car. ---
**Author:** ![OlDirtyBastard](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/oldirtybastard/32/5384_2.png) [@OlDirtyBastard](https://forums.speedlife.net/u/OlDirtyBastard)\ **Post date:** [July 17, 2009, 1:42pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/23 "2009-07-17T13:42:50Z")
I do believe I know who the owner is, and if you had his money, you would let your friends drive it too. I can tell you this…he didnt pay sales tax on it ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [July 17, 2009, 1:44pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/24 "2009-07-17T13:44:49Z")
That is why I mentioned un-insured/under insured. I would have to think though if the driver has insurance they will go after that company. Side note: I don’t have insurance. 🙂 ---
**Author:** ![super\_chicken](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/super_chicken/32/7417_2.png) [@super\_chicken](https://forums.speedlife.net/u/super_chicken)\ **Post date:** [July 17, 2009, 1:57pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/25 "2009-07-17T13:57:55Z")
I hear it was Tony Borello’s, he owns Pro-oil in Silver Creek. ![http://www.nyspeed.com/forums/attachment.php?attachmentid=9954&d=1247864229](http://www.nyspeed.com/forums/attachment.php?attachmentid=9954&d=1247864229) ---
**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\ **Post date:** [July 17, 2009, 1:58pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/26 "2009-07-17T13:58:26Z")
> [@OlDirtyBastard](#): > > I do believe I know who the owner is, and if you had his money, you would let your friends drive it too. I can tell you this…he didnt pay sales tax on it How do you not pay sales tax? Agreed, if you have the money for the car, why would you care who drives it? I let my friends drive my vette…whatever. > [@Blue Eyed Devil](#): > > That is why I mentioned un-insured/under insured. I would have to think though if the driver has insurance they will go after that company. > > Side note: I don’t have insurance. 🙂 There is no way they can go after the driver’s insurance company if he has one period. Unless he has insurance covering him for doing anything stupid that may somehow cost me money insurance. I wish I didn’t have insurance, but mine isn’t bad. Full coverage with glass and $250 deductible on the C5 and the M3 costs me ~$750 every 6 months. ---
**Author:** ![fourseasonsandles](https://avatars.discourse-cdn.com/v4/letter/f/90ced4/32.png) [@fourseasonsandles](https://forums.speedlife.net/u/fourseasonsandles)\ **Post date:** [July 17, 2009, 2:01pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/27 "2009-07-17T14:01:24Z")
> [@ultradriver10000](#): > > I don’t even think the driver’s insurance can be used as a fallback. When I read my policy I don’t think there is any section that covers me if I drive an un or under insured car. The owner of the car might be able to sue the driver personally for any out of pocket costs, but I don’t think the driver’s policy will cover it. Correct for the most part. If the driver of the vehicle has his own insurance and causes serious damage or injury, his own policy could be considered excess. For example if the owner of the vehicle is insured to $100k, but the driver causes $120k in damages regardless if it is PD or BI, the drivers policy would then kick in to cover the excess damages. If the owner has $100k and the driver has $100K and lets say he hit a car full of money making adults whos total BI claims came to $300k. First the owners policy would pay out, then the drivers would pay excess, only then when both policies have paid their limits can the driver and passengers in the not at fault vehicle can make an underinsured claim against their own policy. Edit: in this case, since we may know the owner of the vehicle has some serious cash, he most likely has an umbrella policy for 1-2million. If that is the case, his auto insurance will be primary, Then the umbrella will kick in and the drivers policy most likely will not pay out, but would still be excess after the owners policy and the umbrella. ---
**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\ **Post date:** [July 17, 2009, 2:07pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/28 "2009-07-17T14:07:19Z")
> [@super chicken](#): > > I hear it was Tony Borello’s, he own’s Pro-oil in Silver Creek. the back half is still good. donor car ---
**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\ **Post date:** [July 17, 2009, 2:09pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/29 "2009-07-17T14:09:26Z")
> [@fourseasonsandles](#): > > Correct for the most part. If the driver of the vehicle has his own insurance and causes serious damage or injury, his own policy could be considered excess. > > For example if the owner of the vehicle is insured to $100k, but the driver causes $120k in damages regardless if it is PD or BI, the drivers policy would then kick in to cover the excess damages. > > If the owner has $100k and the driver has $100K and lets say he hit a car full of money making adults whos total BI claims came to $300k. First the owners policy would pay out, then the drivers would pay excess, only then when both policies have paid their limits can the driver and passengers in the not at fault vehicle can make an underinsured claim against their own policy. > > Edit: in this case, since we may know the owner of the vehicle has some serious cash, he most likely has an umbrella policy for 1-2million. If that is the case, his auto insurance will be primary, Then the umbrella will kick in and the drivers policy most likely will not pay out, but would still be excess after the owners policy and the umbrella. Humm that is very interesting. I didn’t see that anywhere in my policy saying that it would cover damages done by an other’s persons vehicle that I was operating. Umbrella policies are the shitz. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [July 17, 2009, 2:13pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/30 "2009-07-17T14:13:23Z")
> [@Minglor](#): > > Yes it does. > a lot. > > stupid shit in a 100hp honda /= stupid shit in 500 hp 150k car… Stupid shit done on the streets is still stupid shit done by the driver. The car only dictates how much you are risking. ---
**Author:** ![fourseasonsandles](https://avatars.discourse-cdn.com/v4/letter/f/90ced4/32.png) [@fourseasonsandles](https://forums.speedlife.net/u/fourseasonsandles)\ **Post date:** [July 17, 2009, 2:14pm UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/31 "2009-07-17T14:14:24Z")
Depending on how the policy reads, it usually has something along the lines of all other insurance must be exhausted before the underinsured kicks in. ---
**Author:** ![camarojoe](https://avatars.discourse-cdn.com/v4/letter/c/c67d28/32.png) [@camarojoe](https://forums.speedlife.net/u/camarojoe)\ **Post date:** [July 18, 2009, 4:32am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/32 "2009-07-18T04:32:36Z")
More info: Here is what I have heard from my friend in Brocton about this. It was in Thursday issue of the Evening Observer (Dunkirk, NY) The accident happened on Rt 60 which you cross on the way to the Dunkirk flea market. It was about 1/4 mile south of Rt 20 and 60. Not quite as busy as the section north of 20 but still a developed area. I talked to a friend that was at the cruise in and he went the accident scene (that I avoided.) and they were just loading the people into the ambulance. He said it went off the road into a ditch, hit and demolished the front end of the GT and went airborne and ended up on Rt60 facing the direction it came from. The wheels and suspension separated from the vehicle, but the passenger compartment was intact. It was designed to protect the driver and has a roll cage that is quite strong. He said the passenger was his daughter and she was approx. 10 to 14 years old. The newspaper had a picture but no names and next to nothing about the accident and there was nothing in todays paper. The owner of the car has lots of money and there is speculation that they are trying to keep the details quiet. ---
**Author:** ![Minglor](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/minglor/32/7373_2.png) [@Minglor](https://forums.speedlife.net/u/Minglor)\ **Post date:** [July 18, 2009, 4:55am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/33 "2009-07-18T04:55:57Z")
> [@Bastinado](#): > > Stupid shit done on the streets is still stupid shit done by the driver. The car only dictates how much you are risking. So…The caliper of car does matter. :mamoru: ---
**Author:** ![BigEd88](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/biged88/32/5064_2.png) [@BigEd88](https://forums.speedlife.net/u/BigEd88)\ **Post date:** [July 18, 2009, 6:19am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/34 "2009-07-18T06:19:26Z")
yeah I don’t think I would let someone take that out alone, for some reason, people treat the vehicle different when they’re with the owner than when their watching. I’m just surprised he was going that fast with his daughter. Really like these cars. ---
**Author:** ![Deathproof](https://avatars.discourse-cdn.com/v4/letter/d/dec6dc/32.png) [@Deathproof](https://forums.speedlife.net/u/Deathproof)\ **Post date:** [July 18, 2009, 6:52am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/35 "2009-07-18T06:52:16Z")
dibs on brakes wheels and driveline. ---
**Author:** ![BLKS197](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blks197/32/5346_2.png) [@BLKS197](https://forums.speedlife.net/u/BLKS197)\ **Post date:** [July 18, 2009, 6:57am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/36 "2009-07-18T06:57:45Z")
Any word on whose it is yet? I know the owner of Online Auto Connection in west seneca has one ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [July 18, 2009, 7:15am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/37 "2009-07-18T07:15:44Z")
> [@camarojoe](#): > > It was designed to protect the driver and has a roll cage that is quite strong. Really, a passenger compartment designed to protect it’s occupants? That’s new. Not to mention these cars do not have cages. ---
**Author:** ![camarojoe](https://avatars.discourse-cdn.com/v4/letter/c/c67d28/32.png) [@camarojoe](https://forums.speedlife.net/u/camarojoe)\ **Post date:** [July 18, 2009, 10:16am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/38 "2009-07-18T10:16:18Z")
> [@TAJoerg](#): > > Any word on whose it is yet? I know the owner of Online Auto Connection in west seneca has one Wasn’t him. Super chicken posted: I hear it was Tony Borello’s, he own’s Pro-oil in Silver Creek. ---
**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\ **Post date:** [July 18, 2009, 10:46am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/39 "2009-07-18T10:46:08Z")
think I saw this car at the Hamburg Fairgrounds Casino cruise night last month ---
**Author:** ![OlDirtyBastard](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/oldirtybastard/32/5384_2.png) [@OlDirtyBastard](https://forums.speedlife.net/u/OlDirtyBastard)\ **Post date:** [July 18, 2009, 10:58am UTC](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660/40 "2009-07-18T10:58:14Z")
> [@ultradriver10000](#): > > How do you not pay sales tax? Agreed, if you have the money for the car, why would you care who drives it? I let my friends drive my vette…whatever. > > here is no way they can go after the driver’s insurance company if he has one period. > > Unless he has insurance covering him for doing anything stupid that may somehow cost me money insurance. > > I wish I didn’t have insurance, but mine isn’t bad. Full coverage with glass and $250 deductible on the C5 and the M3 costs me ~$750 every 6 months. the not paying sales tax thing was a clue to whose car it is…but I dont drop names. [Previous page](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660.md?page=1) [Next page](https://forums.speedlife.net/t/ford-gt-wrecked-in-wny/70660.md?page=3)