# fs: take over lease! 2006 cobalt ss/sc **URL:** \ **Category:** Classifieds\ **Created:** [March 21, 2007, 8:29am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222 "2007-03-21T08:29:55Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![stiffler69187](https://avatars.discourse-cdn.com/v4/letter/s/da6949/32.png) [@stiffler69187](https://forums.speedlife.net/u/stiffler69187)\ **Post date:** [March 21, 2007, 8:29am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/1 "2007-03-21T08:29:55Z")
I’m trying to find someone to take over my lease on my 2006 cobalt ss/sc. u get 15,000 miles a year & its a 3 year lease. i had it for 13months & the mileage now is 16,200. its metallic silver, red & black leather interior. tinted windows & a mtx stereo system. payments are 360/month. the stereo system i will include for $500. if you dont want it you can just take over the car for the next payment. The reason i’m gettin arrid of it is that i just got a good deal on 2004 sti that i wana get but cant afford unless i get arrid of this. i’ll post pics a little bit later today anybody want to see or more info p.m. me for my number & we can set something up ---
**Author:** ![RFL\_DSM\_S](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rfl_dsm_s/32/5048_2.png) [@RFL\_DSM\_S](https://forums.speedlife.net/u/RFL_DSM_S)\ **Post date:** [March 21, 2007, 8:33am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/2 "2007-03-21T08:33:18Z")
haha dave! ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [March 21, 2007, 8:40am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/3 "2007-03-21T08:40:55Z")
lol 360 a month for a cobalt… ---
**Author:** ![tonymitss5](https://avatars.discourse-cdn.com/v4/letter/t/b77776/32.png) [@tonymitss5](https://forums.speedlife.net/u/tonymitss5)\ **Post date:** [March 21, 2007, 8:41am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/4 "2007-03-21T08:41:33Z")
Lease payments on a 20K car of $360 a month yikes. Good Luck. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [March 21, 2007, 8:42am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/5 "2007-03-21T08:42:04Z")
get arrid? are you a desert in disguise? maybe a delicious dessert? ---
**Author:** ![stiffler69187](https://avatars.discourse-cdn.com/v4/letter/s/da6949/32.png) [@stiffler69187](https://forums.speedlife.net/u/stiffler69187)\ **Post date:** [March 21, 2007, 8:45am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/6 "2007-03-21T08:45:35Z")
the car was 25k it’s fully loaded g85, onstar, 6airbags, sunroof, has all the extra’s ---
**Author:** ![stiffler69187](https://avatars.discourse-cdn.com/v4/letter/s/da6949/32.png) [@stiffler69187](https://forums.speedlife.net/u/stiffler69187)\ **Post date:** [March 21, 2007, 8:46am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/7 "2007-03-21T08:46:59Z")
if i dont sell it the money i have for my downpayment on the sti i’m using for mods on this one ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 21, 2007, 10:10am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/8 "2007-03-21T10:10:22Z")
put it on [swapalease.com](http://swapalease.com) or [leasetrader.com](http://leasetrader.com) but you’re probably gonna have to offer a cash incentive to get out of this…I pay $267 a month to lease my GTO and it stickers like 12k higher than your car. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [March 21, 2007, 10:19am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/9 "2007-03-21T10:19:22Z")
This might prove to be tough to get out of. I don’t see many people wanting to spend $8,300 dollars to drive a used Cobalt, albeit a loaded SC Cobalt, for less than 2 years. You might have to stick it out through the end of the lease, then look at upgrading. ---
**Author:** ![misteroman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/misteroman/32/7423_2.png) [@misteroman](https://forums.speedlife.net/u/misteroman)\ **Post date:** [March 21, 2007, 10:35am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/10 "2007-03-21T10:35:57Z")
I actually went on Swapalease Looking for a GTO or C/SS to find someone looking to get out.They had a GTO with like 6 mos left for 190/ a mo.When I clicked on the contact info made me fill out a profile.No prob there.Did that then they wanted me to do a credit app. so I said forget it as I wasn’t sure about that.Now they(swap) are calling me twice a day. On a side note my buddy has an 05 SS and his payments are $395 a month,no money down and he bought it. D ---
**Author:** ![jeeves744](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeeves744/32/7619_2.png) [@jeeves744](https://forums.speedlife.net/u/jeeves744)\ **Post date:** [March 21, 2007, 10:44am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/11 "2007-03-21T10:44:11Z")
[quote=“stiffler69187,post:7,topic:26222"”] if i dont sell it the money i have for my downpayment on the sti i’m using for mods on this one [/quote] why would you ever put mods on a leased car? ---
**Author:** ![dirtye30](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dirtye30/32/7333_2.png) [@dirtye30](https://forums.speedlife.net/u/dirtye30)\ **Post date:** [March 21, 2007, 10:49am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/12 "2007-03-21T10:49:07Z")
[quote=“jeeves744,post:11,topic:26222"”] why would you ever put mods on a leased car? [/quote] for the same reason youd pay 3148198 billion dollars a month for it. lol. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 21, 2007, 10:50am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/13 "2007-03-21T10:50:10Z")
[quote=“misteroman$$$,post:10,topic:26222"”] I actually went on Swapalease Looking for a GTO or C/SS to find someone looking to get out.They had a GTO with like 6 mos left for 190/ a mo.When I clicked on the contact info made me fill out a profile.No prob there.Did that then they wanted me to do a credit app. so I said forget it as I wasn’t sure about that.Now they(swap) are calling me twice a day. On a side note my buddy has an 05 SS and his payments are $395 a month,no money down and he bought it. D [/quote] I did mine on leasetrader but basically they won’t even let you contact the buyers unless you have the credit to get approved from the finance company, so you dont waste their time because the process takes like a month by the time you go through everything ---
**Author:** ![EclipsePimp](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/eclipsepimp/32/7233_2.png) [@EclipsePimp](https://forums.speedlife.net/u/EclipsePimp)\ **Post date:** [March 21, 2007, 11:28am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/14 "2007-03-21T11:28:35Z")
ill take them over what is the terms u got a pm. ---
**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\ **Post date:** [March 21, 2007, 11:51am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/15 "2007-03-21T11:51:11Z")
[quote=“newman,post:5,topic:26222"”] get arrid? are you a desert in disguise? maybe a delicious dessert? [/quote] maybe a stick of deodorant? ---
**Author:** ![Mercersbuff79](https://avatars.discourse-cdn.com/v4/letter/m/fbc32d/32.png) [@Mercersbuff79](https://forums.speedlife.net/u/Mercersbuff79)\ **Post date:** [March 21, 2007, 11:55am UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/16 "2007-03-21T11:55:45Z")
Hey the STI that your buying is it the one that was at West Herr in OP? Can you tell me how much your going to pay for it because I’m looking to get one in the next month or so and im wondering how much dealerships are willing to go down in prices. Good luck on the Cobalt… ---
**Author:** ![05OrangeSS](https://avatars.discourse-cdn.com/v4/letter/0/eada6e/32.png) [@05OrangeSS](https://forums.speedlife.net/u/05OrangeSS)\ **Post date:** [March 21, 2007, 3:51pm UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/17 "2007-03-21T15:51:06Z")
its metallic silver, red & black leather interior. Then a few posts later you said it had the g85 package?? The g85 comes with all black recaros…like the ones in my car…not trying to knock your post or anything…just making sure people get the right info. His payments aren’t THAT bad…mine are $337.16, but I plan on buying mine out…smartbuys aren’t as bad as they seem… ---
**Author:** ![tonymitss5](https://avatars.discourse-cdn.com/v4/letter/t/b77776/32.png) [@tonymitss5](https://forums.speedlife.net/u/tonymitss5)\ **Post date:** [March 21, 2007, 9:52pm UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/18 "2007-03-21T21:52:36Z")
[quote=“05OrangeSS,post:17,topic:26222"”] its metallic silver, red & black leather interior. Then a few posts later you said it had the g85 package?? The g85 comes with all black recaros…like the ones in my car…not trying to knock your post or anything…just making sure people get the right info. His payments aren’t THAT bad…mine are $337.16, but I plan on buying mine out…smartbuys aren’t as bad as they seem… [/quote] It is silly because you could finance the car to buy it outright for 5 years for around $400 a month with a few thousand down. You are buying an American car with an interest rate of what 1.9, 2.9 for 60 months. It is not like buying a New Honda like I did, paying the rate American Honda Financial gives to everyone with excellent credit simply because Honda needs no incentive to sell an Accord or Civic. Even if you plan on buying it outright at the end of a 3 year lease you still owe a balloon of what 10K or so? Then you have to refinance the 10K at used car interest rate of what 5.9, 6.9 for another couple years? Your getting raped by interest on two seperate occasions. :bloated: ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 21, 2007, 9:55pm UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/19 "2007-03-21T21:55:56Z")
[quote=“tonymitss5,post:18,topic:26222"”] It is silly because you could finance the car to buy it outright for 5 years for around $400 a month with a few thousand down. You are buying an American car with an interest rate of what 1.9, 2.9 for 60 months. It is not like buying a New Honda like I did, paying the rate American Honda Financial gives to everyone with excellent credit simply because Honda needs no incentive to sell an Accord or Civic. Even if you plan on buying it outright at the end of a 3 year lease you still owe a balloon of what 10K or so? Then you have to refinance the 10K at used car interest rate of what 5.9, 6.9 for another couple years? Your getting raped by interest on two seperate occasions. :bloated: [/quote] Leasing is actually a lot smarter on a car of that type with high depreciation. If you buy a cobalt for 5 years, you’re gonna be upside down for 4 of them. If you want to sell, you’re fucked. Leasing puts the depreciation risk in their hands. If it depreciates faster than expected, instead of taking a beating, you say good riddance and walk away. If the depreciation is less than expected, you buy it out and come out ahead of the game. ---
**Author:** ![tonymitss5](https://avatars.discourse-cdn.com/v4/letter/t/b77776/32.png) [@tonymitss5](https://forums.speedlife.net/u/tonymitss5)\ **Post date:** [March 21, 2007, 10:23pm UTC](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222/20 "2007-03-21T22:23:16Z")
[quote=“Joe,post:19,topic:26222"”] Leasing is actually a lot smarter on a car of that type with high depreciation. If you buy a cobalt for 5 years, you’re gonna be upside down for 4 of them. If you want to sell, you’re fucked. Leasing puts the depreciation risk in their hands. If it depreciates faster than expected, instead of taking a beating, you say good riddance and walk away. If the depreciation is less than expected, you buy it out and come out ahead of the game. [/quote] Yes, I understand that completely. And I 100% agree with you. Yet, the point I was trying to make is that he is planning on buying out the car at the end of the lease… Which in my eyes is retarded paying interest twice on something. And the high depriciation factor effects every single car probably except a base DX Honda Civic. I bet that is the only car one could finance new and practically always owe what it is worth. And if you really wanted to level out the playing field simply put more cash down (assuming you have it). Also, do the SC Cobalts really take a huge depreciation hit? I see that SRT-4s have held their value quite nicely. [Next page](https://forums.speedlife.net/t/fs-take-over-lease-2006-cobalt-ss-sc/26222.md?page=2)