# FYI: HSBC Online-Only Savings 4.25% APY **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [January 3, 2008, 11:09am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158 "2008-01-03T11:09:47Z")\ **Posts on this page:** 9\ **Page:** 3
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [January 29, 2008, 3:46pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/41 "2008-01-29T15:46:59Z")
> [@ubengineering](#): > > i started a year and a half ago with internet savings, i got a firm 6.0% on my account, and overall i have 4 with hsbc, also my credit card had a year of no interest which expires in april, but i had a 4k credit line, bought my engine etc books for the enxt year and any parts i needed and ive been paying it off like a small loan over the last 9 months, payed off 9500 bux, worked out really well > > theyre doing it again for noobs to their credit card except now its 6 months I’m sorry, what? You took out a credit card @ 0% and deposited the funds into a 6% svgs? Then paid the card off before the promo expired? Congrats! I’m glad you paid it off before the end of the promo. ---
**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\ **Post date:** [January 29, 2008, 3:56pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/42 "2008-01-29T15:56:53Z")
> [@Nikuk](#): > > I’m sorry, what? > > You took out a credit card @ 0% and deposited the funds into a 6% svgs? Then paid the card off before the promo expired? > > Congrats! I’m glad you paid it off before the end of the promo. no you completely miss understood me i hav 6% back on my savings and the credit card i just threw in there, just saying they have some good deals, just not as good as last year ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [January 29, 2008, 4:00pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/43 "2008-01-29T16:00:15Z")
> [@ubengineering](#): > > no you completely miss understood me > > i hav 6% back on my savings > > and the credit card i just threw in there, just saying they have some good deals, just not as good as last year Phew… cause I really hope that you weren’t suggesting the card into savings move is a good idea. So, this thread is not about credit cards. 😛 ---
**Author:** ![jabbu](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jabbu/32/7446_2.png) [@jabbu](https://forums.speedlife.net/u/jabbu)\ **Post date:** [January 29, 2008, 4:06pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/44 "2008-01-29T16:06:15Z")
And why would that be a bad idea? ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [January 29, 2008, 4:15pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/45 "2008-01-29T16:15:17Z")
BTW - FNBO now @ 4.30% ---
**Author:** ![AKUMA\_TO\_TENSHI](https://avatars.discourse-cdn.com/v4/letter/a/db5fbb/32.png) [@AKUMA\_TO\_TENSHI](https://forums.speedlife.net/u/AKUMA_TO_TENSHI)\ **Post date:** [January 29, 2008, 5:28pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/46 "2008-01-29T17:28:50Z")
> [@cougarspeed](#): > > Etrade is 5.05% APY. +1 Most discount brokers pay a higher rates than the banks and they do have check cards. More $$$$$:pimp: KK ---
**Author:** ![Hass](https://avatars.discourse-cdn.com/v4/letter/h/51bf81/32.png) [@Hass](https://forums.speedlife.net/u/Hass)\ **Post date:** [January 29, 2008, 6:14pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/47 "2008-01-29T18:14:49Z")
I opened one at HSBC Online the other day. Figured it’s a safe way to stash away money 😉 ---
**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\ **Post date:** [August 22, 2008, 4:58am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/48 "2008-08-22T04:58:03Z")
bump. the best rate i can find as of right now is 3.5%@ HSBC online svaings. edit: AmTrust= 3.928%intrest rate 4.00% APY ---
**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\ **Post date:** [August 22, 2008, 7:42am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/49 "2008-08-22T07:42:18Z")
that hsbc 3.5 is way better than my regular .9% interest I have with HSBC now [Previous page](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158.md?page=2)